Cash flow Prudential plc

Equities

PRU

GB0007099541

Life & Health Insurance

Market Closed - London S.E. Other stock markets 16:35:26 05/12/2025 GMT			5-day change	1st Jan Change
1,078.00 ^GBX	-1.60%		-1.42%	+69.23%

06:54pm	Icici Prudential Asset Management Company says existing shareholders to sell up to 49 million shares in IPO	RE
04:24pm	Stocks advance, dollar falls as investors eye Fed cut after mild US data	RE

f2431147a1e9097287.0UE2NuZ8_-uosW0Db7RNwg5j4bKWmGyfDE61mtx_BQE.oxRQX9AGy6ng0CQ6CtI3klYFr_XsrxrTShbh3okbMmD8MgB3oBfLj-ucNA

Published financial data: PRUDENTIAL PLC

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2020	2021	2022	2023	2024
Premiums and Annuity Revenues	10.31B	22.37B	21.4B	9.37B	10.36B
Total Interest And Dividend Income	44.99B	3.49B	-62M	9.74B	5.82B
Gain (Loss) on Sale of Investments, Total (Rev)	-	-	-30.04B	-22M	-71M
Other Revenues, Total	670M	641M	539M	-8.05B	-3.86B
Total Revenues	55.97B	26.5B	-8.16B	11.04B	12.26B
Policy Benefits	48.2B	18.91B	-13.7B	4.54B	4.91B
Policy Acquisition / Underwriting Costs, Total	1.63B	1.58B	1.8B	2.74B	3.16B
Selling General & Admin Expenses, Total	4.61B	3.13B	3.09B	-	-
Other Operating Expenses	-760M	-152M	-1.02B	-	-
Total Operating Expenses	53.69B	23.47B	-9.83B	7.28B	8.06B
Operating Income	2.29B	3.03B	1.67B	3.75B	4.19B
Interest Expense, Total	-337M	-328M	-209M	-463M	-528M
Income (Loss) on Equity Invest.	517M	352M	29M	-91M	477M
Currency Exchange Gains (Loss)	-	-	-	4M	40M
Other Non Operating Income (Expenses)	-10M	-	-7M	-932M	-941M
EBT, Excl. Unusual Items	2.46B	3.05B	1.48B	2.27B	3.24B
Gain (Loss) on Sale of Assets	-	-	-	-	-
Other Unusual Items	-38M	-35M	-	-	-
EBT, Incl. Unusual Items	2.42B	3.02B	1.48B	2.27B	3.24B
Income Tax Expense	234M	804M	475M	560M	824M
Earnings From Continuing Operations	2.18B	2.21B	1.01B	1.71B	2.42B
Earnings Of Discontinued Operations	-	-4.23B	-	-	-
Net Income to Company	2.18B	-2.02B	1.01B	1.71B	2.42B
Minority Interest	-67M	-22M	-9M	-11M	-130M
Net Income - (IS)	2.12B	-2.04B	998M	1.7B	2.28B
Net Income to Common Incl Extra Items	2.12B	-2.04B	998M	1.7B	2.28B
Net Income to Common Excl. Extra Items	2.12B	2.19B	998M	1.7B	2.28B
Per Share Items
Net EPS - Basic	0.82	-0.78	0.36	0.62	0.84
Basic EPS - Continuing Operations	0.82	0.83	0.36	0.62	0.84
Basic Weighted Average Shares Outstanding	2.6B	2.63B	2.74B	2.74B	2.72B
Net EPS - Diluted	0.82	-0.78	0.36	0.62	0.84
Diluted EPS - Continuing Operations	0.82	0.83	0.36	0.62	0.84
Diluted Weighted Average Shares Outstanding	2.6B	2.63B	2.74B	2.75B	2.72B
Normalized Basic EPS	0.57	0.72	0.34	0.51	0.7
Normalized Diluted EPS	0.57	0.72	0.34	0.51	0.7
Dividend Per Share	0.16	0.17	0.19	0.2	0.23
Payout Ratio	38.43	-20.62	47.49	31.33	24.16
American Depositary Receipts Ratio (ADR)	0.5	0.5	0.5	0.5	0.5
Supplemental Items
EBITDA	2.55B	3.08B	2.02B	4.18B	4.62B
EBITA	2.48B	3.03B	1.99B	4.13B	4.58B
EBIT	2.29B	3.03B	1.67B	3.75B	4.19B
EBITDAR	2.54B	-	2.02B	4.18B	4.62B
Total Revenues (As Reported)	55.97B	26.5B	-8.22B	-	-
Effective Tax Rate - (Ratio)	9.67	26.64	32.05	24.65	25.44
Current Domestic Taxes	-	-	-	-	-
Current Foreign Taxes	-	-	-	-	-
Total Current Taxes	314M	-	481M	456M	521M
Deferred Domestic Taxes	-	-	-	-	-
Deferred Foreign Taxes	-	-	-	-	-
Total Deferred Taxes	-80M	-	-6M	104M	303M
Normalized Net Income	1.47B	1.89B	917M	1.41B	1.89B
Interest on Long-Term Debt	16M	-	2M	7M	10M
Non-Cash Pension Expense	-	-	-	-	-
Supplemental Operating Expense Items
General and Administrative Expenses	4.61B	3.13B	3.09B	-	-
Net Rental Expense, Total	-10.8M	-	-6M	-7M	-2M
Imputed Operating Lease Interest Expense	-1.62M	-	-1.56M	-4.61M	-1.6M
Imputed Operating Lease Depreciation	-9.18M	-	-4.44M	-2.39M	-404K
Stock-Based Comp., Other (Total)	171M	-	104M	81M	85M
Total Stock-Based Compensation	171M	-	104M	81M	85M

Fiscal Period: December	2020	2021	2022	2023	2024
Assets
Investment In Debt Securities	124B	99.09B	76.99B	83.06B	73.8B
Investment In Equity and Preferred Securities, Total	34.34B	28.34B	28.82B	66.69B	83.41B
Trading Asset Securities, Total	1.38B	-	-	-	-
Real Estate Owned	23M	38M	37M	39M	3M
Mortgage Loans	7.99B	150M	140M	148M	153M
Policy Loans	6.09B	1.73B	1.92B	-	-
Total Other Investments	32.94B	40.19B	37.05B	5.87B	5.47B
Total investments	207B	170B	145B	156B	163B
Cash And Equivalents	3.25B	7.17B	5.51B	4.75B	5.77B
Reinsurance Recoverable - (IS)	47.52B	9.75B	3B	2.43B	3.39B
Other Receivables - (Insurance Template)	4.63B	3.65B	3.13B	3.81B	3.95B
Deferred Policy Acquisition Costs - (BS)	16.22B	2.82B	3.25B	-	-
Separate Account Assets	219B	-	-	-	-
Gross Property Plant And Equipment	1.77B	-	1.19B	1.23B	1.34B
Accumulated Depreciation	-879M	-	-775M	-855M	-923M
Net Property Plant And Equipment	893M	478M	419M	374M	417M
Goodwill	961M	907M	890M	896M	848M
Other Intangibles, Total	4.1B	4.02B	3.88B	3.99B	3.82B
Restricted Cash	4.77B	-	-	-	-
Other Current Assets, Total	2.6B	481M	569M	1.86B	691M
Deferred Tax Assets Long-Term (Collected)	4.86B	266M	310M	156M	142M
Other Long-Term Assets, Total	34M	28M	17M	-	-
Total Assets	516B	199B	166B	174B	182B
Liabilities
Accrued Expenses, Total	776M	7.98B	598M	279M	273M
Insurance And Annuity Liabilities	444B	156B	128B	140B	148B
Reinsurance Payable - (BS)	4.63B	-	2.04B	1.15B	536M
Current Portion of Long-Term Debt	-	-	-	-	-
Current Portion of Leases	142M	-	101M	76M	84M
Short-Term Borrowings	10.27B	723M	1.08B	1.42B	799M
Long-Term Debt	8.08B	6.14B	4.28B	3.94B	3.94B
Long-Term Leases	354M	347M	198M	158M	173M
Current Income Taxes Payable	280M	185M	208M	275M	238M
Other Current Liabilities - (Brok / FS / Ins. / REIT Template)	6.46B	5.93B	5.19B	2.95B	4.54B
Pension & Other Post Retirement Benefits	328M	-	341M	-	-
Deferred Tax Liability Non-Current	6.08B	2.86B	2.87B	1.25B	1.51B
Other Non Current Liabilities	12.29B	1.53B	4.2B	4.75B	3.54B
Total Liabilities	494B	182B	149B	156B	163B
Common Stock, Total	173M	182M	182M	183M	176M
Additional Paid In Capital	2.64B	5.01B	5.01B	5.01B	5.01B
Retained Earnings	14.67B	10.48B	11.08B	11.93B	11.91B
Treasury Stock	-243M	-267M	-270M	-	-
Comprehensive Income and Other	3.64B	1.68B	962M	703M	401M
Total Common Equity	20.88B	17.09B	16.96B	17.82B	17.49B
Minority Interest	1.24B	176M	167M	160M	1.18B
Total Equity	22.12B	17.26B	17.13B	17.98B	18.67B
Total Liabilities And Equity	516B	199B	166B	174B	182B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	2.6B	2.73B	2.74B	2.74B	2.64B
ECS Total Common Shares Outstanding	2.6B	2.73B	2.74B	2.74B	2.64B
Book Value / Share	8.04	6.25	6.2	6.5	6.62
Tangible Book Value	15.82B	12.17B	12.19B	12.94B	12.82B
Tangible Book Value Per Share	6.09	4.45	4.45	4.72	4.85
Total Debt	18.84B	7.21B	5.66B	5.59B	4.99B
Net Debt	15.6B	41M	144M	839M	-778M
Debt Equivalent of Unfunded Proj. Benefit Obligation	-	-	-	-	-
Debt Equivalent Oper. Leases	-86.4M	-	-48M	-56M	-16M
Minority Interest, Total (Incl. Fin. Div)	1.24B	176M	167M	160M	1.18B
Equity Method Investments, Total	1.96B	2.18B	1.92B	1.94B	2.41B
Account Code - Inventory Valuation	3	3	3	3	3
Full Time Employees	16.23K	-	14.67K	15.03K	15.41K
Part Time Employees	-	-	9.1	-	-

Fiscal Period: December	2020	2021	2022	2023	2024
Net Income	2.12B	-2.04B	998M	1.7B	2.28B
Depreciation, Depletion & Amortization	218M	169M	145M	145M	134M
Amortization of Goodwill and Intangible Assets - (CF)	191M	-	317M	379M	389M
Total Depreciation, Depletion & Amortization	409M	169M	462M	524M	523M
Amortization of Deferred Charges, Total	34M	-	24M	-	-
Amort. Of Deferred Policy Acq. Costs - (CF)	94M	-	485M	-	-
Change in insurance Reserves / Liabilities	53.59B	9.1B	-29.21B	12.79B	7.92B
Change in Other Net Operating Assets (Collected)	-54.14B	-11.88B	28.82B	-14.47B	-7.72B
Net Cash From Discontinued Operations	-	-423M	-	-	-
Other Operating Activities	-146M	4.94B	-501M	294M	595M
Cash from Operations	1.97B	-145M	1.08B	832M	3.61B
Capital Expenditure	-59M	-36M	-34M	-44M	-101M
Sale of Property, Plant, and Equipment	6M	-	-	2M	-
Cash Acquisitions	-1.14B	-773M	-298M	-415M	-557M
Divestitures	-	83M	293M	273M	-
Investment in Marketable and Equity Securities, Total	-	-	-	-176M	-174M
Cash from Investing	-1.2B	-726M	-39M	-360M	-832M
Long-Term Debt Issued, Total	983M	995M	346M	-	-
Total Debt Issued	983M	995M	346M	-	-
Long-Term Debt Repaid, Total	-138M	-1.37B	-2.18B	-486M	-93M
Total Debt Repaid	-138M	-1.37B	-2.18B	-486M	-93M
Issuance of Common Stock	13M	2.38B	2M	4M	-
Repurchase of Common Stock	-	-	-	-	-860M
Common Dividends Paid	-814M	-421M	-474M	-533M	-552M
Common & Preferred Stock Dividends Paid	-814M	-421M	-474M	-533M	-552M
Special Dividend Paid	-	-	-	-	-
Other Financing Activities, Total	168M	2.01B	-218M	-195M	-190M
Cash from Financing	212M	3.59B	-2.52B	-1.21B	-1.7B
Foreign Exchange Rate Adjustments	70M	-44M	-175M	-25M	-61M
Miscellaneous Cash Flow Adjustments	-	-3.53B	-	-	-
Net Change in Cash	1.05B	-848M	-1.66B	-763M	1.02B
Supplemental Items
Cash Interest Paid	314M	325M	220M	263M	239M
Cash Income Tax Paid (Refund)	555M	453M	449M	406M	549M
Net Debt Issued / Repaid	845M	-373M	-1.83B	-486M	-93M
Levered Free Cash Flow	-31.88B	36.32B	8.68B	-1.7B	3.72B
Unlevered Free Cash Flow	-31.66B	36.53B	8.81B	-1.41B	4.05B
Change In Net Working Capital	33.74B	-34.5B	-6.72B	4.31B	-923M

Fiscal Period: December	2020	2021	2022	2023	2024
Profitability
Return on Assets	0.29	0.53	0.57	1.4	1.47
Return on Total Capital	3.68	5.79	4.41	10.17	11.09
Return On Equity %	10.46	11.24	5.86	9.82	13.18
Return on Common Equity	10.5	11.55	5.86	9.85	12.94
Margin Analysis
Gross Profit Margin %	10.96	22.66	-45.87	34.01	34.2
SG&A Margin	8.23	11.8	-37.89	-	-
EBITDA Margin %	4.56	11.6	-24.83	37.9	37.7
EBITA Margin %	4.43	11.43	-24.35	37.44	37.37
EBIT Margin %	4.09	11.43	-20.46	34.01	34.2
Income From Continuing Operations Margin %	3.9	8.35	-12.35	15.51	19.7
Net Income Margin %	3.78	-7.71	-12.23	15.41	18.64
Net Avail. For Common Margin %	3.78	8.27	-12.23	15.41	18.64
Normalized Net Income Margin	2.62	7.12	-11.24	12.76	15.46
Levered Free Cash Flow Margin	-56.95	137.07	-106.37	-15.36	30.35
Unlevered Free Cash Flow Margin	-56.57	137.84	-107.97	-12.74	33.04
Asset Turnover
Asset Turnover	0.12	0.07	-0.04	0.07	0.07
Fixed Assets Turnover	57.17	38.66	-18.19	27.22	30.99
Receivables Turnover (Average Receivables)	82.73	-	31.99	16.52	12.82
Short Term Liquidity
Current Ratio	2.82	1.38	1.27	2.02	2.08
Quick Ratio	0.32	0.61	0.76	1.16	1.31
Operating Cash Flow to Current Liabilities	0.09	-0.01	0.12	0.14	0.56
Days Sales Outstanding (Average Receivables)	4.42	-	11.41	22.1	28.55
Average Days Payable Outstanding	30.8	-	-54.98	58.28	38.28
Long Term Solvency
Total Debt/Equity	85.2	41.77	33.04	31.08	26.74
Total Debt / Total Capital	46	29.46	24.83	23.71	21.1
LT Debt/Equity	38.13	37.58	26.12	22.79	22.01
Long-Term Debt / Total Capital	20.59	26.51	19.64	17.39	17.37
Total Liabilities / Total Assets	95.71	91.33	89.68	89.67	89.73
EBIT / Interest Expense	6.79	9.23	7.99	8.11	7.94
EBITDA / Interest Expense	8	9.75	10.2	9.24	8.93
(EBITDA - Capex) / Interest Expense	7.82	9.64	10.03	9.14	8.74
Total Debt / EBITDA	6.99	2.25	2.66	1.31	1.06
Net Debt / EBITDA	5.78	0.01	0.07	0.2	-0.17
Total Debt / (EBITDA - Capex)	7.15	2.28	2.7	1.32	1.08
Net Debt / (EBITDA - Capex)	5.91	0.01	0.07	0.2	-0.17
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	-40.29	-26.89	-130.75	39.33	11.03
Gross Profit, 1 Yr. Growth %	-21.03	1.99	-37.92	142.19	11.64
EBITDA, 1 Yr. Growth %	-11.18	0.49	-40.51	115.84	10.45
EBITA, 1 Yr. Growth %	-11.06	0.7	-40.86	117.64	10.82
EBIT, 1 Yr. Growth %	-10.24	0.7	-45.37	142.19	11.64
Earnings From Cont. Operations, 1 Yr. Growth %	11.88	-10.29	-54.52	-271.72	41.06
Net Income, 1 Yr. Growth %	170.5	-196.41	-148.87	-268.92	34.33
Normalized Net Income, 1 Yr. Growth %	-2.68	-5.19	-51.74	-521.38	34.45
Diluted EPS Before Extra, 1 Yr. Growth %	8.6	-11.84	-56.26	-268.18	35.7
Net Property, Plant and Equip., 1 Yr. Growth %	-16.15	-46.47	-12.34	-14.42	11.5
Accounts Receivable, 1 Yr. Growth %	31.31	-	-6.67	4.06	13.98
Total Assets, 1 Yr. Growth %	13.62	-61.42	-16.65	8.62	4.49
Common Equity, 1 Yr. Growth %	7.19	-18.15	-0.75	6.53	-1.86
Tangible Book Value, 1 Yr. Growth %	3.35	-23.19	0.16	8.23	-0.94
Cash From Operations, 1 Yr. Growth %	-137.04	-107.38	-843.45	-22.82	333.77
Capital Expenditures, 1 Yr. Growth %	-7.81	-36.84	-5.56	29.41	129.55
Levered Free Cash Flow, 1 Yr. Growth %	-134.18	-309.99	-72.27	-122.73	-319.42
Unlevered Free Cash Flow, 1 Yr. Growth %	-133.84	-313.61	-72.04	-118.15	-388.06
Dividend Per Share, 1 Yr. Growth %	-65.2	7.02	9	9	12.99
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	24.96	-46.83	-52.56	-35.49	24.38
Gross Profit, 2 Yr. CAGR %	-13.31	-12.09	-20.28	-21.08	64.43
EBITDA, 2 Yr. CAGR %	-23.11	3.47	-18.65	10.85	54.4
EBITA, 2 Yr. CAGR %	-20.21	4.27	-18.74	10.94	55.3
EBIT, 2 Yr. CAGR %	-23.34	9.03	-25.51	10.85	64.43
Earnings From Cont. Operations, 2 Yr. CAGR %	-12.91	6.47	-36.12	-12.06	55.64
Net Income, 2 Yr. CAGR %	-27.41	61.49	-31.36	-8.73	50.64
Normalized Net Income, 2 Yr. CAGR %	-19.85	11.8	-32.1	-13.9	138.02
Diluted EPS Before Extra, 2 Yr. CAGR %	-14.55	5.38	-37.9	-13.85	51.07
Net Property, Plant and Equip., 2 Yr. CAGR %	-29.47	-33.01	-31.5	-11.55	-2.32
Accounts Receivable, 2 Yr. CAGR %	14.39	-	-	30.77	8.91
Total Assets, 2 Yr. CAGR %	-10.74	-33.79	-43.3	-6.5	6.53
Common Equity, 2 Yr. CAGR %	-2.51	-6.33	-9.87	2.13	2.25
Tangible Book Value, 2 Yr. CAGR %	-4.71	-10.85	-12.29	3.14	3.55
Cash From Operations, 2 Yr. CAGR %	-23.51	-83.47	-25.95	139.54	82.97
Capital Expenditures, 2 Yr. CAGR %	-33.64	-25	-22.77	10.55	72.35
Levered Free Cash Flow, 2 Yr. CAGR %	-38.86	-37.59	-29.18	-76.73	-29.38
Unlevered Free Cash Flow, 2 Yr. CAGR %	-38.94	-37.52	-28.23	-78.87	-27.7
Dividend Per Share, 2 Yr. CAGR %	-49.62	-38.97	8	9	10.98
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	-22	-9.58	-55.69	-32.72	-22.69
Gross Profit, 3 Yr. CAGR %	-25.92	-9.74	-21.62	-13.93	-11.41
EBITDA, 3 Yr. CAGR %	-22.77	-10.68	-11	10.98	10.72
EBITA, 3 Yr. CAGR %	-23.3	-8.02	-10.67	11.17	10.9
EBIT, 3 Yr. CAGR %	-24.32	-8.02	-13.15	7.66	11.11
Earnings From Cont. Operations, 3 Yr. CAGR %	-12.51	-8.4	-19.81	-11.48	2.94
Net Income, 3 Yr. CAGR %	-13.4	-20.2	8.42	-7.05	3.82
Normalized Net Income, 3 Yr. CAGR %	-22.8	-6.21	-15.29	-10.86	-0.11
Diluted EPS Before Extra, 3 Yr. CAGR %	-13.72	-9.28	-21.39	-13.18	0.24
Net Property, Plant and Equip., 3 Yr. CAGR %	-6.06	-35.66	-26.73	-25.18	-4.45
Accounts Receivable, 3 Yr. CAGR %	10.86	-	3.67	-	24.92
Total Assets, 3 Yr. CAGR %	-8.53	-32.51	-28.51	-30.39	-2.97
Common Equity, 3 Yr. CAGR %	-1.68	-8.03	-4.51	-5.14	0.78
Tangible Book Value, 3 Yr. CAGR %	-3.42	-11.28	-7.32	-6.52	1.76
Cash From Operations, 3 Yr. CAGR %	-3.85	-64.92	-41.22	-24.92	191.97
Capital Expenditures, 3 Yr. CAGR %	-31.42	-35.47	-19.01	-8.27	41.04
Levered Free Cash Flow, 3 Yr. CAGR %	146.28	-24.76	-54.69	-53.9	-50.83
Unlevered Free Cash Flow, 3 Yr. CAGR %	133.21	-24.52	-54.51	-56.52	-49.53
Dividend Per Share, 3 Yr. CAGR %	-36.93	-35.24	-25.95	8.33	10.31
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	-0.15	-22.87	-39.91	-20.99	-33.43
Gross Profit, 5 Yr. CAGR %	-12.59	-14.29	-22.43	-14.39	-11.61
EBITDA, 5 Yr. CAGR %	-14.94	-10.11	-16.16	-0.62	9.97
EBITA, 5 Yr. CAGR %	-12.01	-9.22	-16.34	1.21	10.45
EBIT, 5 Yr. CAGR %	-13.41	-9.22	-18.55	-0.72	10.46
Earnings From Cont. Operations, 5 Yr. CAGR %	-9.1	-3.17	-18.95	-9.89	4.34
Net Income, 5 Yr. CAGR %	-9.67	-4.73	-19.09	-15.8	23.89
Normalized Net Income, 5 Yr. CAGR %	-12.56	-8.37	-20.1	-9.22	4.65
Diluted EPS Before Extra, 5 Yr. CAGR %	-9.95	-3.86	-20.11	-11.14	2.27
Net Property, Plant and Equip., 5 Yr. CAGR %	-11.39	-13.83	-15.11	-26.93	-17.1
Accounts Receivable, 5 Yr. CAGR %	10.86	-	5.55	15.26	18.4
Total Assets, 5 Yr. CAGR %	-0.47	-20.75	-22.54	-23.11	-16.73
Common Equity, 5 Yr. CAGR %	3.37	-2.96	-2.64	-4.1	-2.13
Tangible Book Value, 5 Yr. CAGR %	3.19	-4.74	-4.7	-5.78	-3.49
Cash From Operations, 5 Yr. CAGR %	-10.68	-45.37	-11.2	-24.36	-7.43
Capital Expenditures, 5 Yr. CAGR %	-29.94	-40.21	-26.77	-19.97	9.55
Levered Free Cash Flow, 5 Yr. CAGR %	69.71	52.11	35.73	-54.33	-47.5
Unlevered Free Cash Flow, 5 Yr. CAGR %	65.75	54.45	31.93	-55.97	-46.64
Dividend Per Share, 5 Yr. CAGR %	-21.19	-21.8	-19.81	-20.25	-12.94