Cash flow Paymentus Holdings, Inc.

Stocks

PAY

US70439P1084

Business Support Services

Market Closed - NYSE Other stock markets 21:00:02 12/06/2026 BST			5-day change	1st Jan Change
21.12 ^USD	+2.08%		+1.05%	-33.14%

05-18	Paymentus Holdings, Inc. Presents at J.P. Morgan 54th Annual Global Technology, Media and Communications Conference, May-18-2026 11:45 AM
05-05	Paymentus Faces Higher Transaction Activity Amid Rising Bill Payment Digitization, Wedbush Says	MT

00d7a.ZE6NQLgJewqqC4G7RKBJKsCiaC5FopwNNl4tkGQauyo.AjvsFo9WA1uaR9jIN_N8c5KPCk0wj85ZZ2xmxANz-B1SJc8k9l9PY9JCuQ

Published financial data: PAYMENTUS HOLDINGS, INC.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2021	2022	2023	2024	2025
Revenues	396M	497M	614M	872M	1.2B
Total Revenues	396M	497M	614M	872M	1.2B
Cost of Goods Sold, Total	274M	347M	432M	634M	900M
Gross Profit	121M	150M	182M	238M	296M
Selling General & Admin Expenses, Total	75.18M	111M	120M	142M	159M
R&D Expenses	34.12M	41.22M	44.25M	51.33M	61.47M
Other Operating Expenses, Total	109M	153M	164M	193M	221M
Operating Income	12.07M	-2.98M	18.09M	44.86M	75.54M
Interest Expense, Total	-6K	-	-	-	-
Interest And Investment Income	-	1.66M	7.02M	8.74M	9.51M
Net Interest Expenses	-6K	1.66M	7.02M	8.74M	9.51M
Currency Exchange Gains (Loss)	-1K	5K	12K	-	-
Other Non Operating Income (Expenses)	-	-	-	345K	229K
EBT, Excl. Unusual Items	12.07M	-1.31M	25.12M	53.94M	85.28M
Merger & Related Restructuring Charges	-1.7M	-	-	-	-
EBT, Incl. Unusual Items	10.37M	-1.31M	25.12M	53.94M	85.28M
Income Tax Expense	1.07M	-795K	2.8M	9.78M	18.34M
Earnings From Continuing Operations	9.3M	-513K	22.32M	44.17M	66.94M
Net Income to Company	9.3M	-513K	22.32M	44.17M	66.94M
Net Income - (IS)	9.3M	-513K	22.32M	44.17M	66.94M
Preferred Dividend and Other Adjustments	2.26M	-	-	-	-
Net Income to Common Incl Extra Items	7.04M	-513K	22.32M	44.17M	66.94M
Net Income to Common Excl. Extra Items	7.04M	-513K	22.32M	44.17M	66.94M
Per Share Items
Net EPS - Basic	0.06	-0	0.18	0.36	0.53
Basic EPS - Continuing Operations	0.06	-0	0.18	0.36	0.53
Basic Weighted Average Shares Outstanding	113M	122M	124M	124M	125M
Net EPS - Diluted	0.06	-0	0.18	0.35	0.52
Diluted EPS - Continuing Operations	0.06	-0	0.18	0.35	0.52
Diluted Weighted Average Shares Outstanding	119M	122M	125M	128M	129M
Normalized Basic EPS	0.07	-0.01	0.13	0.27	0.43
Normalized Diluted EPS	0.06	-0.01	0.13	0.26	0.41
Payout Ratio	370.02	-	-	-	-
Supplemental Items
EBITDA	15.97M	6.39M	27.39M	53.76M	83.29M
EBITA	14.97M	5.32M	26.49M	52.96M	82.63M
EBIT	12.07M	-2.98M	18.09M	44.86M	75.54M
EBITDAR	19.88M	9.82M	30.75M	56.78M	86.14M
Effective Tax Rate - (Ratio)	10.28	60.78	11.15	18.12	21.5
Current Domestic Taxes	915K	1.3M	1.33M	9.98M	18.5M
Current Foreign Taxes	811K	875K	1.06M	1.14M	-213K
Total Current Taxes	1.73M	2.18M	2.39M	11.12M	18.29M
Deferred Domestic Taxes	-765K	-3.02M	388K	-1.33M	-24K
Deferred Foreign Taxes	105K	47K	26K	-16K	74K
Total Deferred Taxes	-660K	-2.97M	414K	-1.35M	50K
Normalized Net Income	7.54M	-818K	15.7M	33.72M	53.3M
Interest on Long-Term Debt	16K	8K	-	-	-
Supplemental Operating Expense Items
Advertising Expense	1.5M	2M	1.3M	800K	600K
Selling and Marketing Expenses	43.92M	73.3M	84M	105M	112M
General and Administrative Expenses	31.27M	38.14M	36M	36.93M	47.4M
Research And Development Expense From Footnotes	39.02M	50.02M	57.55M	69.24M	83.99M
Net Rental Expense, Total	3.91M	3.43M	3.36M	3.02M	2.84M
Imputed Operating Lease Interest Expense	17.67K	-	-	-	-
Imputed Operating Lease Depreciation	3.89M	-	-	-	-
Stock-Based Comp., COGS (Total)	-	-	156K	251K	287K
Stock-Based Comp., R&D Exp. (Total)	517K	1.65M	1.99M	3.1M	3.9M
Stock-Based Comp., S&M Exp. (Total)	280K	1.74M	2.81M	5.64M	6.7M
Stock-Based Comp., G&A Exp. (Total)	2.34M	3.35M	4.44M	3.86M	9.94M
Total Stock-Based Compensation	3.14M	6.74M	9.39M	12.86M	20.82M

Fiscal Period: December	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	168M	147M	179M	206M	321M
Total Cash And Short Term Investments	168M	147M	179M	206M	321M
Accounts Receivable, Total	45.64M	70.49M	79.28M	120M	102M
Other Receivables	2.49M	1.49M	259K	3.36M	1.21M
Total Receivables	48.12M	71.98M	79.54M	123M	104M
Prepaid Expenses	6.48M	7.29M	7.61M	13.06M	13.25M
Restricted Cash	33.44M	2.35M	3.83M	3.51M	3.63M
Total Current Assets	256M	229M	270M	346M	441M
Gross Property Plant And Equipment	14.54M	17.13M	18.2M	16.08M	15.2M
Accumulated Depreciation	-4.79M	-5.74M	-6.61M	-7.12M	-7.94M
Net Property Plant And Equipment	9.75M	11.38M	11.58M	8.96M	7.26M
Goodwill	129M	132M	132M	132M	132M
Other Intangibles, Total	72.98M	82.05M	85.94M	86.45M	82.91M
Accounts Receivable Long-Term	3.9M	7M	4.78M	-	-
Deferred Tax Assets Long-Term	163K	116K	94K	367K	314K
Other Long-Term Assets, Total	307K	178K	248K	3.02M	4.26M
Total Assets	473M	462M	505M	576M	668M
Liabilities
Accounts Payable, Total	24.75M	29.23M	35.18M	49.87M	63.97M
Accrued Expenses, Total	10.05M	14M	21.3M	26.46M	27.67M
Short-term Borrowings	-	-	-	-	-
Current Portion of Long-Term Debt	2.11M	1.71M	-	-	-
Current Portion of Leases	1.73M	1.56M	1.85M	2.09M	2.29M
Current Income Taxes Payable	122K	635K	363K	190K	1.42M
Unearned Revenue Current, Total	2.17M	4.36M	4.09M	2.94M	3.5M
Other Current Liabilities	33.5M	-	-	-	-
Total Current Liabilities	74.43M	51.5M	62.79M	81.55M	98.85M
Long-Term Debt	788K	750K	-	-	-
Long-Term Leases	6.56M	8.61M	8.66M	6.32M	4.56M
Unearned Revenue Non Current	1.71M	2.83M	2.73M	2.78M	3.4M
Deferred Tax Liability Non Current	3.32M	680K	1.07M	-	-
Other Non Current Liabilities	-	-	-	-	683K
Total Liabilities	86.81M	64.36M	75.25M	90.65M	107M
Common Stock, Total	12K	12K	12K	12K	12K
Additional Paid In Capital	356M	368M	378M	390M	398M
Retained Earnings	29.94M	29.42M	51.74M	95.91M	163M
Treasury Stock	-	-	-	-	-
Comprehensive Income and Other	168K	-22K	87K	-233K	-427K
Total Common Equity	386M	397M	430M	486M	560M
Total Equity	386M	397M	430M	486M	560M
Total Liabilities And Equity	473M	462M	505M	576M	668M
Supplemental Items
ECS Total Shares Outstanding on Filing Date	121M	123M	124M	125M	126M
ECS Total Common Shares Outstanding	121M	123M	124M	125M	126M
Book Value / Share	3.2	3.22	3.47	3.89	4.46
Tangible Book Value	184M	183M	212M	267M	346M
Tangible Book Value Per Share	1.52	1.49	1.71	2.14	2.75
Total Debt	11.18M	12.63M	10.51M	8.41M	6.85M
Net Debt	-157M	-135M	-169M	-197M	-314M
Debt Equivalent Oper. Leases	31.28M	27.46M	26.85M	24.16M	22.74M
Account Code - Inventory Valuation	-	3	3	3	3
Machinery, Total	6.39M	7.15M	7.77M	7.9M	8.43M
Full Time Employees	1.12K	1.26K	1.27K	1.31K	1.34K
Accumulated Allowance for Doubtful Accounts (Supple)	102K	370K	435K	257K	452K

Fiscal Period: December	2021	2022	2023	2024	2025
Net Income	9.3M	-513K	22.32M	44.17M	66.94M
Depreciation & Amortization - CF	995K	1.06M	900K	798K	666K
Amortization of Goodwill and Intangible Assets - (CF)	2.9M	8.3M	8.4M	8.1M	7.09M
Depreciation & Amortization, Total	3.9M	9.36M	9.3M	8.9M	7.75M
Amortization of Deferred Charges, Total - (CF)	9.4M	14.7M	21.3M	31.34M	37.68M
Stock-Based Compensation (CF)	3.14M	6.74M	9.39M	10.99M	18.63M
Provision and Write-off of Bad Debts	775K	2.33M	3.09M	3.37M	268K
Other Operating Activities, Total	1.84M	-846K	2.2M	827K	2.4M
Change In Accounts Receivable	-14.74M	-24.29M	-8.67M	-46.92M	17.14M
Change In Accounts Payable	7.38M	4.77M	6.02M	13.82M	13.98M
Change in Unearned Revenues	474K	3.3M	-361K	-1.1M	1.18M
Change In Income Taxes	-827K	1.54M	958K	-3.26M	3.38M
Change in Other Net Operating Assets	-1.14M	2.78M	3.29M	1.49M	-7.22M
Cash from Operations	19.49M	19.87M	68.83M	63.63M	162M
Capital Expenditure	-979K	-1.26M	-600K	-457K	-361K
Cash Acquisitions	-57.4M	-3.26M	-	-	-
Sale (Purchase) of Intangible assets	-19.43M	-30.04M	-33.7M	-36.12M	-36.74M
Investment in Marketable and Equity Securities, Total	-	-	-	-185K	580K
Cash from Investing	-77.81M	-34.56M	-34.3M	-36.76M	-36.52M
Long-Term Debt Repaid, Total	-4.83M	-5.33M	-1.81M	-	-
Total Debt Repaid	-4.83M	-5.33M	-1.81M	-	-
Issuance of Common Stock	276M	1.49M	616K	338K	162K
Repurchase of Common Stock	-	-	-	-	-10.74M
Issuance of Preferred Stock	-	-	-	-	-
Repurchase of Preferred Stock	-23.01M	-	-	-	-
Preferred Dividends Paid	-34.41M	-	-	-	-
Common & Preferred Stock Dividends Paid	-34.41M	-	-	-	-
Other Financing Activities, Total	23K	-33.44M	-	-545K	-
Cash from Financing	213M	-37.28M	-1.2M	-207K	-10.58M
Foreign Exchange Rate Adjustments	-8K	-168K	176K	-450K	95K
Net Change in Cash	155M	-52.14M	33.51M	26.22M	115M
Supplemental Items
Cash Income Tax Paid (Refund)	2.49M	672K	1.4M	14.4M	14.95M
Levered Free Cash Flow	-7.7M	-18.31M	20.35M	14.33M	113M
Unlevered Free Cash Flow	-7.69M	-18.31M	20.35M	14.33M	113M
Change In Net Working Capital	11.26M	15.95M	-3.35M	30.23M	-36.41M
Net Debt Issued / Repaid	-4.83M	-5.33M	-1.81M	-	-

Fiscal Period: December	2021	2022	2023	2024	2025
Profitability
Return on Assets	2.52	-0.4	2.34	5.19	7.59
Return on Total Capital	3.07	-0.46	2.66	6	8.9
Return On Equity %	3.95	-0.13	5.4	9.65	12.8
Return on Common Equity	2.99	-0.13	5.4	9.65	12.8
Margin Analysis
Gross Profit Margin %	30.69	30.12	29.67	27.32	24.77
SG&A Margin	19.01	22.42	19.53	16.29	13.32
EBITDA Margin %	4.04	1.29	4.46	6.17	6.96
EBITA Margin %	3.79	1.07	4.31	6.07	6.91
EBIT Margin %	3.05	-0.6	2.94	5.15	6.31
Income From Continuing Operations Margin %	2.35	-0.1	3.63	5.07	5.59
Net Income Margin %	2.35	-0.1	3.63	5.07	5.59
Net Avail. For Common Margin %	1.78	-0.1	3.63	5.07	5.59
Normalized Net Income Margin	1.91	-0.16	2.56	3.87	4.45
Levered Free Cash Flow Margin	-1.95	-3.68	3.31	1.64	9.43
Unlevered Free Cash Flow Margin	-1.95	-3.68	3.31	1.64	9.43
Asset Turnover
Asset Turnover	1.32	1.06	1.27	1.61	1.92
Fixed Assets Turnover	39.87	47.04	53.51	84.87	147.58
Receivables Turnover (Average Receivables)	10.74	8.56	8.2	8.89	10.77
Short Term Liquidity
Current Ratio	3.45	4.45	4.31	4.24	4.46
Quick Ratio	2.91	4.26	4.12	4.04	4.29
Operating Cash Flow to Current Liabilities	0.26	0.39	1.1	0.78	1.64
Days Sales Outstanding (Average Receivables)	33.99	42.64	44.49	41.19	33.88
Average Days Payable Outstanding	27.68	28.36	27.2	24.57	23.08
Long Term Solvency
Total Debt/Equity	2.9	3.18	2.45	1.73	1.22
Total Debt / Total Capital	2.81	3.08	2.39	1.7	1.21
LT Debt/Equity	1.9	2.36	2.02	1.3	0.81
Long-Term Debt / Total Capital	1.85	2.28	1.97	1.28	0.8
Total Liabilities / Total Assets	18.36	13.94	14.9	15.73	16.09
EBIT / Interest Expense	2.01K	-	-	-	-
EBITDA / Interest Expense	3.31K	-	-	-	-
(EBITDA - Capex) / Interest Expense	3.15K	-	-	-	-
Total Debt / EBITDA	0.56	1.29	0.34	0.15	0.08
Net Debt / EBITDA	-7.91	-13.72	-5.49	-3.48	-3.65
Total Debt / (EBITDA - Capex)	0.59	1.48	0.35	0.15	0.08
Net Debt / (EBITDA - Capex)	-8.32	-15.73	-5.6	-3.51	-3.66
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	31.07	25.66	23.64	41.86	37.25
Gross Profit, 1 Yr. Growth %	31.04	23.31	21.82	30.62	24.42
EBITDA, 1 Yr. Growth %	-20.15	-60	328.89	96.59	54.95
EBITA, 1 Yr. Growth %	-21.31	-64.44	397.61	99.89	56.08
EBIT, 1 Yr. Growth %	-34.49	-124.65	-707.96	147.92	68.4
Earnings From Cont. Operations, 1 Yr. Growth %	-32.17	-105.52	-4.45K	97.87	51.55
Net Income, 1 Yr. Growth %	-32.17	-105.52	-4.45K	97.87	51.55
Normalized Net Income, 1 Yr. Growth %	-34.3	-110.84	-2.02K	114.71	58.08
Diluted EPS Before Extra, 1 Yr. Growth %	-25	-107	-4.38K	94.45	48.57
Accounts Receivable, 1 Yr. Growth %	62.78	54.46	12.42	56.85	-14.59
Net Property, Plant and Equip., 1 Yr. Growth %	-3.44	16.79	1.77	-22.68	-18.99
Total Assets, 1 Yr. Growth %	278.74	-2.41	9.39	14.14	15.9
Tangible Book Value, 1 Yr. Growth %	268.13	-0.25	15.57	26.21	29.3
Common Equity, 1 Yr. Growth %	357.63	2.86	8.17	13.03	15.4
Cash From Operations, 1 Yr. Growth %	-45.28	1.92	246.44	-7.55	154.78
Capital Expenditures, 1 Yr. Growth %	113.76	28.4	-52.27	-23.83	-21.01
Levered Free Cash Flow, 1 Yr. Growth %	-150.34	137.88	-211.15	-38.65	687.23
Unlevered Free Cash Flow, 1 Yr. Growth %	-150.31	137.99	-211.15	-38.65	687.23
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	29.52	28.33	24.64	32.44	39.54
Gross Profit, 2 Yr. CAGR %	27.7	27.12	22.57	26.14	27.48
EBITDA, 2 Yr. CAGR %	-11.47	-43.48	38.56	188.33	74.53
EBITA, 2 Yr. CAGR %	-12.98	-47.1	41.28	215.39	76.67
EBIT, 2 Yr. CAGR %	-18.93	-59.81	32.07	288.24	104.33
Earnings From Cont. Operations, 2 Yr. CAGR %	-17.6	-80.66	54.93	827.9	73.17
Net Income, 2 Yr. CAGR %	-17.6	-80.66	54.93	827.9	73.17
Normalized Net Income, 2 Yr. CAGR %	-19.19	-73.31	55.68	542.2	84.23
Diluted EPS Before Extra, 2 Yr. CAGR %	-13.4	-77.08	73.2	812.76	69.97
Accounts Receivable, 2 Yr. CAGR %	53.15	58.57	31.81	30.35	15.75
Net Property, Plant and Equip., 2 Yr. CAGR %	156.89	6.2	9.02	-11.29	-20.85
Total Assets, 2 Yr. CAGR %	142.45	92.25	3.32	11.74	15.02
Tangible Book Value, 2 Yr. CAGR %	110.57	91.63	7.37	20.77	27.75
Common Equity, 2 Yr. CAGR %	137.24	116.96	5.48	10.57	14.21
Cash From Operations, 2 Yr. CAGR %	5.51	-25.32	87.91	78.97	53.48
Capital Expenditures, 2 Yr. CAGR %	-2.98	65.67	-21.71	-39.7	-22.43
Levered Free Cash Flow, 2 Yr. CAGR %	-	9.42	52.42	-6.12	119.77
Unlevered Free Cash Flow, 2 Yr. CAGR %	-	9.42	52.45	-6.12	119.77
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	-	28.22	26.75	30.14	34.02
Gross Profit, 3 Yr. CAGR %	-	26.22	25.33	25.19	25.57
EBITDA, 3 Yr. CAGR %	-	-32.07	11.06	55.6	134.42
EBITA, 3 Yr. CAGR %	-	-35.42	11.66	58.61	149.44
EBIT, 3 Yr. CAGR %	-	-45.49	-0.61	62.92	193.89
Earnings From Cont. Operations, 3 Yr. CAGR %	-	-66.54	17.64	68.09	407.2
Net Income, 3 Yr. CAGR %	-	-66.54	17.64	68.09	407.2
Normalized Net Income, 3 Yr. CAGR %	-	-58.63	11.01	73.29	302.47
Diluted EPS Before Extra, 3 Yr. CAGR %	-	-62.55	31.04	80.01	398.37
Accounts Receivable, 3 Yr. CAGR %	-	53.59	41.42	37.96	13.22
Net Property, Plant and Equip., 3 Yr. CAGR %	-	97.53	4.7	-2.77	-13.94
Total Assets, 3 Yr. CAGR %	-	79.01	59.31	6.81	13.11
Tangible Book Value, 3 Yr. CAGR %	-	64.15	61.9	13.31	23.55
Common Equity, 3 Yr. CAGR %	-	79.56	72.04	7.94	12.16
Cash From Operations, 3 Yr. CAGR %	-	4.3	24.55	48.34	101.33
Capital Expenditures, 3 Yr. CAGR %	-	6.52	9.42	-22.43	-34.02
Levered Free Cash Flow, 3 Yr. CAGR %	-	-	10	17.82	90.73
Unlevered Free Cash Flow, 3 Yr. CAGR %	-	-	10	17.83	90.73
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	-	-	-	29.89	31.72
Gross Profit, 5 Yr. CAGR %	-	-	-	26.19	26.19
EBITDA, 5 Yr. CAGR %	-	-	-	21.42	33.02
EBITA, 5 Yr. CAGR %	-	-	-	21.78	34.14
EBIT, 5 Yr. CAGR %	-	-	-	19.55	32.6
Earnings From Cont. Operations, 5 Yr. CAGR %	-	-	-	26.39	37.32
Net Income, 5 Yr. CAGR %	-	-	-	26.39	37.32
Normalized Net Income, 5 Yr. CAGR %	-	-	-	23.89	35.95
Diluted EPS Before Extra, 5 Yr. CAGR %	-	-	-	34.34	45.41
Accounts Receivable, 5 Yr. CAGR %	-	-	-	43.84	29.56
Net Property, Plant and Equip., 5 Yr. CAGR %	-	-	-	43.41	-6.39
Total Assets, 5 Yr. CAGR %	-	-	-	48.25	39.84
Tangible Book Value, 5 Yr. CAGR %	-	-	-	45.19	47.26
Common Equity, 5 Yr. CAGR %	-	-	-	47.91	46.03
Cash From Operations, 5 Yr. CAGR %	-	-	-	29.44	35.4
Capital Expenditures, 5 Yr. CAGR %	-	-	-	-15.16	-4.65
Levered Free Cash Flow, 5 Yr. CAGR %	-	-	-	-	49.12
Unlevered Free Cash Flow, 5 Yr. CAGR %	-	-	-	-	49.12