Valuation: Open Lending Corporation

Capitalization 219M 186M 170M 160M 299M 20.84B 301M 2.02B 787M 9.92B 821M 803M 34.34B P/E ratio 2026 *
17.3x
P/E ratio 2027 * 11.2x
Enterprise value 116M 98.69M 90.38M 85.22M 159M 11.08B 160M 1.07B 418M 5.28B 436M 427M 18.26B EV / Sales 2026 *
1.14x
EV / Sales 2027 * 1.42x
Free-Float
79.72%
Yield 2026 *
-
Yield 2027 * -
1 day-1.35%
1 week+8.57%
Current month+3.64%
1 month+18.44%
3 months+34.61%
6 months+9.88%
Current year+17.68%
1 week 1.48
Extreme 1.485
1.96
1 month 1.39
Extreme 1.39
1.96
Current year 1.18
Extreme 1.175
2.35
1 year 1.18
Extreme 1.175
2.7
3 years 0.7
Extreme 0.7
11.73
5 years 0.7
Extreme 0.7
44
10 years 0
Extreme 0
44
Manager TitleAgeSince
Chief Executive Officer 55 02/04/2025
Director of Finance/CFO 53 17/08/2025
Chief Operating Officer 55 30/03/2025
Director TitleAgeSince
Director/Board Member 45 29/02/2016
Chairman 55 26/07/2023
Director/Board Member 57 10/09/2024
Change 5d. change 1-year change 3-years change Capi.($)
-1.35%+8.57%-9.25%-80.82% 219M
-0.36%-1.53%-32.30%-4.07% 32.48B
+0.45%+5.66%-43.11%-7.35% 6.7B
+2.06%+11.04%+28.91%+41.95% 3.33B
-1.78%-2.83%-24.23%-5.74% 1.05B
+0.16%-4.01%+429.03%-13.98% 634M
-1.63%+4.13%+348.15%+251.74% 235M
Average -0.34%-1.34%+99.60%+25.96% 6.38B
Weighted average by Cap. -0.02%-0.97%-20.50%-0.34%

Financials

2026 *2027 *
Net sales 102M 86.54M 79.26M 74.73M 139M 9.72B 140M 940M 367M 4.63B 383M 375M 16.01B 117M 98.97M 90.64M 85.46M 159M 11.11B 161M 1.07B 420M 5.29B 438M 428M 18.31B
Net income 12.41M 10.53M 9.64M 9.09M 16.96M 1.18B 17.09M 114M 44.64M 563M 46.55M 45.58M 1.95B 19.78M 16.78M 15.37M 14.49M 27.03M 1.88B 27.25M 182M 71.14M 897M 74.2M 72.64M 3.11B
Net Debt -102M -86.9M -79.58M -75.03M -140M -9.76B -141M -944M -368M -4.65B -384M -376M -16.08B -53.4M -45.32M -41.5M -39.13M -72.98M -5.09B -73.57M -492M -192M -2.42B -200M -196M -8.39B
Logo Open Lending Corporation
Open Lending Corporation provides loan analytics, risk-based pricing, risk modeling and default insurance to auto lenders throughout the United States, which enables each lending institution to book near-prime and non-prime automotive loans, coupled with real-time underwriting of loan default insurance, out of its existing business flow. The Company also operates as a third-party administrator that adjudicates insurance claims and premium adjustments on automotive loans. Its flagship product, Lenders Protection platform (LPP), is a cloud-based automotive lending enablement platform. The platform uses risk-based pricing models that enable automotive lenders to assess the credit risk of a potential borrower using data-driven analysis. The Company's proprietary risk models project loan performance, including expected losses and prepayments, in arriving at the optimal contract interest rate.
Employees
164
Date Price Change Volume
12/05/26 1.824 $ -1.41% 309,939
11/05/26 1.850 $ -2.63% 632,778
08/05/26 1.900 $ +17.28% 2,432,532
07/05/26 1.620 $ -5.26% 901,752
06/05/26 1.710 $ +1.79% 898,819
Trader
Investor
Global
Quality
-
ESG MSCI
BBB
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
7
Last Close Price
1.850USD
Average target price
2.440USD
Spread / Average Target
+31.89%

Quarterly revenue - Rate of surprise