Financials Lloyds Banking Group plc

Equities

Market Closed - London S.E. Other stock markets 16:35:19 13/06/2025 BST			5-day change	1st Jan Change
76.50 ^GBX	-0.42%		-0.55%	+39.65%

06-12	Lloyds Banking Group plc Presents at Goldman Sachs 29th Annual European Financials Conference, Jun-12-2025 10:25 AM
06-11	AerCap can recover over $1 bln, UK court rules in case over jets 'lost' in Russia	RE

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net sales ¹	15,288	16,223	18,421	18,888	18,442	19,430	20,988	22,106
Change	-	6.12%	13.55%	2.54%	-2.36%	5.36%	8.02%	5.33%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	6,440	6,833	8,958	8,117	6,776	7,895	9,345	10,350
Change	-	6.1%	31.1%	-9.39%	-16.52%	16.52%	18.36%	10.75%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	1,226	6,902	6,928	7,503	5,971	6,108	7,879	8,930
Change	-	462.97%	0.38%	8.3%	-20.42%	2.3%	28.98%	13.35%
Net income ¹	1,318	5,784	5,459	5,460	4,421	3,991	5,304	5,960
Change	-	338.85%	-5.62%	0.02%	-19.03%	-9.74%	32.93%	12.35%
Announcement Date	24/02/21	24/02/22	22/02/23	22/02/24	20/02/25	-	-	-

¹GBP in Million

Estimates

Fiscal Period: December	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1
Net sales ¹	3,763	3,606	3,743	3,812	4,023	4,188	4,200	4,206	4,458	4,676	5,081	4,792	4,750	4,743	4,603	4,524	4,548	4,661	4,709	4,746	4,864	4,966	5,034	5,157
Change	-	-4.17%	3.8%	1.84%	5.54%	4.1%	0.29%	0.14%	5.99%	4.89%	8.66%	-5.69%	-0.88%	-0.15%	-2.95%	-1.72%	0.53%	2.48%	1.03%	0.79%	2.49%	2.1%	1.37%	2.44%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT	1,549	-	1,440	1,748	1,661	-	-	-	-	-	-	-	2,240	-	1,205	-	-	-	-	-	-	-	-	-
Change	-	-	-	21.39%	-4.98%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT)	-676	-	792	1,898	2,007	-	968	1,623	2,038	1,508	1,759	2,260	1,610	1,858	1,775	-	-	-	-	-	-	-	-	-
Change	-	-	-	139.65%	5.74%	-	-	67.67%	25.57%	-26.01%	16.64%	28.48%	-28.76%	15.4%	-4.47%	-	-	-	-	-	-	-	-	-
Net income ¹	-582	-	632	-	2,214	-	360	1,204	1,622	1,209	1,500	1,641	-	1,420	1,234	-	-	-	700	1,134	-771.6	1,229	1,308	-
Change	-	-	-	-	-	-	-	234.44%	34.72%	-25.46%	24.07%	9.4%	-	-	-13.1%	-	-	-	-	62%	-168.04%	259.23%	6.44%	-
Announcement Date	30/07/20	29/10/20	24/02/21	28/04/21	29/07/21	28/10/21	24/02/22	27/04/22	27/07/22	27/10/22	22/02/23	03/05/23	26/07/23	25/10/23	22/02/24	24/04/24	25/07/24	23/10/24	20/02/25	01/05/25	-	-	-	-

¹GBP in Million

Estimates

Fiscal Period: December	2020 S2	2021 S1	2021 S2	2022 S2	2023 S1	2023 S2
Net sales ¹	7,349	7,835	8,388	9,757	9,542	9,346
Change	-	6.61%	7.06%	16.32%	-2.2%	-2.05%
EBITDA	-	-	-	-	-	-
Change	-	-	-	-	-	-
EBIT ¹	2,903	-	-	-	4,703	3,414
Change	-	-	-	-	-	-27.41%
Charge d'intérêts	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	1,828	3,905	2,997	3,267	3,870	3,633
Change	-	113.62%	-23.25%	9.01%	18.46%	-6.12%
Net income ¹	1,320	3,611	1,960	2,676	2,572	2,888
Change	-	173.56%	-45.72%	36.53%	-3.89%	12.29%
Announcement Date	24/02/21	29/07/21	24/02/22	22/02/23	26/07/23	22/02/24

¹GBP in Million

Estimates

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net Debt	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	24/02/21	24/02/22	22/02/23	22/02/24	20/02/25	-	-	-

Estimates

Fiscal Period: December	2019	2020	2021	2022	2023	2024
CAPEX ¹	3,442	2,901	3,228	3,855	5,455	4,364
Change	-	-15.72%	11.27%	19.42%	41.5%	-20%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	20/02/20	24/02/21	24/02/22	22/02/23	22/02/24	20/02/25

¹GBP in Million

Estimates

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026	2027
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	42.12%	42.12%	48.63%	42.97%	36.74%	40.64%	44.53%	46.82%
EBT Margin (%)	-	8.02%	42.54%	37.61%	39.72%	32.38%	31.44%	37.54%	40.4%
Net margin (%)	-	8.62%	35.65%	29.63%	28.91%	23.97%	20.54%	25.27%	26.96%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	0.15%	0.66%	0.62%	0.65%	0.53%	0.49%	0.55%	0.58%
ROE	-	3.7%	11.33%	13.5%	12.52%	10.12%	10.69%	13.01%	13.8%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	0.0057	0.02	0.024	0.0276	0.0317	0.0343	0.0408	0.0462
Change	-	-	250.88%	20%	15%	14.86%	8.3%	18.96%	13.2%
Book Value Per Share ¹	-	0.6966	0.746	0.6867	0.726	0.7325	0.7057	0.7694	0.8486
Change	-	-	7.09%	-7.95%	5.72%	0.9%	-3.65%	9.02%	10.3%
EPS ¹	-	0.012	0.075	0.072	0.075	0.062	0.0647	0.0905	0.1083
Change	-	-	525%	-4%	4.17%	-17.33%	4.31%	39.88%	19.68%
Nbr of stocks (in thousands)	-	70,823,910	71,014,218	66,817,904	63,225,307	60,530,039	59,643,629	59,643,629	59,643,629
Announcement Date	-	24/02/21	24/02/22	22/02/23	22/02/24	20/02/25	-	-	-