Balance Sheet Jiangsu Financial Leasing Co., Ltd.

Stocks

600901

CNE100002SX5

Consumer Lending

End-of-day quote Shanghai S.E. Other stock markets 20/07/2026			5-day change	1st Jan Change
6.560 ^CNY	+1.39%		+10.07%	+7.19%

04-24	Jiangsu Financial Leasing Q1 Profit up 6.5%; Shares Fall 5%	MT
04-24	Jiangsu Financial Leasing's 2025 Profit Up 10%; Shares Down 5%	MT

87652045ca417.DFs0hsE37doQqQQVM361Nc5bWGfbdfKlkbUT2l0juRQ.ND5e7_Z13IVFzGtsClPvZIQxGQWQP4jz0oN_hTNO-yxYHWfBjVOrrz2dYw

Published financial data: JIANGSU FINANCIAL LEASING CO., LTD.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2021	2022	2023	2024	2025
Interest and Dividend Income, Total	6.15B	6.71B	7.52B	8.07B	8.88B
Interest Expense, Total	2.56B	2.56B	2.72B	2.86B	2.6B
Net Interest Income	3.59B	4.15B	4.8B	5.21B	6.28B
Commission and Fees	418M	208M	352K	438K	508K
Gain (Loss) on Sale of Investments, Total (Rev)	-	-	-	-	-
Other Revenues, Total	19.37M	25.11M	37.77M	120M	124M
Revenues Before Provison For Loan Losses	4.03B	4.38B	4.84B	5.33B	6.41B
Provision For Loan Losses	794M	639M	691M	716M	1.01B
Total Revenues	3.23B	3.74B	4.15B	4.61B	5.4B
Cost of Services Provided, Total	408M	476M	629M	687M	1.01B
Other Operating Expenses	8.52M	12.63M	22.28M	40.11M	35.73M
Total Operating Expenses	416M	488M	651M	727M	1.04B
Operating Income	2.82B	3.25B	3.5B	3.89B	4.36B
Currency Exchange Gains (Loss)	-46.37M	415K	53.85M	19.9M	-194K
Other Non Operating Income (Expenses)	-8.87M	-36.59M	-13.94M	-694K	-15.55M
EBT, Excl. Unusual Items	2.76B	3.22B	3.54B	3.91B	4.34B
Gain (Loss) on Sale of Assets	-	14.12K	97.21K	-53.12K	-5.98K
Asset Writedown	-	-	-	-	-10.48M
Other Unusual Items	379K	-883K	7.33M	16.17M	10.64M
EBT, Incl. Unusual Items	2.76B	3.22B	3.54B	3.92B	4.34B
Income Tax Expense	691M	804M	883M	978M	1.09B
Earnings From Continuing Operations	2.07B	2.41B	2.66B	2.94B	3.25B
Net Income to Company	2.07B	2.41B	2.66B	2.94B	3.25B
Minority Interest	-	-	-	-722K	-10.82M
Net Income - (IS)	2.07B	2.41B	2.66B	2.94B	3.24B
Preferred Dividend and Other Adjustments	-	-	-	3.92M	702K
Net Income to Common Incl Extra Items	2.07B	2.41B	2.66B	2.94B	3.24B
Net Income to Common Excl. Extra Items	2.07B	2.41B	2.66B	2.94B	3.24B
Per Share Items
Net EPS - Basic	0.5	0.58	0.63	0.62	0.56
Basic EPS - Continuing Operations	0.5	0.58	0.63	0.62	0.56
Basic Weighted Average Shares Outstanding	4.14B	4.15B	4.21B	4.72B	5.79B
Net EPS - Diluted	0.48	0.46	0.49	0.53	0.56
Diluted EPS - Continuing Operations	0.48	0.46	0.49	0.53	0.56
Diluted Weighted Average Shares Outstanding	4.33B	5.54B	5.62B	5.73B	5.79B
Normalized Basic EPS	0.42	0.48	0.53	0.52	0.47
Normalized Diluted EPS	0.4	0.36	0.39	0.43	0.47
Dividend Per Share	0.25	0.25	0.32	0.27	0.3
Payout Ratio	63.29	56.16	52.79	56.09	78.5
Supplemental Items
Effective Tax Rate - (Ratio)	25.02	25	24.93	24.94	25.12
Current Domestic Taxes	-	-	-	-	-
Total Current Taxes	884M	895M	1.01B	1.14B	1.24B
Deferred Domestic Taxes	-	-	-	-	-
Total Deferred Taxes	-193M	-90.9M	-125M	-154M	-148M
Normalized Net Income	1.73B	2.01B	2.21B	2.44B	2.7B
Non-Cash Pension Expense	-	-	-	-	190K
Supplemental Operating Expense Items
Stock-Based Comp., COGS (Total)	13.81M	8.56M	3.83M	35.48K	-
Total Stock-Based Compensation	13.81M	8.56M	3.83M	35.48K	-

Fiscal Period: December	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	2.57B	3.44B	4.61B	5.72B	6.53B
Long-Term Investments - (FS Template)	-	-	-	-	-
Trading Asset Securities, Total	-	4.81M	49.2M	46.63M	27.91M
Loans and Lease Receivables - (FS Template)	93.56B	102B	111B	125B	147B
Other Receivables	40.35M	26.55M	46.37M	87.92M	90.35M
Gross Property Plant And Equipment	633M	800M	857M	1.79B	1.79B
Accumulated Depreciation	-103M	-132M	-176M	-257M	-348M
Net Property Plant And Equipment	530M	668M	680M	1.54B	1.44B
Other Intangibles, Total	51.97M	66.09M	79.14M	93.98M	110M
Restricted Cash	269M	252M	177M	123M	-
Other Current Assets, Total	1.28B	1.26B	1.93B	2.65B	3.31B
Deferred Tax Assets Long-Term (Collected)	820M	911M	1.04B	1.21B	1.36B
Deferred Charges Long-Term	13.63M	13.17M	36.78M	386M	817M
Other Long-Term Assets, Total	166M	150M	121M	110M	99.26M
Total Assets	99.31B	109B	120B	137B	161B
Liabilities
Accounts Payable, Total	1.44B	1.17B	2.59B	2.17B	2.89B
Accrued Expenses, Total	124M	147M	162M	185M	220M
Short-Term Borrowings	3.08B	3.05B	2.63B	1.48B	1.91B
Current Portion of Long-Term Debt	500M	-	4.5B	3B	1.5B
Long-Term Debt	71.55B	82.39B	87.44B	102B	125B
Long-Term Leases	2.1M	1.46M	3.94M	2.53M	1.24M
Current Income Taxes Payable	335M	285M	295M	288M	351M
Unearned Revenue, Current	-	-	-	-	-
Other Current Liabilities - (Brok / FS / Ins. / REIT Template)	560M	498M	379M	467M	1.1B
Unearned Revenue Non Current	674M	320M	256M	253M	296M
Other Non Current Liabilities	6.49B	5.15B	3.82B	2.72B	2.45B
Total Liabilities	84.76B	93.02B	102B	113B	135B
Common Stock, Total	2.99B	2.99B	4.25B	5.79B	5.79B
Additional Paid In Capital	4.29B	4.3B	3.3B	-	6.79B
Retained Earnings	7.03B	8.4B	10B	11.54B	12.46B
Treasury Stock	-97.69M	-59.35M	-24.73M	-3.82M	-1.66M
Comprehensive Income and Other	342M	345M	330M	6.8B	13.84M
Total Common Equity	14.55B	15.97B	17.85B	24.13B	25.06B
Minority Interest	-	-	-	451M	462M
Total Equity	14.55B	15.97B	17.85B	24.58B	25.52B
Total Liabilities And Equity	99.31B	109B	120B	137B	161B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	4.18B	4.18B	4.24B	5.79B	5.79B
ECS Total Common Shares Outstanding	4.18B	4.18B	4.24B	5.79B	5.79B
Book Value / Share	3.48	3.82	4.21	4.17	4.33
Tangible Book Value	14.5B	15.9B	17.77B	24.04B	24.95B
Tangible Book Value Per Share	3.47	3.8	4.19	4.15	4.31
Total Debt	75.13B	85.44B	94.57B	107B	128B
Net Debt	72.56B	82B	89.91B	101B	122B
Full Time Employees	396	447	528	570	659
Assets on Operating Lease - Gross	21.8M	166M	175M	1.08B	1.06B
Assets on Operating Lease - Accumulated Depreciation	-2.67M	-7.88M	-21.56M	-71.54M	-121M

Fiscal Period: December	2021	2022	2023	2024	2025
Net Income	2.07B	2.41B	2.66B	2.94B	3.24B
Depreciation, Depletion & Amortization	30.96M	39.16M	48.66M	85.95M	93.72M
Total Depreciation, Depletion & Amortization	30.96M	39.16M	48.66M	85.95M	93.72M
Amortization of Deferred Charges, Total	6.41M	8.68M	9.7M	10.9M	13.45M
(Gain) Loss On Sale of Asset - (CF)	-	3.55M	-97.21K	53.12K	5.98K
(Gain) Loss on Sale of Investments - (CF)	-	-	-	-	-
Total Asset Writedown	-	-	-	-	10.48M
Provision for Credit Losses	794M	639M	691M	716M	1.01B
Stock-Based Compensation (CF)	13.81M	8.56M	3.83M	35.48K	-
Change In Deferred Taxes	-193M	-90.9M	-125M	-154M	-148M
Change in Other Net Operating Assets (Collected)	-2.07B	-3.7B	-975M	-2.54B	-5.52B
Other Operating Activities	372M	465M	416M	358M	341M
Cash from Operations	1.03B	-213M	2.73B	1.42B	-963M
Capital Expenditure	-194M	-202M	-253M	-744M	-50.65M
Sale of Property, Plant, and Equipment	-	77.53K	162K	36.8K	214K
Cash Acquisitions	-	-	-	-	-
Investment in Marketable and Equity Securities, Total	-	-	-	0	0
Other Investing Activities, Total	-	-	-	19.89K	889K
Cash from Investing	-194M	-202M	-253M	-744M	-49.55M
Long-Term Debt Issued, Total	9B	1.5B	1.5B	7B	6B
Total Debt Issued	9B	1.5B	1.5B	7B	6B
Long-Term Debt Repaid, Total	-5.09B	-501M	-3B	-4.5B	-1.5B
Total Debt Repaid	-5.09B	-501M	-3B	-4.5B	-1.5B
Issuance of Common Stock	-	-	-	450M	-
Repurchase of Common Stock	-	-	-	-	-
Common Dividends Paid	-1.31B	-1.35B	-1.4B	-1.65B	-2.54B
Common & Preferred Stock Dividends Paid	-1.31B	-1.35B	-1.4B	-1.65B	-2.54B
Other Financing Activities, Total	-12.5M	-5.2M	-6.45M	-19.52M	-13.46M
Cash from Financing	2.58B	-361M	-2.91B	1.28B	1.94B
Foreign Exchange Rate Adjustments	8.83M	5.47M	-3.27M	6.92M	-12.02M
Net Change in Cash	3.42B	-771M	-439M	1.96B	915M
Supplemental Items
Cash Interest Paid	2.17B	2.43B	2.34B	3.16B	3.26B
Cash Income Tax Paid (Refund)	889M	954M	1.01B	1.16B	1.2B
Net Debt Issued / Repaid	3.9B	999M	-1.5B	2.5B	4.5B

Fiscal Period: December	2021	2022	2023	2024	2025
Profitability
Return on Assets	2.3	2.32	2.32	2.29	2.18
Return On Equity %	15.04	15.8	15.73	13.87	12.98
Return on Common Equity	15.04	15.8	15.73	14	13.17
Margin Analysis
Gross Profit Margin %	87.4	87.29	84.84	85.11	81.35
SG&A Margin	-	-	-	-	-
Income From Continuing Operations Margin %	64.07	64.47	64.15	63.81	60.2
Net Income Margin %	64.07	64.47	64.15	63.79	60
Net Avail. For Common Margin %	64.07	64.47	64.15	63.71	59.99
Normalized Net Income Margin	53.39	53.74	53.29	52.89	50.05
Asset Turnover
Asset Turnover	0.04	0.04	0.04	0.04	0.04
Short Term Liquidity
Current Ratio	16.17	20.79	11.18	17.66	19.71
Quick Ratio	15.92	20.49	10.98	17.29	19.29
Operating Cash Flow to Current Liabilities	0.17	-0.04	0.26	0.19	-0.12
Long Term Solvency
Total Debt/Equity	516.29	535.03	529.85	433.62	501.74
Total Debt / Total Capital	83.77	84.25	84.12	81.26	83.38
LT Debt/Equity	491.69	515.92	489.92	415.42	488.38
Long-Term Debt / Total Capital	79.78	81.24	77.78	77.85	81.16
Total Liabilities / Total Assets	85.35	85.35	85.12	82.09	84.14
Tier 1 Capital Ratio %	14.94	14.52	14.55	17.92	15.7
Total Capital Ratio %	16.09	15.66	15.7	19.08	16.9
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	11.74	15.64	10.86	11.24	17.08
Gross Profit, 1 Yr. Growth %	12.25	15.49	7.75	11.59	11.91
Earnings From Cont. Operations, 1 Yr. Growth %	10.4	16.36	10.3	10.65	10.46
Net Income, 1 Yr. Growth %	10.4	16.36	10.3	10.63	10.12
Normalized Net Income, 1 Yr. Growth %	10.49	16.39	9.93	10.41	10.78
Diluted EPS Before Extra, 1 Yr. Growth %	6.78	-5.29	0.64	6.81	6.06
Common Equity, 1 Yr. Growth %	11.85	9.75	11.77	35.19	3.86
Total Assets, 1 Yr. Growth %	22.16	9.75	10.03	14.46	17.22
Tangible Book Value, 1 Yr. Growth %	11.76	9.68	11.73	35.27	3.81
Cash From Operations, 1 Yr. Growth %	-195.16	-120.78	-1.38K	-47.84	-167.63
Capital Expenditures, 1 Yr. Growth %	337.39	4.31	25.11	194.31	-93.19
Dividend Per Share, 1 Yr. Growth %	16.66	0	28	-15.62	11.11
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	15.18	13.67	13.22	11.05	14.12
Gross Profit, 2 Yr. CAGR %	15.39	13.86	11.55	9.65	11.75
Earnings From Cont. Operations, 2 Yr. CAGR %	14.41	13.34	13.29	10.48	10.56
Net Income, 2 Yr. CAGR %	14.41	13.34	13.29	10.47	10.37
Normalized Net Income, 2 Yr. CAGR %	14.45	13.4	13.12	10.17	10.59
Diluted EPS Before Extra, 2 Yr. CAGR %	12.66	0.57	1.32	3.68	6.5
Common Equity, 2 Yr. CAGR %	10.14	10.79	10.75	22.92	18.49
Total Assets, 2 Yr. CAGR %	20.53	15.79	9.89	12.22	15.83
Tangible Book Value, 2 Yr. CAGR %	10.03	10.72	10.7	22.94	18.5
Cash From Operations, 2 Yr. CAGR %	-8.27	-55.53	63	158.26	-40.61
Capital Expenditures, 2 Yr. CAGR %	115.17	113.6	14.24	91.89	-55.24
Dividend Per Share, 2 Yr. CAGR %	20.77	8.01	13.14	3.92	-3.18
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	17.94	15.33	12.73	12.56	13.02
Gross Profit, 3 Yr. CAGR %	19.16	15.42	11.78	11.57	10.4
Earnings From Cont. Operations, 3 Yr. CAGR %	18.32	15.06	12.32	12.41	10.47
Net Income, 3 Yr. CAGR %	18.32	15.06	12.32	12.4	10.35
Normalized Net Income, 3 Yr. CAGR %	18.84	15.09	12.23	12.21	10.37
Diluted EPS Before Extra, 3 Yr. CAGR %	16.09	6.33	3.11	3.12	4.51
Common Equity, 3 Yr. CAGR %	9.72	10.01	11.12	18.36	16.21
Total Assets, 3 Yr. CAGR %	18.93	16.82	13.84	11.39	13.86
Tangible Book Value, 3 Yr. CAGR %	9.63	9.91	11.05	18.35	16.2
Cash From Operations, 3 Yr. CAGR %	-48.43	-44.08	36.23	11.49	65.23
Capital Expenditures, 3 Yr. CAGR %	24.96	69.03	78.72	56.61	-36.94
Dividend Per Share, 3 Yr. CAGR %	20.5	13.41	14.3	2.6	6.27
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	20.58	18.89	16.03	13.6	13.28
Gross Profit, 5 Yr. CAGR %	20.37	19.23	16.06	13.08	11.77
Earnings From Cont. Operations, 5 Yr. CAGR %	20.26	19	16.29	13.2	11.61
Net Income, 5 Yr. CAGR %	20.26	19	16.29	13.2	11.54
Normalized Net Income, 5 Yr. CAGR %	20.27	19.01	16.52	13.1	11.57
Diluted EPS Before Extra, 5 Yr. CAGR %	13.96	8.15	9.94	6.83	4.45
Common Equity, 5 Yr. CAGR %	21.97	20.65	10.13	15	14.01
Total Assets, 5 Yr. CAGR %	18.9	17.02	15.23	14.96	14.63
Tangible Book Value, 5 Yr. CAGR %	21.92	20.59	10.06	14.95	13.97
Cash From Operations, 5 Yr. CAGR %	-5.73	-28.39	-18.28	3.12	-2.26
Capital Expenditures, 5 Yr. CAGR %	39.29	16.28	20.55	77.83	2.72
Dividend Per Share, 5 Yr. CAGR %	34.36	23.88	17.5	9.51	6.96