Business Segments ING Groep N.V.

Equities

INGA

NL0011821202

Banks

Real-time Euronext Amsterdam Other stock markets 13:53:14 12/02/2026 GMT			5-day change	1st Jan Change
25.12 ^EUR	-0.93%		+0.20%	+4.64%

06:17am	KBC fourth quarter profit narrowly beats consensus	RE
02-11	ING Groep N.V. to Redeem Two Series of Sec Registered Senior Notes and Announces the Intention to Call Tier 2 Notes on the Reset Date	CI

Sales 2024 by Business Segment

Sales 2024 by Geography

Historical Breakdown of Revenue by Business Segments

Net Income: Breakdown by Business Segment

Breakdown by Business Segment (EUR)

Fiscal Period: December	2020	2021	2022	2023	2024
Diversified Commercial Banks
Wholesale Banking	4.04B	5.8B	5.1B	7.15B	6.35B
Income Tax Expense	295M	703M	581M	900M	693M
EBT	827M	2.87B	1.99B	3.84B	2.8B
Net Income	512M	2.14B	9.81B	-272M	1.01B
Retail Banking Netherlands	4.31B	4.34B	4.13B	5B	4.92B
Income Tax Expense	523M	499M	540M	740M	723M
EBT	2.08B	1.94B	2.01B	2.86B	2.79B
Net Income	1.56B	1.44B	1.47B	2.12B	2.07B
Retail Banking Other	2.67B	3.4B	3.36B	3.92B	4.4B
Income Tax Expense	105M	212M	257M	359M	381M
EBT	199M	949M	845M	1.44B	1.6B
Net Income	39M	639M	541M	908M	1B
Retail Banking Germany	2.06B	1.96B	2.04B	3.03B	2.76B
Income Tax Expense	331M	252M	202M	631M	505M
EBT	950M	786M	901M	1.79B	1.46B
Net Income	615M	529M	696M	1.16B	949M
Retail Banking Belgium	1.86B	2.25B	2.01B	2.51B	2.62B
Income Tax Expense	51M	146M	72M	182M	210M
EBT	122M	583M	223M	661M	807M
Net Income	71M	437M	151M	479M	597M
Corporate Line	16M	226M	56M	445M	377M
Income Tax Expense	-58M	65M	73M	158M	138M
EBT	-367M	-345M	-473M	-97M	-156M
Net Income	-308M	-410M	-546M	-255M	-294M
Unallocated Special Items	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
EBT	-	-	-	-	-
Unallocated Insurance Other	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
EBT	-	-	-	-	-
Corporate	-	-	-	-	-
Unallocated Adjustment of The EU 'IAS 39 Carve Out'	-	-	11.86B	-4.46B	-1.53B
Income Tax Expense	-	-	3.4B	-1.31B	-470M
EBT	-	-	11.86B	-4.46B	-1.53B
Claim Processors
Net Income	-	-	-	-	-

Geographical Revenue Distribution History

Geographical breakdown of sales (EUR)

Fiscal Period: December	2020	2021	2022	2023	2024
Netherlands	5.41B	5.68B	8.83B	5.17B	5.2B
Total Assets	286B	301B	311B	294B	302B
Income Tax Expense	420M	506M	1.4B	461M	519M
Net Income	1.27B	1.59B	4.51B	2.5B	2.59B
EBT	925M	1.44B	4.87B	1.44B	1.41B
Belgium	2.58B	2.72B	4.36B	1.92B	2.77B
Total Assets	134B	131B	128B	128B	137B
Income Tax Expense	61M	204M	584M	7M	198M
Net Income	180M	708M	1.87B	-123M	492M
EBT	156M	808M	2.3B	-119M	759M
Poland	1.4B	1.51B	1.65B	2.35B	2.62B
Total Assets	40.93B	43.89B	45.6B	52.13B	56.09B
Income Tax Expense	131M	154M	143M	286M	280M
EBT	438M	660M	544M	1.24B	1.31B
Net Income	273M	1.02B	710M	988M	865M
Germany	2.54B	2.39B	8.57B	1.24B	2.58B
Total Assets	163B	160B	168B	172B	174B
Income Tax Expense	364M	338M	2.18B	-55M	280M
Net Income	761M	762M	4.55B	-326M	319M
EBT	1.06B	1.01B	6.8B	-221M	853M
United States	720M	936M	892M	1.12B	1.28B
Total Assets	48.2B	55.58B	65.02B	66.14B	65.2B
Income Tax Expense	16M	182M	115M	185M	195M
EBT	39M	779M	413M	654M	759M
Spain	679M	743M	899M	1.16B	1.22B
Total Assets	29.9B	32.56B	32.28B	33.09B	35.92B
Income Tax Expense	37M	57M	104M	125M	174M
EBT	104M	212M	321M	533M	549M
Australia	740M	782M	948M	1.03B	994M
Total Assets	46.01B	49.83B	52.73B	52.73B	53.9B
Income Tax Expense	40M	149M	172M	174M	142M
EBT	362M	500M	557M	572M	460M
Net Income	-308M	-409M	-531M	-237M	-286M
United Kingdom	546M	636M	693M	758M	811M
Total Assets	64.68B	50.73B	46.07B	50.57B	59.62B
Income Tax Expense	15M	73M	81M	131M	52M
EBT	97M	277M	286M	510M	249M
Romania	456M	495M	584M	690M	749M
Total Assets	8.53B	9.64B	10.56B	11.5B	12.94B
Income Tax Expense	20M	41M	51M	61M	67M
EBT	141M	273M	324M	396M	401M
Italy	337M	335M	345M	433M	513M
Total Assets	13.75B	13.98B	14.15B	14.83B	16.44B
Income Tax Expense	24M	25M	22M	54M	38M
EBT	44M	73M	63M	128M	119M
Singapore	353M	331M	354M	354M	474M
Total Assets	24.5B	24.16B	25.7B	26.82B	34.59B
Income Tax Expense	8M	19M	14M	24M	44M
EBT	42M	133M	105M	172M	333M
Luxemburg	300M	338M	503M	587M	469M
Total Assets	15.34B	20.45B	18.42B	14.44B	13.96B
Income Tax Expense	30M	41M	65M	84M	48M
EBT	120M	161M	261M	328M	192M
Switzerland	187M	241M	290M	248M	228M
Total Assets	7.94B	11.08B	9.51B	8.5B	9.09B
Income Tax Expense	13M	21M	25M	19M	16M
EBT	88M	148M	182M	137M	104M
France	266M	271M	557M	221M	214M
Total Assets	11.57B	12.38B	9.09B	8.46B	7.93B
Income Tax Expense	-10M	-27M	60M	25M	-3M
EBT	-43M	-107M	229M	91M	-23M
Türkiye	420M	335M	64M	14M	142M
Total Assets	7.32B	5.82B	5.4B	4.77B	4.9B
Income Tax Expense	27M	35M	65M	-20M	18M
EBT	125M	144M	-143M	-232M	-110M
Russia	51M	38M	246M	136M	139M
Total Assets	1.04B	898M	2.78B	925M	764M
Income Tax Expense	-	-	9M	31M	19M
EBT	3M	3M	128M	151M	99M
Ireland	72M	70M	66M	83M	135M
Total Assets	2.05B	1.83B	2.77B	3.91B	3.59B
Income Tax Expense	8M	10M	3M	9M	15M
EBT	66M	77M	28M	71M	102M
South Korea	66M	65M	86M	92M	86M
Total Assets	6.69B	5.8B	7.99B	6.17B	8.05B
Income Tax Expense	4M	6M	12M	9M	7M
EBT	18M	26M	47M	39M	32M
Czech Republic	83M	121M	78M	76M	77M
Total Assets	3.85B	2.89B	3.19B	3.19B	3.38B
Income Tax Expense	-	12M	6M	6M	8M
EBT	-3M	54M	38M	33M	37M
Hong Kong	92M	79M	82M	101M	76M
Total Assets	7.03B	6.69B	4.34B	4.38B	3.51B
Income Tax Expense	-1M	1M	-5M	-2M	4M
EBT	-9M	5M	-33M	-18M	24M
Hungary	43M	44M	82M	85M	63M
Total Assets	1.09B	1.15B	1.99B	1.89B	2.18B
Income Tax Expense	2M	3M	5M	7M	3M
EBT	6M	12M	38M	35M	6M
Ukraine	26M	22M	45M	53M	45M
Total Assets	335M	409M	385M	590M	651M
Income Tax Expense	3M	2M	2M	22M	14M
EBT	16M	11M	9M	44M	29M
Japan	29M	25M	30M	40M	42M
Total Assets	3.1B	2.26B	5.13B	14.27B	9.57B
Income Tax Expense	-1M	2M	7M	7M	5M
EBT	-1M	4M	20M	17M	25M
China	26M	26M	30M	18M	29M
Total Assets	1.6B	1.65B	1.18B	998M	1.94B
Income Tax Expense	1M	6M	5M	2M	-1M
EBT	-2M	-	4M	-12M	-5M
Bulgaria	13M	14M	15M	23M	27M
Total Assets	406M	420M	436M	530M	570M
Income Tax Expense	-	-	-	1M	2M
EBT	2M	2M	1M	11M	13M
Taiwan	36M	26M	33M	39M	27M
Total Assets	3.16B	2.96B	3.58B	2.6B	3.51B
Income Tax Expense	4M	-1M	-5M	1M	1M
EBT	19M	-3M	-16M	-	4M
Portugal	16M	15M	15M	17M	23M
Total Assets	790M	675M	689M	620M	815M
Income Tax Expense	7M	3M	3M	3M	4M
EBT	11M	9M	9M	12M	18M
Slovakia	18M	15M	15M	20M	22M
Total Assets	385M	352M	391M	618M	612M
Income Tax Expense	3M	-	1M	2M	3M
EBT	7M	3M	-1M	11M	8M
Philippines	13M	6M	10M	10M	16M
Total Assets	497M	567M	381M	403M	477M
Income Tax Expense	6M	-5M	8M	2M	3M
EBT	-26M	-33M	-39M	1M	14M
Austria	75M	175M	19M	9M	10M
Total Assets	1.84B	419M	261M	383M	394M
Income Tax Expense	-5M	16M	2M	-1M	-
EBT	-	101M	9M	-4M	-2M
Net Income	129M	468M	692M	649M	576M
Net Income	178M	641M	327M	690M	777M
Net Income	-	-	-	-	-
Mexico	1M	1M	-	-	6M
Total Assets	2M	3M	1M	-	-
Income Tax Expense	-	-	-	-	-2M
EBT	-1M	-1M	-2M	-	1M
Brazil	30M	13M	17M	18M	4M
Total Assets	1.81B	288M	57M	73M	63M
Income Tax Expense	19M	5M	1M	-	25M
EBT	3M	1M	9M	17M	3M
Colombia	1M	-	-	-	-
Total Assets	2M	-	-	-	-
Indonesia	-	-	-	-	-
Total Assets	5M	5M	-	-	-
Malaysia	1M	-	-	-	-
Total Assets	141M	1M	1M	-	-
EBT	-1M	-1M	-	-	-
India	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
United Arab Emirates	-	-	-1M	-2M	-
Total Assets	1M	1M	1M	1M	1M
EBT	-2M	-1M	-1M	-3M	-
Mauritius	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
Canada	3M	-	-	-	-
Total Assets	-	-	-	-	-