Financials Huntington Bancshares Incorporated

Equities

HBAN

US4461501045

Banks

Market Closed - Nasdaq Other stock markets 21:00:00 06/03/2026 GMT			5-day change	1st Jan Change
16.31 ^USD	-2.22%		-2.92%	-5.99%

03-05	Nasdaq Texas exchange set for full operational launch at Thursday's market close	RE
03-05	Jefferies Adjusts Price Target on Huntington Bancshares to $21 From $22, Maintains Buy Rating	MT

Projected Income Statement: Huntington Bancshares Incorporated

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027	2028
Net sales ¹	5,991	7,254	7,360	7,385	8,231	11,395	12,511	12,957
Change	-	21.08%	1.46%	0.34%	11.46%	38.45%	9.79%	3.57%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	1,616	3,053	2,786	2,823	3,151	4,699	5,651	4,987
Change	-	88.92%	-8.75%	1.33%	11.62%	49.13%	20.27%	-11.76%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	1,591	2,764	2,384	2,403	2,688	3,818	4,972	4,060
Change	-	73.73%	-13.75%	0.8%	11.86%	42.03%	30.24%	-18.35%
Net income ¹	1,153	2,125	1,817	1,801	2,087	2,932	3,830	3,716
Change	-	84.3%	-14.49%	-0.88%	15.88%	40.47%	30.65%	-2.98%
Announcement Date	21/01/22	20/01/23	19/01/24	17/01/25	22/01/26	-	-	-

¹USD in Million

Estimates

Fiscal Period: December	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4	2027 Q1	2027 Q2	2027 Q3	2027 Q4
Net sales ¹	1,367	1,282	1,695	1,647	1,645	1,746	1,902	1,961	1,921	1,841	1,877	1,721	1,754	1,803	1,874	1,954	1,935	1,954	2,151	2,191	2,578	2,855	2,942	3,014	3,002	3,103	3,188	3,263
Change	-	-6.22%	32.22%	-2.83%	-0.12%	6.14%	8.93%	3.1%	-2.04%	-4.16%	1.96%	-8.31%	1.92%	2.79%	3.94%	4.27%	-0.97%	0.98%	10.08%	1.86%	17.68%	10.73%	3.05%	2.43%	-0.38%	3.35%	2.74%	2.36%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT ¹	574	210	406	426	592	728	849	884	835	791	787	373	617	686	744	776	768	741	888	754	954.3	1,183	1,261	1,359	1,388	1,423	1,464	1,538
Change	-	-63.41%	93.33%	4.93%	38.97%	22.97%	16.62%	4.12%	-5.54%	-5.27%	-0.51%	-52.6%	65.42%	11.18%	8.45%	4.3%	-1.03%	-3.52%	19.84%	-15.09%	26.56%	23.96%	6.57%	7.84%	2.1%	2.52%	2.88%	5.09%
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	634	-1	468	490	567	661	743	793	750	699	688	247	510	586	638	669	653	638	766	631	562.4	985.7	1,096	1,198	1,217	1,252	1,296	1,352
Change	-	-100.16%	46,900%	4.7%	15.71%	16.58%	12.41%	6.73%	-5.42%	-6.8%	-1.57%	-64.1%	106.48%	14.9%	8.87%	4.86%	-2.39%	-2.3%	20.06%	-17.62%	-10.88%	75.28%	11.15%	9.37%	1.53%	2.88%	3.55%	4.28%
Net income ¹	501	-58	333	377	432	511	565	617	573	519	510	215	383	439	481	498	500	509	602	476	362.3	763.9	844.6	915.7	941.9	953	980.2	1,028
Change	-	-111.58%	674.14%	13.21%	14.59%	18.29%	10.57%	9.2%	-7.13%	-9.42%	-1.73%	-57.84%	78.14%	14.62%	9.57%	3.53%	0.4%	1.8%	18.27%	-20.93%	-23.88%	110.83%	10.56%	8.41%	2.86%	1.18%	2.85%	4.91%
Announcement Date	22/04/21	29/07/21	28/10/21	21/01/22	21/04/22	21/07/22	21/10/22	20/01/23	20/04/23	21/07/23	20/10/23	19/01/24	19/04/24	19/07/24	17/10/24	17/01/25	17/04/25	18/07/25	17/10/25	22/01/26	-	-	-	-	-	-	-	-

¹USD in Million

Estimates

Forecast Balance Sheet: Huntington Bancshares Incorporated

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027	2028
Net Debt	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	21/01/22	20/01/23	19/01/24	17/01/25	22/01/26	-	-	-

Estimates

Cash Flow Forecast: Huntington Bancshares Incorporated

Fiscal Period: December	2020	2021	2022	2023	2024	2025
CAPEX ¹	119	247	214	140	143	267
Change	-	107.56%	-13.36%	-34.58%	2.14%	86.71%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	26/02/21	18/02/22	17/02/23	16/02/24	14/02/25	13/02/26

¹USD in Million

Estimates

Forecast Financial Ratios: Huntington Bancshares Incorporated

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027	2028
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	26.97%	42.09%	37.85%	38.23%	38.28%	41.24%	45.17%	38.49%
EBT Margin (%)	-	26.56%	38.1%	32.39%	32.54%	32.66%	33.5%	39.74%	31.33%
Net margin (%)	-	19.25%	29.29%	24.69%	24.39%	25.36%	25.73%	30.62%	28.68%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	0.85%	1.25%	1.04%	0.99%	1.05%	1.14%	1.29%	1.1%
ROE	-	7.9%	13.2%	11.2%	10.4%	10.8%	11.55%	12.65%	11.75%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	0.605	0.62	0.62	0.62	0.62	0.6382	0.67	0.7544
Change	-	-	2.48%	0%	0%	0%	2.93%	4.99%	12.6%
Book Value Per Share ¹	-	13.42	12.29	11.71	12.21	13.78	14.88	16.08	17.05
Change	-	-	-8.43%	-4.71%	4.26%	12.89%	7.99%	8.07%	6%
EPS ¹	-	0.9	1.45	1.24	1.22	1.39	1.456	1.89	1.978
Change	-	-	61.11%	-14.48%	-1.61%	13.93%	4.77%	29.76%	4.67%
Nbr of stocks (in thousands)	-	1,446,461	1,442,734	1,448,075	1,452,811	1,567,896	2,029,792	2,029,792	2,029,792
Announcement Date	-	21/01/22	20/01/23	19/01/24	17/01/25	22/01/26	-	-	-