Sales 2024 by Business Segment

Sales 2024 by Geography

Historical Breakdown of Revenue by Business Segments

: Breakdown by Business Segment

Breakdown by Business Segment (USD)
Fiscal Period: December 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024

Personal Credit Agencies

          

Business to Business (B2B) Services

- 459M 594M 773M 1.08B

EBITDA

- 73.16M 86.37M 77.3M 92.37M

Consumer Services

- 695M 587M 499M 402M

EBITDA

- 224M 222M 177M 162M

Money Movement Service

298M 240M 222M 210M 218M

EBITDA

- 116M 118M 113M 123M

Operating Income

82.52M - - - -

Account Services

980M - - - -

Operating Income

123M - - - -

Unallocated Embedded Finance Commissions and Processing Expenses

- 45.32M 28.83M 20.45M 18.92M

Corporate and Other

-24.98M -5.17M 20.15M 2.51M 5.79M

EBITDA

- -196M -188M -197M -211M

Operating Income

-176M - - - -

Unallocated Other Income

- - -2.87M -2.92M -2.76M

Geographical Revenue Distribution History

Geographical breakdown of sales (USD)
Fiscal Period: December 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024

United States

1.26B 1.43B 1.45B 1.5B 1.72B

Total Assets

4.12B 4.73B 4.79B 4.82B 5.43B

Interest Expense

-761K -150K -255K -3.03M -5.51M

Income Tax Expense

4.96M 16.22M 19.71M 7.91M 4.16M

D&A

42.22M 37.3M 30.71M 31.17M 30M

CAPEX

-59.04M -57.43M -84.33M -75.94M -74.29M

Net Income

23.13M 47.48M 64.21M 6.72M -26.7M

EBT

28.1M 63.7M 83.92M 14.63M -22.54M