Balance Sheet Green Dot Corporation

Equities

GDOT

US39304D1028

Consumer Lending

Delayed Nyse Other stock markets 20:55:13 15/04/2026 BST			5-day change	1st Jan Change
12.02 ^USD	+1.78%		+4.80%	-6.17%

03-16	Tranche Update on Green Dot Corporation's Equity Buyback Plan announced on August 9, 2017.	CI
03-16	Green Dot Q4 Swings to Adjusted Loss, Revenue Rises	MT

45.QYj5e2J9B-1If7ZgIBPqDjld1S1fFLIqItS3ByZDEhY.LeXKHTcnYNwRFf0VSVqDdwEYukoZVvR8Sab4Q1cLRyE53skQBg1OjgkF2Q

Published financial data: GREEN DOT CORPORATION

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2021	2022	2023	2024	2025
Interest Income On Loans	18.79M	42.16M	37.34M	62.36M	89.78M
Interest Income, Total	18.79M	42.16M	37.34M	62.36M	89.78M
Interest On Deposits	150K	255K	3.03M	5.51M	6.15M
Interest Expense, Total	150K	255K	3.03M	5.51M	6.15M
Net Interest Income	18.64M	41.9M	34.32M	56.86M	83.63M
Gain (Loss) on Sale of Invest. & Securities - (Rev)	-	-	-	-	-
Total Other Non Interest Income	1.41B	1.41B	1.46B	1.66B	1.99B
Non Interest Income, Total	1.41B	1.41B	1.46B	1.66B	1.99B
Revenues Before Provison For Loan Losses	1.43B	1.45B	1.5B	1.72B	2.07B
Total Revenues	1.43B	1.45B	1.5B	1.72B	2.07B
Salaries And Other Employee Benefits	213M	209M	205M	221M	236M
Selling General & Admin Expenses, Total	764M	647M	635M	612M	565M
(Income) Loss on Equity Invest.	2.3M	14.1M	8M	16.1M	86.6M
Total Other Non Interest Expense	390M	478M	636M	887M	1.25B
Non Interest Expense, Total	1.37B	1.35B	1.48B	1.74B	2.14B
EBT, Excl. Unusual Items	63.75M	101M	14.63M	-17.6M	-61.85M
Restructuring Charges	-	-	-	-	-22.12M
Total Merger & Related Restructuring Charges	-	-13M	-	-	-11.28M
Asset Writedown	-	-4.26M	-	-4.94M	-2.02M
Legal Settlements	-	-	-	-	-
Other Unusual Items	-47K	-	-	-	-
EBT, Incl. Unusual Items	63.7M	83.92M	14.63M	-22.54M	-97.27M
Income Tax Expense	16.22M	19.71M	7.91M	4.16M	1.59M
Earnings From Continuing Operations	47.48M	64.21M	6.72M	-26.7M	-98.87M
Net Income to Company	47.48M	64.21M	6.72M	-26.7M	-98.87M
Net Income - (IS)	47.48M	64.21M	6.72M	-26.7M	-98.87M
Preferred Dividend and Other Adjustments	412K	178K	-	-	-
Net Income to Common Incl Extra Items	47.07M	64.03M	6.72M	-26.7M	-98.87M
Net Income to Common Excl. Extra Items	47.07M	64.03M	6.72M	-26.7M	-98.87M
Per Share Items
Net EPS - Basic	0.87	1.2	0.13	-0.5	-1.79
Basic EPS - Continuing Operations	0.87	1.2	0.13	-0.5	-1.79
Basic Weighted Average Shares Outstanding	54.07M	53.35M	52.25M	53.53M	55.1M
Net EPS - Diluted	0.85	1.19	0.13	-0.5	-1.79
Diluted EPS - Continuing Operations	0.85	1.19	0.13	-0.5	-1.79
Diluted Weighted Average Shares Outstanding	55.22M	53.87M	52.51M	53.53M	55.1M
Normalized Basic EPS	0.74	1.19	0.18	-0.21	-0.7
Normalized Diluted EPS	0.72	1.17	0.17	-0.21	-0.7
Supplemental Items
Effective Tax Rate - (Ratio)	25.46	23.49	54.06	-18.47	-1.64
Current Domestic Taxes	12.87M	25.72M	18.92M	13.87M	1.35M
Current Foreign Taxes	624K	666K	861K	651K	-125K
Total Current Taxes	13.5M	26.38M	19.78M	14.52M	1.23M
Deferred Domestic Taxes	2.73M	-6.76M	-11.71M	-10.36M	213K
Deferred Foreign Taxes	-9K	87K	-161K	-1K	155K
Total Deferred Taxes	2.72M	-6.67M	-11.87M	-10.36M	368K
Normalized Net Income	39.84M	63.24M	9.15M	-11M	-38.65M
Supplemental Operating Expense Items
Stock-Based Comp., SG&A Exp. (Total)	51.42M	34.81M	33.74M	29.93M	18.7M
Total Stock-Based Compensation	51.42M	34.81M	33.74M	29.93M	18.7M

Fiscal Period: December	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	1.32B	814M	682M	1.59B	1.42B
Investment Securities, Total	329M	308M	343M	364M	575M
Mortgage Backed Securities	1.85B	2.14B	2B	1.8B	1.93B
Total investments	2.18B	2.45B	2.35B	2.16B	2.51B
Gross Loans	30.22M	34.32M	51.48M	55.33M	81.93M
Allowance For Loan Losses	-8.95M	-11.31M	-16.66M	-19.28M	-22.27M
Net Loans	21.27M	23.01M	34.82M	36.05M	59.66M
Gross Property Plant And Equipment	106M	69.55M	71.97M	80.08M	63.28M
Accumulated Depreciation	-84.89M	-50.21M	-54.15M	-59.19M	-55.27M
Net Property Plant And Equipment	21.21M	19.34M	17.82M	20.89M	8M
Goodwill	302M	302M	302M	302M	302M
Other Intangibles, Total	290M	292M	286M	274M	264M
Other Receivables	59.11M	43.92M	63.88M	81.33M	95.31M
Restricted Cash	3.32M	5.9M	4.24M	44K	44K
Other Current Assets, Total	422M	600M	849M	726M	1.12B
Deferred Tax Assets Long-Term (Collected)	15.05M	117M	117M	124M	92.19M
Deferred Charges Long-Term	16.86M	14.55M	1.55M	1.24M	789K
Other Long-Term Assets, Total	74.9M	111M	112M	114M	113M
Total Assets	4.73B	4.79B	4.82B	5.43B	5.99B
Liabilities
Accounts Payable, Total	51.35M	114M	120M	104M	115M
Accrued Expenses, Total	128M	98.58M	91.24M	87.68M	154M
Interest Bearing Deposits	25.74M	20.03M	76.72M	103M	137M
Institutional Deposits	2.5M	2.28M	2M	2.13M	3.8M
Non-Interest Bearing Deposits	3.26B	3.43B	3.21B	3.91B	4.28B
Total Deposits	3.29B	3.45B	3.29B	4.01B	4.42B
Short-Term Borrowings	513K	328K	225K	84K	-
Current Portion of Long-Term Debt	-	-	61M	-	-
Current Portion of Leases	6.92M	3.17M	3.37M	2.42M	325K
Long-Term Debt	-	35M	-	48.53M	63.54M
Long-Term Leases	8.21M	5.25M	2.69M	8.64M	1.6M
Current Income Taxes Payable	291K	11.64M	6.26M	6.65M	2.37M
Unearned Revenue, Current	28.9M	25.03M	6.34M	6.28M	4.22M
Other Current Liabilities - (Bank / Utility Template)	140M	259M	371M	285M	338M
Deferred Tax Liability Non-Current	-	-	-	-	-
Other Non Current Liabilities	3.53M	5.78M	1.9M	1.04M	282K
Total Liabilities	3.65B	4.01B	3.96B	4.56B	5.09B
Common Stock, Total	55K	52K	53K	55K	56K
Additional Paid In Capital	401M	341M	376M	408M	427M
Retained Earnings	699M	764M	770M	744M	645M
Comprehensive Income and Other	-29.81M	-323M	-287M	-278M	-182M
Total Common Equity	1.07B	781M	859M	874M	890M
Total Equity	1.07B	781M	859M	874M	890M
Total Liabilities And Equity	4.73B	4.79B	4.82B	5.43B	5.99B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	54.95M	51.72M	52.83M	54.23M	55.57M
ECS Total Common Shares Outstanding	54.87M	51.67M	52.82M	54.23M	55.56M
Book Value / Share	19.51	15.12	16.27	16.11	16.02
Tangible Book Value	479M	187M	272M	297M	324M
Tangible Book Value Per Share	8.72	3.62	5.15	5.48	5.84
Average Assets	3.64B	3.87B	3.6B	4.27B	4.98B
Average Loans	37.35M	19.61M	23.8M	37.19M	30.46M
Total Debt	15.64M	43.74M	67.28M	59.67M	65.46M
Net Debt	-1.31B	-770M	-615M	-1.53B	-1.36B
Equity Method Investments, Total	61.5M	82.4M	110M	128M	41.8M
Full Time Employees	1.2K	1.2K	1.2K	1.15K	900

Fiscal Period: December	2021	2022	2023	2024	2025
Net Income	47.48M	64.21M	6.72M	-26.7M	-98.87M
Depreciation, Depletion & Amortization	9.52M	7.2M	6.91M	8.72M	8.42M
Amortization of Goodwill and Intangible Assets - (CF)	27.78M	23.51M	24.26M	21.28M	20.8M
Total Depreciation, Depletion & Amortization	37.3M	30.71M	31.17M	30M	29.22M
Amortization of Deferred Charges, Total	47.5M	49.9M	51.8M	54.7M	56.3M
(Gain) Loss on Sale of Investments - (CF)	2.56M	-1.43M	-2.28M	-1.99M	25.16M
Total Asset Writedown	-	4.26M	-	4.94M	2.02M
Provision for Credit Losses	44.8M	46.12M	51.08M	47.32M	36.22M
(Income) Loss On Equity Investments - (CF)	-1.58M	15.65M	9.31M	15.75M	86.87M
Stock-Based Compensation (CF)	51.42M	34.81M	33.74M	29.93M	18.7M
Change in Accounts Payable	-5.31M	41.1M	690K	-19.47M	69.39M
Change in Unearned Revenues	1.28M	-3.69M	-19.54M	-917K	-2.82M
Change In Income Taxes	-14.13M	11.72M	-5.61M	-22K	-4.52M
Change in Other Net Operating Assets (Collected)	-51.66M	-4.33M	-43.6M	-41.77M	-83.1M
Other Operating Activities	2.87M	-11.34M	-15.97M	-10.4M	3.99M
Cash from Operations	163M	278M	97.52M	81.38M	139M
Capital Expenditure	-57.43M	-84.33M	-75.94M	-74.29M	-72.54M
Cash Acquisitions	-	-	-	-	-
Investment in Marketable and Equity Securities, Total	-1.28B	-701M	142M	186M	-333M
Net (Increase) Decrease in Loans Originated / Sold - Investing	-28.38M	-32.06M	-28.97M	-27.86M	-43.19M
Other Investing Activities, Total	-852K	-2.56M	-3.78M	-2.57M	-2.27M
Cash from Investing	-1.37B	-820M	33.16M	81.4M	-451M
Short Term Debt Issued, Total	-	-	-	-	-
Long-Term Debt Issued, Total	-	100M	282M	288M	14.86M
Total Debt Issued	-	100M	282M	288M	14.86M
Short Term Debt Repaid, Total	-	-	-	-	-
Long-Term Debt Repaid, Total	-	-65M	-256M	-299M	-
Total Debt Repaid	-	-65M	-256M	-299M	-
Issuance of Common Stock	8.04M	6.18M	5.56M	5M	3.68M
Repurchase of Common Stock	-12.86M	-101M	-3.9M	-2.89M	-2.91M
Net Increase (Decrease) in Deposit Accounts - (CF)	555M	157M	-159M	718M	405M
Other Financing Activities, Total	485M	-60.14M	-132M	34.56M	-279M
Cash from Financing	1.03B	36.71M	-264M	743M	141M
Net Change in Cash	-171M	-506M	-133M	906M	-171M
Supplemental Items
Cash Interest Paid	1.43M	627K	5.92M	12.97M	12.37M
Cash Income Tax Paid (Refund)	27.2M	12.97M	24.35M	13.59M	6.1M
Net Debt Issued / Repaid	-	35M	26M	-11.5M	14.86M

Fiscal Period: December	2021	2022	2023	2024	2025
Profitability
Return on Assets	1.07	1.35	0.14	-0.52	-1.73
Return On Equity %	4.56	6.93	0.82	-3.08	-11.21
Return on Common Equity	4.52	6.91	0.82	-3.08	-11.21
Shareholders Value Added	-49.58M	-15.28M	-67.47M	-109M	-163M
Margin Analysis
SG&A Margin	68.2	59.09	56.03	48.5	38.61
Net Interest Income / Total Revenues %	1.3	2.89	2.29	3.31	4.03
EBT Excl. Non-Recurring Items Margin %	4.45	6.98	0.98	-1.02	-2.98
Income From Continuing Operations Margin %	3.31	4.43	0.45	-1.55	-4.77
Net Income Margin %	3.31	4.43	0.45	-1.55	-4.77
Net Avail. For Common Margin %	3.28	4.42	0.45	-1.55	-4.77
Normalized Net Income Margin	2.78	4.36	0.61	-0.64	-1.86
Asset quality
Nonperforming Loans / Total Loans %	3.85	7.25	5.25	4.64	2.26
Nonperforming Loans / Total Assets %	0.02	0.05	0.06	0.05	0.03
Nonperforming Assets / Total Assets %	0.02	0.05	0.06	0.05	0.03
NPAs / Loans and OREO	3.85	7.25	5.25	4.64	2.26
NPAs / Equity	0.11	0.32	0.31	0.29	0.21
Allowance for Credit Losses / Net Charge-offs %	23.39	25.84	36.44	43.13	67.01
Allowance for Credit Losses / Nonperforming Loans %	769.48	454.5	616.5	750.31	1.2K
Allowance for Credit Losses / Total Loans %	29.61	32.95	32.37	34.85	27.18
Net Charge-offs / Total Average Loans %	102.45	223.19	192.12	120.2	109.08
Earning Assets / IBL	9.08K	15.46K	10.86K	4.07K	2.85K
Interest Income / Average Assets	0.52	1.09	1.04	1.46	1.8
Interest Expense / Average Assets	0	0.01	0.08	0.13	0.12
Net Interest Income / Average Assets	0.51	1.08	0.95	1.33	1.68
Non Interest Income / Average Assets	38.88	36.37	40.61	38.88	39.97
Non Interest Expense / Average Asset	37.64	34.84	41.16	40.62	42.89
Capital And Funding
Total Average Common Equity / Total Average Assets %	23.53	19.47	17.08	16.9	15.45
Total Average Equity / Total Average Assets %	23.53	19.47	17.08	16.9	15.45
Total Equity + Allowance for Loan Losses / Total Loans %	3.57K	2.31K	1.7K	1.61K	1.11K
Gross Loans / Total Deposits %	0.92	0.99	1.56	1.38	1.86
Net Loans / Total Deposits %	0.65	0.67	1.06	0.9	1.35
Tier 1 Capital Ratio %	54	40.1	38	42.6	32.9
Total Capital Ratio %	54.9	40.9	39	43.8	34.1
Core Tier 1 Capital Ratio	54	40.1	38	42.6	32.9
Coverage Ratio	3.86K	-	-	-	-
Leverage Ratio %	15.9	16.6	17.9	15	11.9
Interbank Ratio	905.46	978.96	2.89	2.09K	-
Fixed Charges Coverage
EBT + Interest Expense / Interest Expense	425.67	330.1	5.83	-3.09	-14.81
Growth Over Prior Year
Net Interest Income, 1 Yr. Growth %	32.88	124.83	-18.1	65.69	47.08
Non Interest Income, 1 Yr. Growth %	13.69	-0.5	4.02	13.49	19.81
Total Revenues, 1 Yr. Growth %	13.91	1.13	3.38	14.69	20.72
Earnings From Cont. Operations, 1 Yr. Growth %	105.27	35.24	-89.53	-497.23	270.26
Net Income, 1 Yr. Growth %	105.27	35.24	-89.53	-497.23	270.26
Normalized Net Income, 1 Yr. Growth %	27.97	58.85	-85.54	-220.24	251.5
Diluted EPS Before Extra, 1 Yr. Growth %	100.8	39.43	-89.18	-488.66	258.87
Gross Loans, 1 Yr. Growth %	20.89	13.57	50.01	7.47	48.07
Allowance For Loan Losses, 1 Yr. Growth %	271.33	26.36	47.36	15.72	15.48
Net Loans, 1 Yr. Growth %	-5.83	8.18	51.3	3.53	65.5
Non Performing Loans, 1 Yr. Growth %	-33.16	113.93	8.64	-4.92	-27.86
Non Performing Assets, 1 Yr. Growth %	-33.16	113.93	8.64	-4.92	-27.86
Total Assets, 1 Yr. Growth %	14.83	1.35	0.58	12.81	10.14
Total Deposits, 1 Yr Growth %	20.17	4.97	-4.54	21.77	10.12
Tangible Book Value, 1 Yr. Growth %	19.52	-60.89	45.29	9.33	9.11
Average Interest Earning Assets, 1 Yr. Growth %	44.8	7.74	-8.8	15.82	8.13
Average Interest Bearing Liabilities, 1 Yr. Growth %	6.49	-36.98	29.85	209.08	54.27
Common Equity, 1 Yr. Growth %	6.02	-27.01	9.96	1.66	1.91
Total Equity, 1 Yr. Growth %	6.02	-27.01	9.96	1.66	1.91
Compound Annual Growth Rate Over Two Years
Net Interest Income, 2 Yr. CAGR %	-21.28	72.85	35.7	16.49	56.1
Non Interest Income, 2 Yr. CAGR %	14.62	6.36	1.74	8.65	16.61
Total Revenues, 2 Yr. CAGR %	13.79	7.33	2.25	8.89	17.66
Earnings From Cont. Operations, 2 Yr. CAGR %	-31.06	66.61	-62.37	-35.51	283.51
Net Income, 2 Yr. CAGR %	-31.06	66.61	-62.37	-35.51	283.51
Normalized Net Income, 2 Yr. CAGR %	-27.05	42.52	-52.07	-55.33	105.58
Diluted EPS Before Extra, 2 Yr. CAGR %	-32.66	67.32	-61.15	-35.14	273.47
Gross Loans, 2 Yr. CAGR %	5.97	17.17	30.52	26.97	26.15
Allowance For Loan Losses, 2 Yr. CAGR %	40.03	116.61	36.46	30.59	15.6
Net Loans, 2 Yr. CAGR %	-2.44	0.94	27.94	25.16	30.9
Non Performing Loans, 2 Yr. CAGR %	-33.37	19.58	52.45	1.63	-17.18
Non Performing Assets, 2 Yr. CAGR %	-33.37	19.58	52.45	1.63	-17.18
Total Assets, 2 Yr. CAGR %	38.58	7.88	0.96	6.52	11.47
Total Deposits, 2 Yr CAGR %	67.23	12.31	0.1	7.82	15.8
Tangible Book Value, 2 Yr. CAGR %	29.26	-31.63	-24.62	26.03	9.22
Average Interest Earning Assets, 2 Yr. CAGR %	55.55	24.67	-0.88	2.78	11.91
Average Interest Bearing Liabilities, 2 Yr. CAGR %	-41.58	-18.08	-9.54	100.34	118.36
Common Equity, 2 Yr. CAGR %	7.45	-12.03	-10.41	5.73	1.78
Total Equity, 2 Yr. CAGR %	7.45	-12.03	-10.41	5.73	1.78
Compound Annual Growth Rate Over Three Years
Net Interest Income, 3 Yr. CAGR %	-0.24	11.69	34.75	45.04	25.9
Non Interest Income, 3 Yr. CAGR %	10.73	9.34	5.58	5.51	12.25
Total Revenues, 3 Yr. CAGR %	10.56	9.41	6	6.24	12.7
Earnings From Cont. Operations, 3 Yr. CAGR %	-26.32	-13.7	-33.76	-17.46	15.47
Net Income, 3 Yr. CAGR %	-26.32	-13.7	-33.76	-17.46	15.47
Normalized Net Income, 3 Yr. CAGR %	-20.74	-5.47	-33.52	-34.87	-11.15
Diluted EPS Before Extra, 3 Yr. CAGR %	-26.87	-14.17	-32.83	-16.29	14.71
Gross Loans, 3 Yr. CAGR %	-9.19	8.45	27.23	22.34	33.65
Allowance For Loan Losses, 3 Yr. CAGR %	-15.88	35.32	90.51	29.16	25.34
Net Loans, 3 Yr. CAGR %	-5.65	0.98	15.52	19.22	37.37
Non Performing Loans, 3 Yr. CAGR %	-11.64	-1.71	15.82	30.25	-9.34
Non Performing Assets, 3 Yr. CAGR %	-11.64	-1.71	15.82	30.25	-9.34
Total Assets, 3 Yr. CAGR %	27.37	24.86	5.39	4.77	7.71
Total Deposits, 3 Yr CAGR %	48.41	43.18	6.39	6.86	8.58
Tangible Book Value, 3 Yr. CAGR %	21.8	-13.22	-12.1	-14.67	20.12
Average Interest Earning Assets, 3 Yr. CAGR %	39.69	37.46	12.33	4.4	4.53
Average Interest Bearing Liabilities, 3 Yr. CAGR %	-27.28	-40.08	-4.49	36.25	83.62
Common Equity, 3 Yr. CAGR %	5.58	-5.55	-5.24	-6.56	4.44
Total Equity, 3 Yr. CAGR %	5.58	-5.55	-5.24	-6.56	4.44
Compound Annual Growth Rate Over Five Years
Net Interest Income, 5 Yr. CAGR %	60.41	52.18	12.82	13.58	42.92
Non Interest Income, 5 Yr. CAGR %	14.5	9.6	7.04	9.06	9.86
Total Revenues, 5 Yr. CAGR %	14.85	10.11	7.16	9.2	10.52
Earnings From Cont. Operations, 5 Yr. CAGR %	2.68	-5.65	-43.69	-23.19	33.71
Net Income, 5 Yr. CAGR %	2.68	-5.65	-43.69	-23.19	33.71
Normalized Net Income, 5 Yr. CAGR %	1.49	1.25	-35.2	-31.86	4.42
Diluted EPS Before Extra, 5 Yr. CAGR %	1.19	-5.89	-43.22	-23.27	33.41
Gross Loans, 5 Yr. CAGR %	7.44	-1.34	4.99	15.51	26.8
Allowance For Loan Losses, 5 Yr. CAGR %	-6.02	-5.19	2.08	33.4	56
Net Loans, 5 Yr. CAGR %	19.04	0.94	6.58	10.04	21.44
Non Performing Loans, 5 Yr. CAGR %	25.88	17.37	9.9	-0.38	1.28
Non Performing Assets, 5 Yr. CAGR %	25.88	17.37	9.9	-0.38	1.28
Total Assets, 5 Yr. CAGR %	22.11	16.86	16.06	17.17	7.78
Total Deposits, 5 Yr CAGR %	34.84	27.54	26.78	27.82	10.06
Tangible Book Value, 5 Yr. CAGR %	22.35	10.77	0.53	0.75	-4.12
Average Interest Earning Assets, 5 Yr. CAGR %	35.01	36.58	21.69	22.37	12.16
Average Interest Bearing Liabilities, 5 Yr. CAGR %	11.94	-9.31	-20.65	-2.9	32.96
Common Equity, 5 Yr. CAGR %	9.38	0.44	-1.13	-1.19	-2.49
Total Equity, 5 Yr. CAGR %	9.38	0.44	-1.13	-1.19	-2.49