Projected Income Statement: General Insurance Corporation of India

Forecast Balance Sheet: General Insurance Corporation of India

Fiscal Period: March 2021 2022 2023 2024 2025 2026 2027 2028
Net Debt 1 -182,941 -210,831 - -243,889 -246,365 -277,912 -413,462 -458,635
Change - -15.25% - - -1.02% -12.8% -73.77% -10.93%
Announcement Date 29/06/21 27/05/22 25/05/23 28/05/24 26/05/25 26/05/26 - -
1INR in Million
Estimates

Cash Flow Forecast: General Insurance Corporation of India

Fiscal Period: March 2020 2021 2022 2023 2024 2025
CAPEX 1 29.88 60.26 154.5 1,341 56.81 254.1
Change - 101.7% 156.43% 767.56% -95.76% 347.25%
Free Cash Flow (FCF) 1 71,805 131,256 90,303 93,393 84,659 101,609
Change - 82.8% -31.2% 3.42% -9.35% 20.02%
Announcement Date 01/12/20 29/11/21 02/09/22 31/08/23 03/09/24 01/09/25
1INR in Million
Estimates

Forecast Financial Ratios: General Insurance Corporation of India

Fiscal Period: March 2021 2022 2023 2024 2025 2026 2027 2028

Profitability

        
EBITDA Margin (%) - - - - - - - -
EBIT Margin (%) - - - - - - - -
EBT Margin (%) 6.73% 8.24% 21.18% 21.19% 21.3% 22.49% 19.23% 18.65%
Net margin (%) 4.08% 4.64% 17.25% 17.47% 16.28% 17.49% 14.58% 14.1%
FCF margin (%) - - - - - - - -
FCF / Net Income (%) - - - - - - - -

Profitability

        
ROA 1.52% 1.44% - 3.87% 3.66% 4.36% 4.1% 4.08%
ROE 8.36% 7.99% - 16.8% 16.05% 17.03% 13.38% 12.92%

Financial Health

        
Leverage (Debt/EBITDA) - - - - - - - -
Debt / Free cash flow - - - - - - - -

Capital Intensity

        
CAPEX / Current Assets (%) - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - -
CAPEX / FCF (%) - - - - - - - -

Items per share

        
Cash flow per share 1 - - - - - - - -
Change - - - - - - - -
Dividend per Share 1 - 2.25 7.2 10 10 10 14.54 15.68
Change - - 220% 38.89% 0% 0% 24.45% 7.81%
Book Value Per Share 1 137.1 149 205.2 220.5 255.4 306.3 339 373.7
Change - 8.67% 37.74% 7.46% 15.83% 19.94% -4.07% 10.22%
EPS 1 10.95 11.43 35.98 37.03 38.2 47.84 47.52 50.22
Change - 4.38% 214.79% 2.92% 3.16% 25.24% 13.83% 5.68%
Nbr of stocks (in thousands) 1,754,400 1,754,400 1,754,400 1,754,400 1,754,400 1,754,400 1,754,400 1,754,400
Announcement Date 29/06/21 27/05/22 25/05/23 28/05/24 26/05/25 26/05/26 - -
1INR
Estimates
2026 2027 *
P/E ratio 7.59x 8x
PBR 1.18x 1.12x
EV / Sales 0.75x 0.44x
Yield 2.76% 3.83%

EPS & Dividend

Y-o-Y evolution of P/E

Year-on-year evolution of the Yield

Annual profits - Rate of surprise

  1. Stock Market
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  4. Financials General Insurance Corporation of India
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