Valuation: Funding Circle Holdings plc

Market Cap 554M 746M 652M 601M 1.04B 71.81B 1.07B 7.19B 2.83B 35.17B 2.8B 2.74B 121B P/E 2026 *
22.2x
P/E 2027 * 14.3x
Enterprise Value 391M 525M 459M 424M 736M 50.6B 752M 5.06B 1.99B 24.78B 1.97B 1.93B 85.3B EV / Sales 2026 *
1.62x
EV / Sales 2027 * 1.32x
Free-Float
74.31%
Yield 2026 *
0.28%
Yield 2027 * 1.44%
1 day+1.67%
1 week+9.10%
Current month+31.04%
1 month+33.75%
3 months+26.43%
6 months+34.49%
Current year+53.64%
1 week 171.2
Extreme 171.2
215
1 month 139.32
Extreme 139.3198
215
Current year 121.2
Extreme 121.2
215
1 year 113.2
Extreme 113.2
215
3 years 25
Extreme 25
215
5 years 25
Extreme 25
215
10 years 21.95
Extreme 21.95
460
Manager TitleAgeSince
Chief Executive Officer - 31/12/2021
Director of Finance/CFO - 31/12/2017
Chief Tech/Sci/R&D Officer - 30/09/2022
Director TitleAgeSince
Director/Board Member 62 12/09/2013
Director/Board Member 62 08/03/2011
Chairman 60 14/05/2025
Date Insider Type Main position Quantity % Market Cap.
08/09/22 Buy

Chief Executive Officer

13,326 0.0037%
08/09/22 Buy

Chief Executive Officer

76,591 0.0212%
08/09/22 Buy

Chief Executive Officer

42,679 0.0118%
Change 5-day change 1-year change 3-year change Capi.($)
+1.36%+9.10%+38.52%+267.80% 746M
+0.73%+4.26%+12.95%+40.28% 68.2B
-2.92%+1.94%-5.72%+35.05% 41.14B
+0.40%-2.84%-8.28%+13.22% 30.78B
-0.10%-0.87%+60.44%+190.00% 25.32B
+0.31%+1.42%+6.93%+112.81% 24.76B
-0.32%-4.94%-18.55%+80.09% 22.17B
-1.67%-1.26%-24.60% - 16.66B
-1.31%-1.41%+14.67%+52.43% 16.02B
-0.34%-2.11% - - 15.51B
Average -0.32%+0.71%+8.48%+98.96% 26.13B
Weighted average by Cap. -0.39%+0.73%+6.26%+65.53%

Financials

2026 *2027 *
Net sales 241M 324M 283M 261M 454M 31.17B 464M 3.12B 1.23B 15.27B 1.22B 1.19B 52.56B 264M 355M 310M 286M 497M 34.2B 509M 3.42B 1.35B 16.75B 1.33B 1.3B 57.66B
Net income 27M 36.32M 31.74M 29.29M 50.89M 3.5B 52.02M 350M 138M 1.71B 136M 133M 5.9B 38.3M 51.53M 45.03M 41.55M 72.19M 4.96B 73.79M 497M 195M 2.43B 194M 189M 8.37B
Net Debt -164M -220M -192M -178M -309M -21.21B -315M -2.12B -835M -10.39B -827M -809M -35.76B -207M -279M -244M -225M -390M -26.84B -399M -2.69B -1.06B -13.14B -1.05B -1.02B -45.25B
Logo Funding Circle Holdings plc
Funding Circle Holdings plc is a United Kingdom-based provider of small and medium-sized enterprises (SME) finance platforms. The Company’s cutting-edge technology and data platform is constantly evolving, enabling more small businesses to access the funding they need to win. The Company’s proprietary technology platform is designed to provide customers with quick and easy access to finance. Its diverse product range enables businesses to borrow, pay later and spend. The principal reporting segments of its operations are UK Term Loans and FlexiPay. Its Other Loans business operations are included in the Term Loans businesses in Germany and the Netherlands. FlexiPay is a line of credit business products. It also offers Cashback credit card for everyday business spending. Its subsidiaries include Funding Circle Ltd, Funding Circle CE GmbH, Funding Circle Global Partners Limited, and others.
Employees
778
Date Price Change Volume
20/07/26 GBX 194.20 +1.36% 1,368,343
17/07/26 GBX 191.60 +2.35% 1,659,168
16/07/26 GBX 187.20 +5.76% 3,287,627
15/07/26 GBX 177.00 -1.12% 536,228
14/07/26 GBX 179.00 +0.56% 2,164,234
Trader
Investor
Global
Quality
ESG MSCI
A
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
5
Last Close Price
1.916GBP
Average target price
2.196GBP
Spread / Average Target
+14.61%

Annual profits - Rate of surprise