Valuation: Funding Circle Holdings plc

Market Cap 562M 754M 661M 611M 1.06B 72.7B 1.08B 7.3B 2.86B 35.57B 2.83B 2.77B 123B P/E 2026 *
22.5x
P/E 2027 * 14.5x
Enterprise Value 398M 534M 468M 433M 751M 51.51B 763M 5.18B 2.03B 25.2B 2.01B 1.96B 86.84B EV / Sales 2026 *
1.65x
EV / Sales 2027 * 1.34x
Free-Float
74.31%
Yield 2026 *
0.27%
Yield 2027 * 1.42%
1 day+1.36%
1 week+9.10%
Current month+31.04%
1 month+31.57%
3 months+26.43%
6 months+34.49%
Current year+53.64%
1 week 174.8
Extreme 174.8
215
1 month 139.32
Extreme 139.3198
215
Current year 121.2
Extreme 121.2
215
1 year 113.2
Extreme 113.2
215
3 years 25
Extreme 25
215
5 years 25
Extreme 25
215
10 years 21.95
Extreme 21.95
460
Manager TitleAgeSince
Chief Executive Officer - 31/12/2021
Director of Finance/CFO - 31/12/2017
Chief Tech/Sci/R&D Officer - 30/09/2022
Director TitleAgeSince
Director/Board Member 62 12/09/2013
Director/Board Member 62 08/03/2011
Director/Board Member - 31/12/2021
Date Insider Type Main position Quantity % Market Cap.
08/09/22 Buy

Chief Financial Officer

129,870 0.0360%
08/09/22 Buy

Chief Executive Officer

42,679 0.0118%
08/09/22 Buy

Chief Executive Officer

76,591 0.0212%
Change 5-day change 1-year change 3-year change Capi.($)
+1.36%+9.10%+41.75%+267.80% 746M
+0.73%+4.26%+12.95%+40.28% 68.2B
-3.78%+0.58%0.00%+33.24% 41.14B
+0.40%-2.84%-8.28%+13.22% 30.78B
-0.10%-0.87%+60.44%+190.00% 25.32B
-0.29%+0.27%+4.81%+110.40% 24.76B
-1.56%-6.18%-22.01%+77.74% 22.17B
-1.67%-1.26%-24.60% - 16.66B
-1.31%-1.41%+14.67%+52.43% 16.02B
-0.34%-2.11% - - 15.51B
Average -0.20%+0.40%+8.86%+98.14% 26.13B
Weighted average by Cap. -0.01%+0.52%+6.70%+64.72%

Financials

2026 *2027 *
Net sales 241M 323M 283M 262M 454M 31.14B 461M 3.13B 1.23B 15.24B 1.21B 1.19B 52.49B 264M 354M 310M 287M 498M 34.16B 506M 3.43B 1.35B 16.71B 1.33B 1.3B 57.58B
Net income 27M 36.23M 31.76M 29.36M 50.94M 3.49B 51.76M 351M 138M 1.71B 136M 133M 5.89B 38.3M 51.4M 45.05M 41.64M 72.26M 4.96B 73.42M 498M 195M 2.43B 193M 189M 8.36B
Net Debt -164M -220M -193M -178M -309M -21.19B -314M -2.13B -834M -10.37B -825M -807M -35.72B -207M -278M -244M -225M -391M -26.81B -397M -2.69B -1.06B -13.12B -1.04B -1.02B -45.19B
Logo Funding Circle Holdings plc
Funding Circle Holdings plc is a United Kingdom-based provider of small and medium-sized enterprises (SME) finance platforms. The Company’s cutting-edge technology and data platform is constantly evolving, enabling more small businesses to access the funding they need to win. The Company’s proprietary technology platform is designed to provide customers with quick and easy access to finance. Its diverse product range enables businesses to borrow, pay later and spend. The principal reporting segments of its operations are UK Term Loans and FlexiPay. Its Other Loans business operations are included in the Term Loans businesses in Germany and the Netherlands. FlexiPay is a line of credit business products. It also offers Cashback credit card for everyday business spending. Its subsidiaries include Funding Circle Ltd, Funding Circle CE GmbH, Funding Circle Global Partners Limited, and others.
Employees
778
Date Price Change Volume
20/07/26 GBX 194.20 +1.36% 1,384,057
17/07/26 GBX 191.60 +2.35% 1,659,168
16/07/26 GBX 187.20 +5.76% 3,287,627
15/07/26 GBX 177.00 -1.12% 536,228
14/07/26 GBX 179.00 +0.56% 2,164,234
Trader
Investor
Global
Quality
ESG MSCI
A
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
5
Last Close Price
1.942GBP
Average target price
2.196GBP
Spread / Average Target
+13.08%

Annual profits - Rate of surprise