Valuation: Funding Circle Holdings plc

Market Cap 467M 624M 545M 501M 885M 59.4B 900M 6.03B 2.34B 29.14B 2.34B 2.29B 100B P/E 2026 *
18x
P/E 2027 * 12.1x
Enterprise Value 330M 441M 385M 354M 625M 41.95B 636M 4.26B 1.65B 20.58B 1.65B 1.62B 70.9B EV / Sales 2026 *
1.4x
EV / Sales 2027 * 1.11x
Free-Float
74.35%
Yield 2026 *
0.33%
Yield 2027 * 1.71%
1 day+3.22%
1 week+12.64%
Current month+10.36%
1 month+22.06%
3 months+21.33%
6 months+28.99%
Current year+29.39%
1 week 142.2
Extreme 142.2
164
1 month 132
Extreme 132
164
Current year 121.2
Extreme 121.2
176.8
1 year 113.2
Extreme 113.2
176.8
3 years 25
Extreme 25
176.8
5 years 25
Extreme 25
176.8
10 years 21.95
Extreme 21.95
460
Manager TitleAgeSince
Chief Executive Officer - 31/12/2021
Director of Finance/CFO - 31/12/2017
Chief Tech/Sci/R&D Officer - 30/09/2022
Director TitleAgeSince
Director/Board Member 62 12/09/2013
Director/Board Member 62 08/03/2011
Director/Board Member - 31/12/2021
Date Insider Type Main position Quantity % Market Cap.
07/09/22Buy

Chief Executive Officer

42,679 0.0118%
07/09/22Buy

Chief Executive Officer

76,591 0.0212%
07/09/22Buy

Chief Financial Officer

129,870 0.0360%
Change 5-day change 1-year change 3-year change Capi.($)
+3.22%+12.64%+30.43%+186.94% 624M
+0.34%+3.88%+10.34%+42.22% 66.36B
-0.50%+6.70%+8.24%+76.00% 44.62B
+2.47%+8.03%-4.04%+23.41% 31.07B
+0.31%+3.44%+58.24%+204.03% 26.36B
-0.57%-2.79%+9.87%+125.03% 25.68B
-1.08%+5.43%+0.66%+118.71% 23.4B
-0.12%+0.13%-26.62% - 16.63B
+0.41%+1.03%+17.53%+53.55% 16.01B
-1.45%-2.02% - - 15.78B
Average +0.55%+2.99%+11.63%+103.74% 26.65B
Weighted average by Cap. +0.33%+3.10%+10.32%+82.27%

Financials

2026 *2027 *
Net sales 235M 314M 274M 252M 445M 29.87B 453M 3.03B 1.17B 14.65B 1.18B 1.15B 50.49B 263M 352M 308M 283M 500M 33.52B 508M 3.4B 1.32B 16.44B 1.32B 1.29B 56.66B
Net income 27.99M 37.41M 32.69M 30.02M 53.07M 3.56B 53.96M 361M 140M 1.75B 140M 137M 6.02B 41.12M 54.96M 48.02M 44.1M 77.96M 5.23B 79.27M 531M 206M 2.57B 206M 202M 8.84B
Net Debt -137M -183M -160M -147M -260M -17.45B -264M -1.77B -686M -8.56B -688M -673M -29.49B -176M -235M -205M -188M -333M -22.36B -339M -2.27B -879M -10.97B -882M -863M -37.78B
Logo Funding Circle Holdings plc
Funding Circle Holdings plc is a United Kingdom-based provider of small and medium-sized enterprises (SME) finance platforms. The Company’s cutting-edge technology and data platform is constantly evolving, enabling more small businesses to access the funding they need to win. The Company’s proprietary technology platform is designed to provide customers with quick and easy access to finance. Its diverse product range enables businesses to borrow, pay later and spend. The principal reporting segments of its operations are UK Term Loans and FlexiPay. Its Other Loans business operations are included in the Term Loans businesses in Germany and the Netherlands. FlexiPay is a line of credit business products. It also offers Cashback credit card for everyday business spending. Its subsidiaries include Funding Circle Ltd, Funding Circle CE GmbH, Funding Circle Global Partners Limited, and others.
Employees
778
Date Price Change Volume
03/07/26 GBX 163.55 +1.34% 121,695
02/07/26 GBX 161.40 +1.77% 1,101,338
01/07/26 GBX 158.60 +7.02% 1,733,788
30/06/26 GBX 148.20 +2.21% 768,188
29/06/26 GBX 145.00 -0.14% 388,702
Trader
Investor
Global
Quality
ESG MSCI
A
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
5
Last Close Price
1.614GBP
Average target price
2.186GBP
Spread / Average Target
+35.44%

Annual profits - Rate of surprise