Valuation: Funding Circle Holdings plc

Market Cap 668M 909M 780M 728M 1.26B 86.91B 1.28B 8.59B 3.37B 43.59B 3.41B 3.34B 144B P/E 2026 *
23.3x
P/E 2027 * 16.3x
Enterprise Value 485M 660M 566M 529M 912M 63.07B 927M 6.24B 2.44B 31.63B 2.48B 2.42B 105B EV / Sales 2026 *
1.87x
EV / Sales 2027 * 1.57x
Free-Float
74.3%
Yield 2026 *
0.23%
Yield 2027 * 1.4%
1 day+1.08%
1 week-2.73%
Current month+5.22%
1 month+19.46%
3 months+70.84%
6 months+54.26%
Current year+83.54%
1 week 228
Extreme 228
252.02
1 month 195.2
Extreme 195.2
252.02
Current year 121.2
Extreme 121.2
252.02
1 year 113.2
Extreme 113.2
252.02
3 years 25
Extreme 25
252.02
5 years 25
Extreme 25
252.02
10 years 21.95
Extreme 21.95
460
Manager TitleAgeSince
Chief Executive Officer - 31/12/2021
Director of Finance/CFO - 31/12/2017
Chief Tech/Sci/R&D Officer - 30/09/2022
Director TitleAgeSince
Director/Board Member 62 12/09/2013
Director/Board Member 62 08/03/2011
Director/Board Member - 31/12/2021
Date Insider Type Main position Quantity % Market Cap.
08/09/22 Buy

Chief Executive Officer

13,326 0.0037%
08/09/22 Buy

Chief Executive Officer

42,679 0.0118%
08/09/22 Buy

Chief Executive Officer

76,591 0.0212%
Change 5-day change 1-year change 3-year change Capi.($)
+0.43%-2.73%+53.85%+448.46% 909M
+1.37%+0.07%+21.36%+59.57% 70.27B
-2.90%-5.85%-20.27%+38.28% 41.43B
+0.20%-0.22%+2.22%+38.07% 33.65B
+1.82%+0.12%+79.59%+208.98% 27.2B
-3.61%-4.04%+7.36%+133.50% 25.91B
-3.37%-3.64%-21.14%+114.22% 23.79B
+0.60%-4.47%-26.17% - 16.8B
+2.34%+0.48%+24.92%+87.87% 16.68B
+0.16%-0.25% - - 16.13B
Average -0.23%+0.18%+13.52%+141.12% 27.28B
Weighted average by Cap. -0.32%+0.67%+10.18%+86.67%

Financials

2026 *2027 *
Net sales 259M 352M 302M 282M 487M 33.67B 495M 3.33B 1.3B 16.89B 1.32B 1.29B 55.84B 284M 387M 332M 310M 534M 36.95B 543M 3.65B 1.43B 18.53B 1.45B 1.42B 61.27B
Net income 32.94M 44.82M 38.45M 35.9M 61.94M 4.28B 62.96M 424M 166M 2.15B 168M 165M 7.1B 43.35M 58.99M 50.6M 47.25M 81.52M 5.64B 82.86M 558M 218M 2.83B 221M 217M 9.35B
Net Debt -183M -249M -214M -200M -345M -23.84B -350M -2.36B -923M -11.96B -937M -916M -39.53B -223M -304M -261M -243M -420M -29.04B -427M -2.87B -1.12B -14.57B -1.14B -1.12B -48.16B
Logo Funding Circle Holdings plc
Funding Circle Holdings plc is a United Kingdom-based provider of small and medium-sized enterprises (SME) finance platforms. The Company’s cutting-edge technology and data platform is constantly evolving, enabling more small businesses to access the funding they need to win. The Company’s proprietary technology platform is designed to provide customers with quick and easy access to finance. Its diverse product range enables businesses to borrow, pay later and spend. The principal reporting segments of its operations are UK Term Loans and FlexiPay. Its Other Loans business operations are included in the Term Loans businesses in Germany and the Netherlands. FlexiPay is a line of credit business products. It also offers Cashback credit card for everyday business spending. Its subsidiaries include Funding Circle Ltd, Funding Circle CE GmbH, Funding Circle Global Partners Limited, and others.
Employees
778
Date Price Change Volume
20/08/26 GBX 232.00 +0.43% 413,608
19/08/26 GBX 231.00 -0.65% 788,451
18/08/26 GBX 232.50 -3.73% 479,316
17/08/26 GBX 241.50 -1.63% 724,025
14/08/26 GBX 245.50 +2.94% 1,118,622
Trader
Investor
Global
Quality
ESG MSCI
A
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
5
Last Close Price
2.310GBP
Average target price
2.560GBP
Spread / Average Target
+10.82%

Annual profits - Rate of surprise