Valuation: Funding Circle Holdings plc

Market Cap 657M 874M 769M 714M 1.23B 84.62B 1.25B 8.54B 3.33B 41.28B 3.28B 3.21B 143B P/E 2026 *
22.9x
P/E 2027 * 15.6x
Enterprise Value 482M 642M 564M 524M 904M 62.14B 920M 6.27B 2.45B 30.31B 2.41B 2.36B 105B EV / Sales 2026 *
1.92x
EV / Sales 2027 * 1.56x
Free-Float
74.3%
Yield 2026 *
0.23%
Yield 2027 * 1.42%
1 day-1.52%
1 week+21.26%
Current month+53.17%
1 month+57.86%
3 months+50.33%
6 months+33.53%
Current year+79.59%
1 week 185.2
Extreme 185.2
234
1 month 140.8
Extreme 140.8
234
Current year 121.2
Extreme 121.2
234
1 year 113.2
Extreme 113.2
234
3 years 25
Extreme 25
234
5 years 25
Extreme 25
234
10 years 21.95
Extreme 21.95
460
Manager TitleAgeSince
Chief Executive Officer - 31/12/2021
Director of Finance/CFO - 31/12/2017
Chief Tech/Sci/R&D Officer - 30/09/2022
Director TitleAgeSince
Director/Board Member 62 12/09/2013
Director/Board Member 62 08/03/2011
Chairman 60 14/05/2025
Date Insider Type Main position Quantity % Market Cap.
08/09/22 Buy

Chief Financial Officer

129,870 0.0360%
08/09/22 Buy

Chief Executive Officer

42,679 0.0118%
08/09/22 Buy

Chief Executive Officer

76,591 0.0212%
Change 5-day change 1-year change 3-year change Capi.($)
-1.52%+21.26%+64.02%+329.92% 892M
-1.93%+0.21%+7.38%+37.15% 68.32B
-4.91%-14.23%-21.16%+21.83% 38.03B
+0.69%+2.76%-8.30%+15.71% 31.09B
-2.22%-1.77%+60.73%+183.56% 25.82B
-1.43%-3.38%-0.43%+107.01% 23.69B
-2.46%-3.87%-22.77%+76.56% 21.9B
-0.70%-1.06%-25.85% - 16.07B
-1.65%-6.79%+8.56%+47.05% 15.3B
-1.70%-2.26% - - 15.18B
Average -0.93%-1.03%+6.91%+102.35% 25.63B
Weighted average by Cap. -0.91%-3.44%+1.14%+61.42%

Financials

2026 *2027 *
Net sales 252M 335M 295M 274M 472M 32.44B 480M 3.27B 1.28B 15.82B 1.26B 1.23B 54.89B 278M 370M 325M 302M 521M 35.81B 530M 3.61B 1.41B 17.47B 1.39B 1.36B 60.6B
Net income 31.17M 41.47M 36.48M 33.89M 58.45M 4.02B 59.5M 405M 158M 1.96B 156M 152M 6.8B 41.93M 55.8M 49.08M 45.59M 78.64M 5.4B 80.05M 545M 213M 2.64B 209M 205M 9.14B
Net Debt -174M -232M -204M -190M -327M -22.49B -333M -2.27B -885M -10.97B -872M -853M -38.05B -224M -298M -262M -243M -420M -28.85B -427M -2.91B -1.14B -14.07B -1.12B -1.09B -48.82B
Logo Funding Circle Holdings plc
Funding Circle Holdings plc is a United Kingdom-based provider of small and medium-sized enterprises (SME) finance platforms. The Company’s cutting-edge technology and data platform is constantly evolving, enabling more small businesses to access the funding they need to win. The Company’s proprietary technology platform is designed to provide customers with quick and easy access to finance. Its diverse product range enables businesses to borrow, pay later and spend. The principal reporting segments of its operations are UK Term Loans and FlexiPay. Its Other Loans business operations are included in the Term Loans businesses in Germany and the Netherlands. FlexiPay is a line of credit business products. It also offers Cashback credit card for everyday business spending. Its subsidiaries include Funding Circle Ltd, Funding Circle CE GmbH, Funding Circle Global Partners Limited, and others.
Employees
778
Date Price Change Volume
23/07/26 GBX 227.00 -1.52% 1,274,799
22/07/26 GBX 230.50 +1.99% 1,244,864
21/07/26 GBX 226.00 +16.37% 6,821,703
20/07/26 GBX 194.20 +1.36% 1,384,057
17/07/26 GBX 191.60 +2.35% 1,659,168
Trader
Investor
Global
Quality
ESG MSCI
A
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
5
Last Close Price
2.270GBP
Average target price
2.360GBP
Spread / Average Target
+3.96%

Annual profits - Rate of surprise