Valuation: Funding Circle Holdings plc

Market Cap 667M 892M 782M 726M 1.26B 86.08B 1.27B 8.64B 3.38B 42.12B 3.35B 3.28B 146B P/E 2026 *
23.3x
P/E 2027 * 15.8x
Enterprise Value 492M 659M 577M 536M 928M 63.55B 941M 6.38B 2.5B 31.1B 2.47B 2.42B 107B EV / Sales 2026 *
1.96x
EV / Sales 2027 * 1.59x
Free-Float
74.3%
Yield 2026 *
0.23%
Yield 2027 * 1.4%
1 day+1.99%
1 week+28.77%
Current month+55.53%
1 month+56.17%
3 months+45.52%
6 months+53.67%
Current year+82.36%
1 week 180
Extreme 180
232.5
1 month 139.32
Extreme 139.3198
232.5
Current year 121.2
Extreme 121.2
232.5
1 year 113.2
Extreme 113.2
232.5
3 years 25
Extreme 25
232.5
5 years 25
Extreme 25
232.5
10 years 21.95
Extreme 21.95
460
Manager TitleAgeSince
Chief Executive Officer - 31/12/2021
Director of Finance/CFO - 31/12/2017
Chief Tech/Sci/R&D Officer - 30/09/2022
Director TitleAgeSince
Director/Board Member 62 12/09/2013
Director/Board Member 62 08/03/2011
Chairman 60 14/05/2025
Date Insider Type Main position Quantity % Market Cap.
08/09/22 Buy

Chief Financial Officer

129,870 0.0360%
08/09/22 Buy

Chief Executive Officer

42,679 0.0118%
08/09/22 Buy

Chief Executive Officer

76,591 0.0212%
Change 5-day change 1-year change 3-year change Capi.($)
+1.99%+28.77%+64.41%+336.55% 875M
-0.83%+5.33%+11.79%+39.85% 69.03B
-1.54%-7.95%-16.00%+27.64% 38.62B
-1.27%+0.39%-8.64%+14.92% 31.55B
-0.26%+4.50%+61.57%+188.93% 25.94B
+0.83%-1.66%+3.04%+103.15% 24.29B
-3.23%-4.48%-18.64%+80.63% 22.63B
-2.18%-0.50%-25.99% - 16.46B
-1.67%-2.42%+9.82%+52.30% 15.59B
-0.91%-2.40% - - 15.35B
Average -0.84%+2.18%+9.04%+105.50% 26.03B
Weighted average by Cap. -1.02%-0.04%+3.90%+64.02%

Financials

2026 *2027 *
Net sales 252M 337M 295M 274M 474M 32.49B 481M 3.26B 1.28B 15.9B 1.26B 1.24B 54.92B 278M 372M 326M 302M 524M 35.87B 531M 3.6B 1.41B 17.55B 1.4B 1.37B 60.64B
Net income 31.17M 41.7M 36.53M 33.92M 58.73M 4.02B 59.59M 404M 158M 1.97B 157M 153M 6.8B 41.93M 56.1M 49.16M 45.63M 79.02M 5.41B 80.18M 544M 213M 2.65B 211M 206M 9.15B
Net Debt -174M -233M -205M -190M -329M -22.53B -334M -2.26B -885M -11.02B -876M -857M -38.08B -224M -300M -262M -244M -422M -28.9B -428M -2.9B -1.14B -14.14B -1.12B -1.1B -48.86B
Logo Funding Circle Holdings plc
Funding Circle Holdings plc is a United Kingdom-based provider of small and medium-sized enterprises (SME) finance platforms. The Company’s cutting-edge technology and data platform is constantly evolving, enabling more small businesses to access the funding they need to win. The Company’s proprietary technology platform is designed to provide customers with quick and easy access to finance. Its diverse product range enables businesses to borrow, pay later and spend. The principal reporting segments of its operations are UK Term Loans and FlexiPay. Its Other Loans business operations are included in the Term Loans businesses in Germany and the Netherlands. FlexiPay is a line of credit business products. It also offers Cashback credit card for everyday business spending. Its subsidiaries include Funding Circle Ltd, Funding Circle CE GmbH, Funding Circle Global Partners Limited, and others.
Employees
778
Date Price Change Volume
22/07/26 GBX 230.50 +1.99% 1,188,034
21/07/26 GBX 226.00 +16.37% 6,821,703
20/07/26 GBX 194.20 +1.36% 1,384,057
17/07/26 GBX 191.60 +2.35% 1,659,168
16/07/26 GBX 187.20 +5.76% 3,287,627
Trader
Investor
Global
Quality
ESG MSCI
A
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
5
Last Close Price
2.305GBP
Average target price
2.360GBP
Spread / Average Target
+2.39%

Annual profits - Rate of surprise