Business Segments Erste Group Bank AG

Equities

EBS

AT0000652011

Banks

Market Closed - Wiener Boerse Other stock markets 16:35:14 13/01/2026 GMT			5-day change	1st Jan Change
105.00 ^EUR	+0.96%		+0.38%	+2.04%

01-13	Forint firms as inflation data sours rate cut expectations	RE
01-09	Erste Group Bank AG acquired 49% stake in Santander Bank Polska S.A. and a 50% stake in Santander Towarzystwo Funduszy Inwestycyjnych S.A. from Banco Santander, S.A..	CI

Sales 2024 by Business Segment

See more © MarketScreener.com

Sales 2024 by Geography

See more © MarketScreener.com

Historical Breakdown of Revenue by Business Segments

Net Income: Breakdown by Business Segment

Breakdown by Business Segment (EUR)

Fiscal Period: December	2020	2021	2022	2023	2024
Diversified Commercial Banks
Retail	2.86B	3.31B	3.89B	4.89B	4.9B
Total Assets	65.95B	71.41B	74.94B	77.13B	81.04B
Income Tax Expense	122M	218M	306M	424M	441M
EBT	720M	1.14B	1.56B	2.35B	2.22B
D&A	262M	270M	259M	266M	274M
Operating Income	1.18B	1.32B	1.79B	2.52B	2.37B
Net Income	584M	890M	1.22B	1.93B	1.78B
Corporates	913M	1.67B	2.07B	2.69B	2.42B
Total Assets	59.53B	64.74B	76.02B	80.49B	84.2B
Income Tax Expense	63.1M	215M	281M	374M	310M
EBT	304M	1.12B	1.43B	1.94B	1.64B
D&A	66.4M	63.8M	69.1M	70M	69M
Operating Income	1.03B	1.19B	1.59B	1.92B	1.87B
Net Income	194M	858M	1.08B	1.57B	1.33B
Savings Banks	1.38B	1.78B	1.78B	2.48B	2.4B
Total Assets	73.22B	78.54B	80.47B	81.59B	84.99B
Income Tax Expense	54.3M	168M	157M	261M	232M
EBT	271M	653M	614M	1.18B	1.03B
D&A	85M	82.1M	85.1M	84M	85M
Operating Income	542M	646M	700M	1.4B	1.32B
Net Income	41.6M	83.2M	56.9M	919M	794M
Securities and Commodities Markets Services
Group Markets	529M	601M	842M	824M	795M
Total Assets	43.53B	47.77B	47.66B	51.88B	47.4B
Income Tax Expense	56.3M	70.5M	113M	102M	99M
EBT	271M	336M	561M	528M	491M
D&A	16.8M	17.5M	13.5M	14M	15M
Operating Income	298M	369M	595M	560M	504M
Net Income	211M	261M	444M	426M	393M
Foreign Banking and Branches Of Foreign Banks
Group Corporate Center	149M	83.5M	109M	255M	412M
Total Assets	2.81B	3.6B	5.46B	3.97B	4.02B
Income Tax Expense	96M	-173M	-175M	-120M	-13M
EBT	-34.3M	-203M	-165M	-69M	15M
D&A	121M	127M	134M	138M	97M
Operating Income	-888M	-827M	-849M	-813M	-822M
Net Income	-134M	-32.9M	7.9M	51M	27M
Small and Medium-Sized Enterprise (SME)	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
D&A	-	-	-	-	-
Operating Income	-	-	-	-	-
Net Income	-	-	-	-	-
Commercial Real Estate	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
D&A	-	-	-	-	-
Operating Income	-	-	-	-	-
Net Income	-	-	-	-	-
Large Corporates	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
D&A	-	-	-	-	-
Operating Income	-	-	-	-	-
Net Income	-	-	-	-	-
Other Corporate	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
D&A	-	-	-	-	-
Operating Income	-	-	-	-	-
Net Income	-	-	-	-	-
Intragroup Elimination	-16.2M	-11.5M	-7.3M	-14M	-40M
Total Assets	-39.15B	-42.68B	-45.38B	-43.61B	-44.84B
D&A	-23.8M	-21.1M	-21.3M	-22M	-3M
Operating Income	825M	708M	713M	798M	926M
Investment Funds
Asset/Liability Management and Local Corporate Center	54.7M	157M	-340M	-581M	-110M
Total Assets	71.51B	84.05B	84.69B	85.7B	96.94B
Income Tax Expense	-48.8M	27M	-125M	-166M	-17M
EBT	-164M	-109M	-770M	-1.14B	-398M
D&A	13.6M	9.2M	10.8M	9M	11M
Operating Income	-49.4M	31M	-545M	-859M	-260M
Net Income	-113M	-136M	-644M	-977M	-381M

Geographical Revenue Distribution History

Geographical breakdown of sales (EUR)

Fiscal Period: December	2020	2021	2022	2023	2024
Austria	2.9B	3.76B	3.89B	5.36B	5.03B
Total Assets	183B	199B	205B	210B	209B
Income Tax Expense	95.2M	378M	418M	642M	560M
D&A	178M	175M	160M	168M	175M
Net Income	367M	741M	779M	1.39B	1.84B
EBT	678M	1.55B	1.64B	2.87B	2.4B
Operating Income	1.31B	1.6B	1.85B	3.06B	2.89B
Czech Republic	1.17B	1.52B	1.9B	1.86B	2.14B
Total Assets	58.6B	66.04B	68B	72.72B	80.61B
Income Tax Expense	84M	145M	156M	133M	198M
D&A	104M	106M	111M	116M	110M
Net Income	335M	504M	758M	679M	949M
EBT	419M	649M	914M	812M	1.15B
Operating Income	744M	795M	1.08B	929M	1.16B
Romania	571M	665M	788M	956M	1.09B
Total Assets	16.84B	18.24B	19.97B	21.88B	24.29B
Income Tax Expense	43.2M	55.6M	72.7M	120M	87M
D&A	45.4M	43.8M	52.1M	50M	52M
Net Income	122M	236M	297M	383M	464M
EBT	166M	292M	370M	503M	551M
Operating Income	334M	371M	487M	546M	659M
Hungary	354M	467M	537M	765M	857M
Total Assets	10.16B	11.57B	12.72B	12.51B	12.18B
Income Tax Expense	18.5M	22.9M	25.6M	39M	56M
D&A	40.4M	45M	41.3M	35M	36M
Net Income	56.1M	156M	125M	265M	281M
EBT	74.6M	179M	151M	304M	337M
Operating Income	218M	252M	307M	494M	536M
Slovakia	493M	624M	639M	736M	800M
Total Assets	20.7B	23.16B	23.75B	26.47B	26.39B
Income Tax Expense	41.1M	75.4M	70.9M	88M	163M
D&A	36.5M	33.4M	34.6M	34M	34M
Net Income	116M	238M	249M	307M	275M
EBT	157M	313M	320M	395M	437M
Operating Income	314M	333M	364M	419M	460M
Croatia	297M	395M	491M	597M	598M
Total Assets	10.9B	12.26B	14.98B	14.75B	16.51B
Income Tax Expense	1.6M	30.9M	49.9M	52M	59M
D&A	33.3M	33.1M	32.6M	31M	30M
Net Income	43.9M	104M	120M	164M	239M
EBT	66M	182M	224M	292M	298M
Operating Income	187M	199M	209M	289M	300M
Serbia	70.2M	89.7M	92M	125M	147M
Total Assets	2.55B	2.81B	3.13B	3.41B	3.74B
Income Tax Expense	-200K	1M	600K	3M	6M
D&A	5.4M	5.9M	5.9M	10M	15M
Net Income	4.2M	13.9M	11.2M	26M	47M
EBT	5.2M	18.4M	14.7M	35M	53M
Operating Income	23.4M	32.4M	37.5M	43M	60M
Other	16.2M	66.8M	-89.3M	29M	116M
Total Assets	-24.89B	-25.96B	-23.67B	-24.92B	-19.4B
Income Tax Expense	59.2M	-183M	-237M	-202M	-75M
D&A	97.8M	106M	114M	117M	95M
Net Income	-261M	-69.3M	-175M	-217M	-156M
EBT	-198M	-250M	-410M	-413M	-231M
Operating Income	-198M	-144M	-345M	-247M	-169M