Business Segments Crédit Agricole S.A.

Stocks

ACA

FR0000045072

Banks

Real-time Euronext Paris Other stock markets 08:52:46 11/06/2026 BST			5-day change	1st Jan Change
16.39 ^EUR	+0.46%		-0.73%	-6.61%

06-10	Crédit Agricole bets on AI rollout
06-10	Crédit Agricole Unit Prices Offering of EUR750 Million Restricted Tier 1 Notes	MT

Sales 2025 by Business Segment

Sales 2025 by Geography

Historical Breakdown of Revenue by Business Segments

Net Income: Breakdown by Business Segment

Breakdown by Business Segment (EUR)

Fiscal Period: December	2021	2022	2023	2024	2025
Diversified Commercial Banks
Large Customers (LC)	6.24B	6.75B	7.66B	8.54B	8.76B
Total Assets	911B	1,099B	1,188B	1,355B	1,450B
Income Tax Expense	512M	592M	690M	883M	827M
EBT	2.21B	2.42B	2.86B	3.52B	3.61B
Operating Income	2.24B	2.42B	2.84B	3.5B	3.58B
Net Income	1.61B	1.71B	2.01B	2.45B	2.74B
International Retail Banking (IRB)	2.32B	2.61B	3.49B	3.75B	3.7B
Total Assets	121B	102B	94.52B	92.42B	93.68B
Income Tax Expense	-199M	66M	422M	535M	431M
EBT	545M	504M	1.33B	1.6B	1.52B
Operating Income	58M	495M	1.33B	1.6B	1.52B
Net Income	558M	273M	702M	836M	876M
French Retail Banking (FRB) - LCL	3.48B	3.63B	3.57B	3.5B	3.54B
Total Assets	191B	215B	207B	211B	213B
Income Tax Expense	309M	300M	256M	229M	321M
EBT	1.11B	1.24B	1.13B	1.06B	1.02B
Operating Income	1.1B	1.22B	1.11B	1.05B	1.01B
Net Income	764M	899M	834M	790M	663M
Savings and Insurance Management (GEA)	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
Operating Income	-	-	-	-	-
Net Income	-	-	-	-	-
Life Insurance
Asset Gathering (AG)	6.51B	6.86B	6.67B	7.6B	8.41B
Total Assets	536B	499B	612B	588B	622B
Income Tax Expense	642M	825M	872M	973M	1.05B
EBT	3.58B	3.62B	3.9B	4.36B	4.87B
Operating Income	3.5B	3.54B	3.8B	4.25B	4.22B
Net Income	2.42B	2.49B	2.54B	2.88B	3.23B
Personal Credit Agencies
Specialised Financial Services (SFS)	2.18B	2.25B	2.8B	2.55B	2.46B
Total Assets	93.41B	101B	153B	158B	148B
Income Tax Expense	120M	222M	306M	187M	123M
EBT	1.08B	1.08B	1.24B	894M	547M
Operating Income	785M	772M	1.02B	781M	634M
Net Income	808M	751M	852M	625M	332M
Investment Funds
Corporate Centre (CC)	297M	-37M	-703M	-604M	-305M
Total Assets	222B	153B	-65.94B	-94.26B	-152B
Income Tax Expense	-148M	-343M	-346M	-335M	-405M
EBT	-453M	-1.01B	-910M	-801M	-1.16B
Operating Income	-427M	-969M	-841M	-743M	-487M
Net Income	-317M	-682M	-593M	-489M	-764M
Non-Business Activities	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
Operating Income	-	-	-	-	-
Net Income	-	-	-	-	-

Geographical Revenue Distribution History

Geographical breakdown of sales (EUR)

Fiscal Period: December	2021	2022	2023	2024	2025
France (Including Overseas Departments and Territories)	11.98B	12.27B	11.58B	12.89B	13.39B
Total Assets	1,671B	1,769B	1,700B	1,787B	1,830B
Net Income	2.58B	2.49B	2.42B	2.97B	1.55B
Italy	3.7B	3.99B	5.04B	5.41B	5.58B
Total Assets	144B	133B	160B	160B	162B
Net Income	1.17B	1.02B	1.17B	1.39B	2.59B
Other European Union Countries	2.92B	3.14B	3.59B	4B	4.2B
Total Assets	78.16B	82.84B	98.64B	110B	112B
Net Income	742M	871M	836M	983M	930M
Other European Countries	1.5B	1.72B	1.8B	1.7B	1.77B
Total Assets	35.86B	34.13B	36.18B	42.61B	45.92B
Net Income	412M	29M	554M	418M	492M
North America	1.14B	1.26B	1.51B	1.67B	1.48B
Total Assets	57B	71.35B	76.07B	85.01B	76.97B
Net Income	391M	456M	578M	648M	705M
Asia-Pacific (Ex. Japan)	631M	853M	888M	877M	962M
Total Assets	33.63B	30.21B	34.11B	38.3B	45.09B
Net Income	327M	395M	456M	440M	505M
Japan	281M	279M	330M	272M	321M
Total Assets	42.01B	39.97B	78.8B	79.92B	93.38B
Net Income	104M	111M	151M	99M	135M
Africa and the Middle East	477M	290M	328M	314M	291M
Total Assets	11.05B	5.37B	4.54B	4.98B	6.73B
Net Income	123M	111M	117M	113M	110M
Central and South America	23M	-16M	111M	52M	84M
Total Assets	1.09B	1.47B	1.3B	2.16B	2.36B
Net Income	-4M	-50M	69M	19M	61M