Business Segments Bread Financial Holdings, Inc.

Equities

Market Closed - Nyse Other stock markets 21:01:50 15/05/2026 BST			5-day change	1st Jan Change
86.76 ^USD	-0.08%		-0.66%	+17.20%

05-15	Bread Financial Reports Lower 30-Day-Plus Delinquencies in April	MT
05-15	Bread Financial provides performance update for April 2026	RE

Breakdown by Business Segment (USD)

Fiscal Period: December	2021	2022	2023	2024	2025
Internet Merchant Services
Card Services	2.73B	2.23B	3.06B	2.44B	2.6B
Total Assets	21.75B	25.41B	23.14B	22.89B	22.66B
Interest Expense	-383M	-503M	-879M	-960M	-854M
Income Tax Expense	247M	76M	231M	102M	94M
CAPEX	-84M	-68M	-	-	-
EBT	1.04B	300M	968M	381M	615M
EBITDA	-	-	-	-	-
D&A	55M	45M	116M	55M	50M
Operating Income	-	-	-	-	-
Net Income	801M	223M	718M	277M	518M
Total Assets	-	-	-	-	22.66B
Marketing Services
Loyalty One	-	-	-	-	-
Total Assets	-	-	-	-	-
Interest Expense	-	-	-	-	-
CAPEX	-	-	-	-	-
EBT	-	-	-	-	-
EBITDA	-	-	-	-	-
D&A	-	-	-	-	-
Operating Income	-	-	-	-	-
Epsilon	-	-	-	-	-
Total Assets	-	-	-	-	-
Interest Expense	-	-	-	-	-
CAPEX	-	-	-	-	-
EBT	-	-	-	-	-
EBITDA	-	-	-	-	-
D&A	-	-	-	-	-
Operating Income	-	-	-	-	-
Eliminations	-	-	-	-	-
Corporte/Other	-	-	-	-	-
Total Assets	-	-	-	-	-
Interest Expense	-	-	-	-	-
CAPEX	-	-	-	-	-
EBT	-	-	-	-	-
EBITDA	-	-	-	-	-
D&A	-	-	-	-	-
Operating Income	-	-	-	-	-

Geographical breakdown of sales (USD)

Fiscal Period: December	2021	2022	2023	2024	2025
Asia Pacific	-	-	-	-	-
Total Assets	-	-	-	-	-
Europe, Middle East and Africa	-	-	-	-	-
Total Assets	-	-	-	-	-
Other	-	-	-	-	-
Total Assets	-	-	-	-	-
Canada	-	-	-	-	-
Total Assets	-	-	-	-	-
United States	-	-	-	-	-
Total Assets	-	-	-	-	-