ARABIAN SCANDINAVIAN INSURANCE COMPANY (PLC) - TAKAFUL - ASCANA INSURANCE

Income Statement Arabian Scandinavian Insurance Company (PLC) - Takaful - ASCANA Insurance

Stocks

SUKOONTAKAFL

AEA001401016

Multiline Insurance & Brokers

Market Closed - Dubai FM Other stock markets 07:09:24 06/07/2026 BST			5-day change	1st Jan Change
1.350 ^AED	-0.74%		-0.74%	-2.88%

04-30	Sukoon Takaful Resumes Trading on Dubai Bourse	MT
04-29	Sukoon Takaful Q1 profit 7.9 million dirhams	RE

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Published financial data: ARABIAN SCANDINAVIAN INSURANCE COMPANY (PLC) - TAKAFUL - ASCANA INSURANCE

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2021	2022	2023	2024	2025
Premiums and Annuity Revenues	77.44M	86.64M	127M	65.83M	130M
Total Interest And Dividend Income	17.76M	14.32M	16.44M	24.14M	21.42M
Gain (Loss) on Sale of Assets, Total (Rev)	-	-	-3.11M	-	-
Gain (Loss) on Sale of Investments, Total (Rev)	-	-	-2.96M	-	-
Other Revenues, Total	5.64M	9.19M	3.26M	3.33M	2.19M
Total Revenues	101M	110M	140M	93.3M	154M
Policy Benefits	55.96M	95.76M	168M	31.54M	50.88M
Policy Acquisition / Underwriting Costs, Total	12.42M	16.65M	16.86M	13.86M	24.8M
Selling General & Admin Expenses, Total	26.02M	27.7M	25.05M	27.05M	37.34M
Other Operating Expenses	0	0	0	0	0
Total Operating Expenses	94.4M	140M	210M	72.46M	113M
Operating Income	6.44M	-29.96M	-70.06M	20.84M	41.07M
EBT, Excl. Unusual Items	6.44M	-29.96M	-70.06M	20.84M	41.07M
Asset Writedown	-	-	-6.48M	-	-
EBT, Incl. Unusual Items	6.44M	-29.96M	-76.53M	20.84M	41.07M
Income Tax Expense	-	-	-	1.86M	5.76M
Earnings From Continuing Operations	6.44M	-29.96M	-76.53M	18.99M	35.31M
Net Income to Company	6.44M	-29.96M	-76.53M	18.99M	35.31M
Net Income - (IS)	6.44M	-29.96M	-76.53M	18.99M	35.31M
Net Income to Common Incl Extra Items	6.44M	-29.96M	-76.53M	18.99M	35.31M
Net Income to Common Excl. Extra Items	6.44M	-29.96M	-76.53M	18.99M	35.31M
Per Share Items
Net EPS - Basic	0.04	-0.19	-0.5	0.12	0.23
Basic EPS - Continuing Operations	0.04	-0.19	-0.5	0.12	0.23
Basic Weighted Average Shares Outstanding	154M	154M	154M	154M	154M
Net EPS - Diluted	0.04	-0.19	-0.5	0.12	0.23
Diluted EPS - Continuing Operations	0.04	-0.19	-0.5	0.12	0.23
Diluted Weighted Average Shares Outstanding	154M	154M	154M	154M	154M
Normalized Basic EPS	0.03	-0.12	-0.28	0.08	0.17
Normalized Diluted EPS	0.03	-0.12	-0.28	0.08	0.17
Dividend Per Share	0.15	-	-	-	-
Payout Ratio	239.2	-77.09	-	-	-
Supplemental Items
EBITDA	6.78M	-29.54M	-69.65M	21.29M	41.56M
EBITA	6.44M	-29.96M	-70.06M	21.03M	41.3M
EBIT	6.44M	-29.96M	-70.06M	20.84M	41.07M
EBITDAR	6.97M	-29.25M	-69.41M	21.62M	41.72M
Effective Tax Rate - (Ratio)	-	-	-	8.91	14.03
Current Domestic Taxes	-	-	-	1.14M	-
Total Current Taxes	-	-	-	1.14M	5.39M
Deferred Domestic Taxes	-	-	-	722K	-
Total Deferred Taxes	-	-	-	722K	301K
Normalized Net Income	4.02M	-18.73M	-43.78M	13.03M	25.67M
Interest on Long-Term Debt	-	-	-	-	-
Non-Cash Pension Expense	223K	261K	337K	911K	722K
Supplemental Operating Expense Items
Marketing Expenses	222K	244K	327K	115K	217K
Selling and Marketing Expenses	222K	244K	327K	115K	217K
General and Administrative Expenses	25.61M	27.17M	24.48M	26.61M	36.97M
Net Rental Expense, Total	190K	290K	239K	327K	157K

Fiscal Period: December	2021	2022	2023	2024	2025
Assets
Investment In Equity and Preferred Securities, Total	-	-	247K	270K	337K
Trading Asset Securities, Total	11.22M	4.05M	557K	545K	5.02M
Real Estate Owned	159M	161M	67.51M	75.54M	78.88M
Total Other Investments	113M	114M	29.99M	102M	186M
Total investments	283M	279M	98.31M	179M	270M
Cash And Equivalents	89.41M	71.02M	204M	142M	146M
Reinsurance Recoverable - (IS)	34.33M	37.07M	17.17M	51.92M	77.13M
Other Receivables - (Insurance Template)	26.41M	20.06M	30.76M	29.64M	55.82M
Deferred Policy Acquisition Costs - (BS)	9.32M	8.98M	4.96M	8.76M	18.52M
Gross Property Plant And Equipment	8.45M	8.91M	8.76M	8.84M	9.79M
Accumulated Depreciation	-6.12M	-6.98M	-7.7M	-8.46M	-9.31M
Net Property Plant And Equipment	2.34M	1.94M	1.05M	379K	479K
Other Intangibles, Total	481K	575K	408K	384K	420K
Restricted Cash	10M	10M	10M	10M	10M
Other Current Assets, Total	33.39M	34.2M	6.13M	8.35M	7.76M
Deferred Tax Assets Long-Term (Collected)	-	-	-	-	174K
Total Assets	489M	462M	373M	430M	586M
Liabilities
Accrued Expenses, Total	3.91M	3M	3.88M	5.05M	5.53M
Insurance And Annuity Liabilities	30.18M	64.02M	179M	212M	321M
Unpaid Claims	27.16M	29.24M	-	-	-
Unearned Premiums	65.07M	66.13M	-	-	-
Reinsurance Payable - (BS)	15.25M	10.57M	1.35M	239K	169K
Long-Term Leases	1.34M	854K	525K	-	-
Current Income Taxes Payable	-	-	-	1.14M	5.39M
Other Current Liabilities - (Brok / FS / Ins. / REIT Template)	22K	27K	-	-	-
Unearned Revenue Non Current	1.28M	1.06M	475K	536K	593K
Pension & Other Post Retirement Benefits	2.28M	2.39M	1.37M	1.62M	2.1M
Deferred Tax Liability Non-Current	-	-	-	649K	1.02M
Other Non Current Liabilities	32.68M	33.63M	11.31M	14.09M	21.08M
Total Liabilities	179M	211M	198M	235M	357M
Common Stock, Total	154M	154M	154M	154M	154M
Retained Earnings	156M	103M	26.28M	45.27M	80.58M
Comprehensive Income and Other	-251K	-5.36M	-4.96M	-4.47M	-5.24M
Total Common Equity	310M	252M	175M	195M	229M
Total Equity	310M	252M	175M	195M	229M
Total Liabilities And Equity	489M	462M	373M	430M	586M
Supplemental Items
ECS Total Shares Outstanding on Filing Date	154M	154M	154M	154M	154M
ECS Total Common Shares Outstanding	154M	154M	154M	154M	154M
Book Value / Share	2.01	1.63	1.14	1.26	1.49
Tangible Book Value	309M	251M	175M	194M	229M
Tangible Book Value Per Share	2.01	1.63	1.14	1.26	1.49
Total Debt	1.34M	854K	525K	0	0
Net Debt	-88.06M	-70.17M	-204M	-142M	-146M
Debt Equivalent Oper. Leases	1.52M	2.32M	1.91M	2.62M	1.26M
Account Code - Inventory Valuation	3	3	3	3	3
Machinery, Total	5.5M	5.97M	5.81M	5.89M	6.18M

Fiscal Period: December	2021	2022	2023	2024	2025
Net Income	6.44M	-29.96M	-76.53M	18.99M	35.31M
Depreciation, Depletion & Amortization	748K	925K	897K	754K	866K
Amortization of Goodwill and Intangible Assets - (CF)	-	-	-	187K	226K
Total Depreciation, Depletion & Amortization	748K	925K	897K	941K	1.09M
Amortization of Deferred Charges, Total	188K	218K	292K	-	-
(Gain) Loss On Sale of Asset - (CF)	-	-1K	3.11M	-	-
(Gain) Loss on Sale of Investments - (CF)	-5.4M	200K	2.96M	555K	16K
Total Asset Writedown	-4.18M	-1.93M	6.48M	-8.03M	-3.34M
Deferred Policy Acquisition Costs - (CF)	-3.71M	341K	4.03M	-3.81M	-9.75M
Provision for Credit Losses	550K	-	-	-	-
Provision and Write-off of Bad Debts	-	2.92M	-	-	-
Change in Accounts Receivable	-9.89M	2.68M	-	-	-
Reinsurance Recoverable - (CF)	6.24M	-869K	61K	-34.75M	-25.21M
Reinsurance Payable - (CF)	-	-	1M	-1.11M	-
Change in insurance Reserves / Liabilities	1.23M	30.33M	24.64M	34.07M	87.11M
Change in Other Net Operating Assets (Collected)	14.7M	-618K	2.28M	2.2M	3.78M
Other Operating Activities	-9.13M	-13.17M	-18.65M	-16.19M	-14.28M
Cash from Operations	-2.2M	-8.94M	-49.43M	-7.14M	74.72M
Capital Expenditure	-369K	-528K	-92K	-79K	-565K
Sale of Property, Plant, and Equipment	-	1K	147K	-	-
Purchase / Sale of Intangible Assets	-183K	-312K	-125K	-162K	-
Sale (Purchase) of Real Estate Properties (Collected)	-	-	83.48M	-	-
Investment in Marketable and Equity Securities, Total	-50.03M	1.22M	-106M	-15.1M	-84.41M
Other Investing Activities, Total	8.98M	13.8M	15.04M	17.91M	19.84M
Cash from Investing	-41.6M	14.18M	-7.56M	2.57M	-65.13M
Long-Term Debt Repaid, Total	-523K	-526K	-526K	-526K	-661K
Total Debt Repaid	-523K	-526K	-526K	-526K	-661K
Common Dividends Paid	-15.4M	-23.1M	-	-	-
Common & Preferred Stock Dividends Paid	-15.4M	-23.1M	-	-	-
Cash from Financing	-15.92M	-23.63M	-526K	-526K	-661K
Net Change in Cash	-59.73M	-18.38M	-57.51M	-5.09M	8.93M
Supplemental Items
Cash Income Tax Paid (Refund)	-	-	-	-	1.21M
Net Debt Issued / Repaid	-523K	-526K	-526K	-526K	-661K
Levered Free Cash Flow	303K	12.08M	22.82M	13.14M	58.76M
Unlevered Free Cash Flow	303K	12.08M	22.82M	13.14M	58.76M
Change In Net Working Capital	4.1M	-30.5M	-65.63M	585K	-32.56M

Fiscal Period: December	2021	2022	2023	2024	2025
Profitability
Return on Assets	0.82	-3.94	-10.5	3.25	5.05
Return on Total Capital	1.28	-6.65	-20.45	7.03	12.1
Return On Equity %	2.05	-10.68	-35.86	10.26	16.65
Return on Common Equity	2.05	-10.68	-35.86	10.26	16.65
Margin Analysis
Gross Profit Margin %	32.19	-2.05	-32.1	51.33	50.89
SG&A Margin	25.8	25.15	17.86	28.99	24.23
EBITDA Margin %	6.73	-26.81	-49.68	22.82	26.97
EBITA Margin %	6.38	-27.2	-49.97	22.54	26.8
EBIT Margin %	6.38	-27.2	-49.97	22.34	26.65
Income From Continuing Operations Margin %	6.38	-27.2	-54.58	20.35	22.91
Net Income Margin %	6.38	-27.2	-54.58	20.35	22.91
Net Avail. For Common Margin %	6.38	-27.2	-54.58	20.35	22.91
Normalized Net Income Margin	3.99	-17	-31.23	13.96	16.66
Levered Free Cash Flow Margin	0.3	10.96	16.28	14.09	38.13
Unlevered Free Cash Flow Margin	0.3	10.96	16.28	14.09	38.13
Asset Turnover
Asset Turnover	0.21	0.23	0.34	0.23	0.3
Fixed Assets Turnover	54.71	51.56	93.72	130.22	359.2
Receivables Turnover (Average Receivables)	4.33	4.5	-	-	-
Short Term Liquidity
Current Ratio	1.54	1.15	1.75	1.29	1.09
Quick Ratio	0.96	0.62	1.54	0.91	0.75
Operating Cash Flow to Current Liabilities	-0.02	-0.06	-0.32	-0.04	0.27
Days Sales Outstanding (Average Receivables)	84.35	81.18	-	-	-
Average Days Payable Outstanding	382.64	239.94	268.96	1.34K	1.08K
Long Term Solvency
Total Debt/Equity	0.43	0.34	0.3	-	-
Total Debt / Total Capital	0.43	0.34	0.3	-	-
LT Debt/Equity	0.43	0.34	0.3	-	-
Long-Term Debt / Total Capital	0.43	0.34	0.3	-	-
Total Liabilities / Total Assets	36.65	45.6	52.99	54.67	60.88
Total Debt / EBITDA	0.19	-0.03	-0.01	-	-
Net Debt / EBITDA	-12.25	2.42	2.94	-6.51	-3.46
Total Debt / (EBITDA - Capex)	0.2	-0.03	-0.01	-	-
Net Debt / (EBITDA - Capex)	-12.92	2.37	2.94	-6.53	-3.51
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	-10.06	9.24	-2.22	4.55	49.95
Gross Profit, 1 Yr. Growth %	-36.69	-106.97	818.55	-193.02	63.73
EBITDA, 1 Yr. Growth %	-77.22	-535.38	116.49	-128.07	95.2
EBITA, 1 Yr. Growth %	-78.08	-565.44	114.87	-127.59	96.36
EBIT, 1 Yr. Growth %	-78.08	-565.44	114.87	-127.24	97.04
Earnings From Cont. Operations, 1 Yr. Growth %	-78.08	-565.44	149.47	-124.81	85.96
Net Income, 1 Yr. Growth %	-78.08	-565.44	149.47	-124.81	85.96
Normalized Net Income, 1 Yr. Growth %	-78.08	-565.44	114.87	-127.24	97.04
Diluted EPS Before Extra, 1 Yr. Growth %	-78.08	-565.44	149.47	-124.81	85.96
Net Property, Plant and Equip., 1 Yr. Growth %	72.83	-17	-45.61	-64.04	26.39
Accounts Receivable, 1 Yr. Growth %	42.26	-26.19	-	-	-
Total Assets, 1 Yr. Growth %	0.14	-5.41	-19.07	15.24	36.42
Common Equity, 1 Yr. Growth %	-2.91	-18.78	-30.28	11.11	17.73
Tangible Book Value, 1 Yr. Growth %	-2.91	-18.84	-30.28	11.15	17.74
Cash From Operations, 1 Yr. Growth %	-88.37	141.5	453.02	-85.56	-1.15K
Capital Expenditures, 1 Yr. Growth %	15.67	43.09	-82.58	-14.13	624.36
Levered Free Cash Flow, 1 Yr. Growth %	-101.51	3.89K	-257.42	-29.99	344.6
Unlevered Free Cash Flow, 1 Yr. Growth %	-101.51	3.89K	-257.42	-29.99	344.6
Dividend Per Share, 1 Yr. Growth %	50	-	-	-	-
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	-9.58	-0.88	17.92	-19.34	31.4
Gross Profit, 2 Yr. CAGR %	6.82	-78.99	17.76	212.64	23.41
EBITDA, 2 Yr. CAGR %	15.9	-0.42	220.43	-18.65	-25.97
EBITA, 2 Yr. CAGR %	9.16	1	229.87	-19.68	-26.4
EBIT, 2 Yr. CAGR %	9.16	1	229.87	-20.04	-26.74
Earnings From Cont. Operations, 2 Yr. CAGR %	0.54	1	244.78	-21.33	-32.08
Net Income, 2 Yr. CAGR %	0.54	1	244.78	-21.33	-32.08
Normalized Net Income, 2 Yr. CAGR %	9.16	1	229.87	-20.04	-26.74
Diluted EPS Before Extra, 2 Yr. CAGR %	0.54	1	244.78	-21.33	-32.08
Net Property, Plant and Equip., 2 Yr. CAGR %	8.76	19.77	-32.81	-55.78	-32.59
Accounts Receivable, 2 Yr. CAGR %	18.08	2.47	-	-	-
Total Assets, 2 Yr. CAGR %	-1.21	-2.67	-12.66	-3.43	25.38
Common Equity, 2 Yr. CAGR %	3.51	-11.2	-24.77	-11.98	14.37
Tangible Book Value, 2 Yr. CAGR %	3.49	-11.23	-24.8	-11.97	14.4
Cash From Operations, 2 Yr. CAGR %	-43.51	-31.34	265.45	-10.65	22.95
Capital Expenditures, 2 Yr. CAGR %	-25.45	28.65	-50.07	-61.32	147.82
Levered Free Cash Flow, 2 Yr. CAGR %	-91.65	-22.42	768.18	-4.78	76.92
Unlevered Free Cash Flow, 2 Yr. CAGR %	-91.65	-22.42	768.18	-4.78	76.92
Dividend Per Share, 2 Yr. CAGR %	-	-	-	-	-
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	-16.39	-3.69	7.74	-2.56	2.43
Gross Profit, 3 Yr. CAGR %	-13.61	-56.99	-4.24	13.85	152
EBITDA, 3 Yr. CAGR %	-32.68	80.17	32.73	46.41	8.91
EBITA, 3 Yr. CAGR %	-33.56	77.01	33.61	48.38	8.2
EBIT, 3 Yr. CAGR %	-33.56	77.01	33.61	47.94	8
Earnings From Cont. Operations, 3 Yr. CAGR %	-32.39	67.56	37.6	43.41	4.8
Net Income, 3 Yr. CAGR %	-32.39	67.56	37.6	43.41	4.8
Normalized Net Income, 3 Yr. CAGR %	-33.56	77.01	33.61	47.94	8
Diluted EPS Before Extra, 3 Yr. CAGR %	-32.39	67.56	37.6	43.41	4.8
Net Property, Plant and Equip., 3 Yr. CAGR %	42.38	-0.61	-7.94	-45.45	-37.24
Accounts Receivable, 3 Yr. CAGR %	12.1	0.96	-	-	-
Total Assets, 3 Yr. CAGR %	-5.32	-2.63	-8.59	-4.21	8.36
Common Equity, 3 Yr. CAGR %	-0.12	-4.53	-18.09	-14.32	-3.02
Tangible Book Value, 3 Yr. CAGR %	-0.17	-4.57	-18.11	-14.34	-3.01
Cash From Operations, 3 Yr. CAGR %	-60.45	8.96	37.63	24.46	102.95
Capital Expenditures, 3 Yr. CAGR %	-10.52	-7.36	-33.93	-40.18	2.28
Levered Free Cash Flow, 3 Yr. CAGR %	-74.23	-34.74	4.38	251.46	59.44
Unlevered Free Cash Flow, 3 Yr. CAGR %	-74.23	-34.74	4.38	251.46	59.44
Dividend Per Share, 3 Yr. CAGR %	14.47	-	-	-	-
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	-8.63	-9.22	-4.06	-5.43	6.57
Gross Profit, 5 Yr. CAGR %	-8.68	-41.38	-2.22	10.98	8.87
EBITDA, 5 Yr. CAGR %	-26.16	36.69	25.65	33.34	6.89
EBITA, 5 Yr. CAGR %	-26.85	37.98	26.13	31.23	7.05
EBIT, 5 Yr. CAGR %	-26.85	37.98	26.13	31	6.94
Earnings From Cont. Operations, 5 Yr. CAGR %	-26.42	40.49	29.72	24.42	3.75
Net Income, 5 Yr. CAGR %	-26.42	40.49	29.72	24.42	3.75
Normalized Net Income, 5 Yr. CAGR %	-26.85	37.98	26.13	31	6.94
Diluted EPS Before Extra, 5 Yr. CAGR %	-26.42	40.49	29.72	24.42	3.75
Net Property, Plant and Equip., 5 Yr. CAGR %	28.95	27.24	5.43	-28.11	-18.73
Accounts Receivable, 5 Yr. CAGR %	6.02	-2.86	-	-	-
Total Assets, 5 Yr. CAGR %	-1.76	-4.99	-8.33	-3.02	3.73
Common Equity, 5 Yr. CAGR %	-0.38	-3.11	-10.82	-7.59	-6.39
Tangible Book Value, 5 Yr. CAGR %	-0.41	-3.16	-10.87	-7.61	-6.39
Cash From Operations, 5 Yr. CAGR %	-36.15	-21.03	6.75	0.65	31.56
Capital Expenditures, 5 Yr. CAGR %	-8.43	23.34	-29.14	-34.67	12.11
Levered Free Cash Flow, 5 Yr. CAGR %	-67.78	30.01	5.22	-21.27	23.97
Unlevered Free Cash Flow, 5 Yr. CAGR %	-67.78	30.01	5.22	-21.27	23.97
Dividend Per Share, 5 Yr. CAGR %	-2.47	-	-	-	-