Company Valuation: Affirm Holdings, Inc.

Data adjusted to current consolidation scope
Fiscal Period: June 2021 2022 2023 2024 2025 2026 2027 2028
Capitalization 1 17,854 5,173 4,533 9,339 22,305 22,442 - -
Change - -71.03% -12.37% 106.02% 138.84% 0.61% - -
Enterprise Value (EV) 1 17,118 7,996 9,039 14,873 28,771 26,867 25,754 24,117
Change - -53.29% 13.05% 64.54% 93.44% -6.62% -4.14% -6.35%
P/E ratio -24.8x -7.2x -4.59x -18.1x 461x 68.2x 40.4x 26.8x
PBR 7.03x 1.98x 1.8x 3.44x 7.32x 6.05x 4.88x 3.97x
PEG - 0.93x -0.1x 0.4x -4x 0x 0.6x 0.5x
Capitalization / Revenue 20.5x 3.83x 2.85x 4.02x 6.92x 5.51x 4.43x 3.58x
EV / Revenue 19.7x 5.93x 5.69x 6.4x 8.92x 6.59x 5.09x 3.85x
EV / EBITDA -47.7x -9.83x -8.48x -33.3x 209x 23.9x 17.2x 14.1x
EV / EBIT -45.1x -9.23x -7.53x -24.2x -330x 88.2x 41.9x 25.4x
EV / FCF -80.2x -40x -83.2x 51.1x 47.8x 19.4x 14.9x 8.74x
FCF Yield -1.25% -2.5% -1.2% 1.96% 2.09% 5.14% 6.7% 11.4%
Dividend per Share 2 - - - - - - - -
Rate of return - - - - - - - -
EPS 2 -2.72 -2.51 -3.34 -1.67 0.15 0.9962 1.683 2.537
Distribution rate - - - - - - - -
Net sales 1 870.5 1,349 1,588 2,323 3,224 4,075 5,064 6,265
EBITDA 1 -359.2 -813.3 -1,066 -446.8 137.9 1,126 1,494 1,708
EBIT 1 -379.2 -866 -1,201 -615.8 -87.27 304.6 614.9 949.3
Net income 1 -430.9 -707.4 -985.3 -517.8 52.19 353.1 599.4 948.1
Net Debt 1 -735.9 2,823 4,506 5,535 6,467 4,425 3,312 1,675
Reference price 2 67.35 18.06 15.33 30.21 69.14 67.99 67.99 67.99
Nbr of stocks (in thousands) 265,093 286,430 295,686 309,125 322,600 330,074 - -
Announcement Date 09/09/21 25/08/22 24/08/23 28/08/24 28/08/25 - - -
1USD in Million2USD
Estimates

P/E ratio, Detailed evolution

P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
68.25x6.59x23.87x-.--% 22.44B
42.51x8.76x20.94x0.69% 187B
65.83x27.9x50.35x-.--% 119B
-145.38x - - 4.2% 53.59B
40.37x14.5x27.67x-.--% 49.46B
90.01x4.27x10.42x2.43% 34.52B
68.13x30.96x61.5x1.13% 25B
17.35x2.76x4.57x-.--% 23.85B
-60.51x6.6x32.56x - 20.16B
6.81x1.51x4.58x-.--% 14.58B
Average 19.34x 11.54x 26.27x 0.94% 54.97B
Weighted average by Cap. 28.42x 14.03x 29.29x 0.88%
See all sector valuations

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield

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  4. Valuation Affirm Holdings, Inc.