Affirm, Inc. and Costco Wholesale Corporation announced a multi-year partnership naming Affirm as a pay-over-time provider for Costco.com in the U.S. Starting May 14, 2025, Costco members shopping online can use Affirm at checkout to pay over time without any late or hidden fees. Consumers spent approximately $250 billion stocking up on everyday essentials and investing in big-ticket items at Costco warehouses and online in fiscal year 2024, which ended on September 1, 2024. Now, after going through a quick, real-time eligibility check, approved Costco members can choose from Affirm's personalized monthly payment plans for purchases ranging from $500 to $17,500.
These plans feature transparent pricing and credit offers--including APR discounts.
Affirm Holdings, Inc. provides consumers a flexible alternative to traditional payment options. The Company operates a payment network that helps consumers and merchants drive growth. Its platform comprises three core elements: point-of-sale payment solutions for consumers, merchant commerce solutions, and a consumer-focused app. Its Affirm App and Website provide tailored offers from merchants based on consumers’ preferences. Consumers can apply at affirm.com or via the Affirm App and, upon approval, receive a single-use virtual card to use online or in-store. Affirm Card allows consumers to link a bank account to pay in full, or apply to pay over time through the Affirm App. It offers users an in-app post-purchase feature that allows them to instantly apply to convert any eligible debit transaction into an installment loan. Through the Affirm app and in partnership with Cross River Bank, it offers a high-yield savings account, with no minimum deposit requirements or fees.
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