Financials ACI Worldwide, Inc.

Equities

ACIW

US0044981019

Financial Technology (Fintech)

Market Closed - Nasdaq Other stock markets 21:00:00 11/12/2024 GMT			5-day change	1st Jan Change
55.85 ^USD	+4.57%		-1.03%	+82.52%

11-19	Zimswitch Taps ACI Worldwide, Inc. to Protect Zimbabweans from Payment Fraud	CI
11-08	DA Davidson Downgrades ACI Worldwide to Neutral, Price Target is $60	MT

Projected Income Statement: ACI Worldwide, Inc.

income-statement-evolution-chart ACI-WORLDWIDE-INC

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026
Net sales ¹	1,258	1,294	1,371	1,422	1,453	1,592	1,701	1,833
Change	-	2.86%	5.89%	3.74%	2.16%	9.62%	6.82%	7.74%
EBITDA ¹	308.1	359.3	383.9	373.4	395.4	444.1	480.9	525.2
Change	-	16.62%	6.85%	-2.74%	5.89%	12.32%	8.27%	9.21%
EBIT ¹	148.7	144.7	209.9	203.8	220.4	284.5	324.6	350.7
Change	-	-2.63%	45.01%	-2.89%	8.13%	29.07%	14.11%	8.04%
Interest Paid ¹	-64.03	-56.63	-45.06	-53.19	-78.49	-74.19	-70.47	-65.26
Earnings before Tax (EBT) ¹	72.21	98.63	175.1	206.6	147.6	224	269.2	302.2
Change	-	36.58%	77.5%	18.03%	-28.56%	51.75%	20.18%	12.23%
Net income ¹	67.06	72.66	127.8	142.2	121.5	166.3	197.8	223.8
Change	-	8.35%	75.88%	11.26%	-14.54%	36.87%	18.92%	13.15%
Announcement Date	27/02/20	25/02/21	24/02/22	01/03/23	29/02/24	-	-	-

¹USD in Million

Estimates

Fiscal Period: December	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3
Net sales ¹	399.9	291	299.9	315.9	387	285.2	301.7	316.9	466.8	323.1	340.4	306.6	451.8	289.7	323.3	363	476.6	316	373.5	451.8	451	337.4	395.4	467.3	498.5	372.8	443.7	542.5
Change	-	-27.24%	3.06%	5.33%	22.53%	-26.32%	5.78%	5.05%	47.3%	-30.79%	5.37%	-9.94%	47.36%	-35.88%	11.62%	12.28%	31.28%	-33.69%	18.18%	20.96%	-0.17%	-25.19%	17.18%	18.2%	6.66%	-25.21%	19.02%	22.27%
EBITDA ¹	145.7	38	77.8	87.1	156.6	45.2	60	73.7	205.1	67.6	66.2	45.7	193.9	24.9	57.4	103.4	209.7	48.1	92.8	166.9	136.4	50.17	89.43	146.7	194.2	57.9	104.1	167.7
Change	-	-73.92%	104.74%	11.95%	79.79%	-71.14%	32.74%	22.83%	178.29%	-67.04%	-2.07%	-30.97%	324.29%	-87.16%	130.52%	80.14%	102.8%	-77.06%	92.93%	79.85%	-18.27%	-63.22%	78.26%	64.05%	32.34%	-70.18%	79.79%	61.1%
EBIT ¹	105.1	-11.28	29.14	31.18	95.71	3.69	15.42	27.98	162.8	27.67	24.46	3.489	148.2	-24.35	10.52	61.92	172.3	9.56	53.7	122.6	98.61	9.867	48.59	103.3	161.6	14.9	57.7	119.3
Change	-	-	-	7.01%	206.93%	-96.14%	317.99%	81.4%	481.88%	-83.01%	-11.6%	-85.73%	4,148.29%	-	-	488.63%	178.27%	-94.45%	461.73%	128.28%	-19.56%	-89.99%	392.41%	112.62%	56.43%	-90.78%	287.25%	106.76%
Charge d'intérêts ¹	-18.11	-17.17	-14.14	-12.92	-12.39	-11.48	-11.26	-11.21	-11.12	-10.89	-11.78	-14.34	-16.18	-18.89	-19.91	-19.84	-19.84	-19.01	-18.47	-18.36	-18.38	-17.96	-17.86	-17.82	-17.56	-18.4	-18.4	-18.4
Earnings before Tax (EBT) ¹	90.65	-35.31	19.99	22.54	91.41	-6.313	8.463	18.52	154.4	22.18	17.73	33.69	133	-43.13	-10.02	46.66	154.1	-7.466	40.34	107.3	83.89	-3.919	34.9	89.74	148.3	0.4	43.2	104.9
Change	-	-	-	12.75%	305.53%	-	-	118.8%	733.82%	-85.63%	-20.07%	90.03%	294.83%	-	-76.76%	-	230.29%	-	-	165.94%	-21.8%	-	-	157.14%	65.29%	-99.73%	10,700%	142.82%
Net income ¹	55.49	-24	14.08	15.87	67.15	-1.945	6.501	13.76	109.5	15.49	13.34	23.12	90.23	-32.31	-6.71	37.91	122.6	-7.751	30.89	81.43	61.76	-3.077	26.28	69.07	105.7	0.3	32.8	79.6
Change	-	-	-	12.72%	323.21%	-	-	111.72%	695.34%	-85.85%	-13.87%	73.26%	290.31%	-	-79.23%	-	223.43%	-	-	163.63%	-24.15%	-	-	162.85%	53.03%	-99.72%	10,833.33%	142.68%
Announcement Date	27/02/20	07/05/20	06/08/20	05/11/20	25/02/21	06/05/21	05/08/21	04/11/21	24/02/22	05/05/22	04/08/22	02/11/22	01/03/23	04/05/23	03/08/23	02/11/23	29/02/24	30/04/24	01/08/24	07/11/24	-	-	-	-	-	-	-	-

¹USD in Million

Estimates

Forecast Balance Sheet: ACI Worldwide, Inc.

balance-sheet-analysis-chart ACI-WORLDWIDE-INC

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026
Net Debt	1,252	990	944	965	-	-	-	-
Change	-	-20.93%	-4.65%	2.22%	-	-	-	-
Announcement Date	27/02/20	25/02/21	24/02/22	01/03/23	29/02/24	-	-	-

Estimates

Cash Flow Forecast: ACI Worldwide, Inc.

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025
CAPEX ¹	23.1	17.8	20.58	13.1	8.924	12.06	13.53
Change	-	-22.92%	15.6%	-36.34%	-31.89%	35.15%	12.2%
Free Cash Flow (FCF) ¹	89.64	318.5	199.9	103.5	159.6	250.9	312.1
Change	-	255.33%	-37.24%	-48.23%	54.21%	57.21%	24.4%
Announcement Date	27/02/20	25/02/21	24/02/22	01/03/23	29/02/24	-	-

¹USD in Million

Estimates

Forecast Financial Ratios: ACI Worldwide, Inc.

Fiscal Period: December	2018	2019	2020	2021	2022	2023	2024	2025	2026
Profitability
EBITDA Margin (%)	-	24.49%	27.76%	28.01%	26.26%	27.22%	27.89%	28.27%	28.66%
EBIT Margin (%)	-	11.81%	11.18%	15.31%	14.34%	15.17%	17.87%	19.08%	19.14%
EBT Margin (%)	-	5.74%	7.62%	12.77%	14.53%	10.16%	14.07%	15.83%	16.49%
Net margin (%)	-	5.33%	5.61%	9.32%	10%	8.37%	10.44%	11.63%	12.21%
FCF margin (%)	-	7.12%	24.61%	14.58%	7.28%	10.99%	15.76%	18.35%	-
FCF / Net Income (%)	-	133.66%	438.34%	156.42%	72.79%	131.34%	150.86%	157.81%	-
Profitability
ROA	3.95%	3.39%	3.56%	4.26%	4.24%	4.67%	-	-	-
ROE	7.6%	6.16%	6.22%	10.43%	11.66%	9.65%	-	-	-
Financial Health
Leverage (Debt/EBITDA)	-	4.06x	2.75x	2.46x	2.58x	-	-	-	-
Debt / Free cash flow	-	13.97x	3.11x	4.72x	9.32x	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	1.84%	1.38%	1.5%	0.92%	0.61%	0.76%	0.8%	-
CAPEX / EBITDA (%)	-	7.5%	4.96%	5.36%	3.51%	2.26%	2.72%	2.81%	-
CAPEX / FCF (%)	-	25.77%	5.59%	10.3%	12.66%	5.59%	4.81%	4.34%	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Book Value Per Share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
EPS ¹	-	0.57	0.62	1.08	1.24	1.12	1.567	1.88	2.107
Change	-	-	8.77%	74.19%	14.81%	-9.68%	39.88%	20%	12.06%
Nbr of stocks (in thousands)	-	115,599	116,762	117,566	112,374	108,723	104,889	104,889	104,889
Announcement Date	-	27/02/20	25/02/21	24/02/22	01/03/23	29/02/24	-	-	-