Group ACI Worldwide, Inc.

Applied Communications (Ireland) Ltd., operating as part of ACI Worldwide, provides real-time, cloud-native payments technology and advanced software solutions for banks, merchants, billers, and industries such as retail, government, healthcare, airlines, and higher education. The company is located in Ireland. Its product suite includes a unified payments hub supporting all payment types with integrated AI-driven fraud management, a payments orchestration platform for multi-acquiring and alternative payment methods, a bill payment and loan servicing platform, and a flexible card issuing platform with fraud prevention and loyalty features. The Irish company offers scalable, secure, and compliant payment orchestration, leveraging AI and machine learning for fraud detection, anti-money laundering, chargeback management, and digital identity verification. Solutions support seamless customer experiences across online, mobile, call center, and in-person channels, and comply with regulatory standards such as PCI DSS, SCA, CFPB, GLBA, NACHA, and ISO 20022. Specialized platforms are available for mobile wallet integration and secure ecommerce tailored for the airline industry, supporting digital engagement and localized payment acceptance.

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