Company Valuation: Íslandsbanki hf.

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027
Capitalization 1 252,400 239,600 219,840 234,933 249,331 249,331 -
Change - -5.07% -8.25% 6.87% 6.13% 0% -
Enterprise Value (EV) 252,400 239,600 219,840 234,933 249,331 249,331 249,331
Change - -5.07% -8.25% 6.87% 6.13% 0% 0%
P/E ratio 11.2x 9.83x 9.01x 9.9x 10.8x 10.6x 10.5x
PBR 1.24x 1.09x 0.98x 1.05x 1.22x 1.15x 1.09x
PEG 0x 1.19x 8.45x 5.81x 1.24x 0.7x 10.86x
Capitalization / Revenue 5.03x 4.19x 3.42x 3.73x 3.9x 3.58x 3.49x
EV / Revenue 0x 0x 0x 0x 3.8x 3.58x 3.49x
EV / EBITDA - - - - - - -
EV / EBIT 0x 0x 0x 0x 7.3x 8.24x 6.52x
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Dividend per Share 2 5.95 - 6.15 6.26 6.225 10.05 10.81
Rate of return 4.71% - 5.54% 5.05% 4.34% 7.01% 7.53%
EPS 2 11.26 12.19 12.32 12.53 13.62 13.51 13.64
Distribution rate 52.8% - 49.9% 50% 53.4% 74.4% 79.2%
Net sales 1 50,172 57,236 64,237 62,938 67,240 69,663 71,439
EBITDA - - - - - - -
EBIT 1 24,605 31,295 34,763 32,940 35,676 30,268 38,268
Net income 1 23,725 24,535 24,585 24,246 25,249 25,410 25,655
Net Debt - - - - - - -
Reference price 2 126.20 119.80 111.00 124.00 143.50 143.50 143.50
Nbr of stocks (in thousands) 2,000,000 2,000,000 1,980,539 1,894,624 1,737,495 1,737,495 -
Announcement Date 10/02/22 09/02/23 08/02/24 13/02/25 12/02/26 - -
1ISK in Million2ISK
Estimates

P/E ratio, Detailed evolution

P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
12.31x - - 4.34% 1.98B
13.03x - - 2.25% 764B
5.59x - - 5.56% 352B
10.77x - - 2.57% 335B
5.41x - - 5.52% 271B
10x - - 5.23% 268B
5.47x - - 5.55% 235B
10.6x - - 2.53% 229B
14.17x - - 3.03% 225B
26.69x - - 2.91% 203B
Average 11.40x 3.95% 288.45B
Weighted average by Cap. 11.10x 3.68%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield

  1. Stock Market
  2. Equities
  3. ISB Stock
  4. Valuation Íslandsbanki hf.
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