OnePay and Klarna announced Swipe to Finance, a new OnePay Later option that gives OnePay Cash customers the ability to pay over time after checkout. The feature, which will be powered by Klarna and launch in the coming months, will allow eligible OnePay Cash customers to convert recent purchases into fixed-term payment plans directly within the OnePay app. The offering will be available for eligible debit transactions.

Swipe to Finance represents the next phase of a broader roadmap OnePay and Klarna are building together to bring simple, transparent payment options for consumers, following the installment-loan partnership announced in March 2025. Additional products and features are planned for later this year that expand OnePay's types of flexible payment options and can reach new customers.