Joint Stock Company Kaspi.kz reported earnings results for the third quarter and nine months ended September 30, 2025. For the third quarter, the company reported revenue was KZT 1,110,174 million compared to KZT 649,754 million a year ago. Net income was KZT 278,046 million compared to KZT 274,376 million a year ago.
For the nine months, revenue was KZT 2,899,526 million compared to KZT 1,801,805 million a year ago. Net income was KZT 790,724 million compared to KZT 740,433 million a year ago.
Kaspi.kz AO (Joint Stock Company Kaspi.kz), formerly Aktsionernoe obshchestvo kaspi, is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates as holding company for Kaspi Group AO and Kaspi Magazin TOO. The Company operates through two segments. Mass retail offers a wide range of products and financial services to retail customers through a network of branches, offices, and automated teller machine (ATM). These products include savings and current accounts, credit cards, car loans and commodity loans, as well as a wide range of insurance policies. Financial services for corporate, middle, and small, and other businesses segment, including deposits, overdrafts, loans and other credit services and currency exchange.
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Investor
Investor
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Global
Global
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Quality
Quality
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ESG MSCI
ESG MSCI
The MSCI ESG score assesses a company’s environmental, social, and governance practices relative to its industry peers. Companies are rated from CCC (laggard) to AAA (leader). This rating helps investors incorporate sustainability risks and opportunities into their investment decisions.
