The average mortgage rates with short maturities continued to show only minor changes in February. Meanwhile, longer-term rates edged down slightly.

This is according to Finwire News' recurring survey of average interest rates at nine major mortgage lenders.

For the three-month term, the average rate remained at 2.61 percent in February, unchanged from January.

The lowest average variable three-month rate this month was offered by Skandia at 2.55 percent.

The lowest one-year rate was offered by Danske Bank at 2.53 percent.

SEB had the lowest two-year rate at 2.81 percent.

The average rates are those that mortgage lenders have actually granted to their customers over the past month. These rates differ from the so-called listed rates, which are stated before any potential discounts.

Average Rates
February 20263 months1 year2 years3 years5 years
Danske Bank2.572.532.832.893.14
Landshypotek2.572.662.952.97
Länsförsäkringar2.652.603.043.193.42
Handelsbanken2.632.852.923.053.31
Nordea2.672.882.953.073.33
SBAB2.652.782.873.003.29
SEB2.632.712.812.883.07
Skandia2.552.742.913.033.24
Swedbank2.592.722.832.773.15
Average2.612.722.902.983.24
Median2.632.722.913.003.27
Lowest2.552.532.812.773.07
Highest2.672.883.043.193.42

The table below shows the developments over the past two months.

Average Rates
Mortgage Institution3 months1 year2 years3 years5 years
Danske Bank
February 20262.572.532.832.893.14
January 20262.582.792.822.993.18
Landshypotek
February 20262.572.662.952.97no data
January 20262.562.783.083.143.41
Länsförsäkringar
February 20262.652.603.043.193.42
January 20262.652.713.163.343.57
Handelsbanken
February 20262.632.852.923.053.31
January 20262.632.903.003.223.46
Nordea
February 20262.672.882.953.073.33
January 20262.663.023.103.223.46
SBAB
February 20262.652.782.873.003.29
January 20262.652.792.953.073.33
SEB
February 20262.632.712.812.883.07
January 20262.632.812.852.913.16
Skandia
February 20262.552.742.913.033.24
January 20262.562.732.812.973.21
Swedbank
February 20262.592.722.832.773.15
January 20262.612.832.972.873.33


The table below shows the historical average rates for the nine mortgage institutions.

Average of nine mortgage institutions3 months1 year2 years3 years5 years
February 20262.612.722.902.983.24
January 20262.612.822.973.083.35
December 20252.612.792.903.013.23
November 20252.622.812.882.973.18
October 20252.632.792.862.963.17
September 20252.742.742.822.923.13
August 20252.822.832.902.983.20
July 20252.822.852.903.013.21
June 20252.952.983.013.093.30
May 20253.073.013.043.153.35
April 20253.073.093.173.263.42
March 20253.083.123.153.253.35
February 20253.113.103.083.133.23