ACI Worldwide, Inc. reported earnings results for the fourth quarter and full year ended December 31, 2025. For the fourth quarter, the company reported revenue was USD 481.6 million compared to USD 453.04 million a year ago. Net income was USD 64.34 million compared to USD 98.56 million a year ago. Basic earnings per share from continuing operations was USD 0.63 compared to USD 0.94 a year ago. Diluted earnings per share from continuing operations was USD 0.62 compared to USD 0.93 a year ago.
For the full year, revenue was USD 1,759.78 million compared to USD 1,594.29 million a year ago. Net income was USD 226.66 million compared to USD 203.12 million a year ago. Basic earnings per share from continuing operations was USD 2.18 compared to USD 1.93 a year ago. Diluted earnings per share from continuing operations was USD 2.16 compared to USD 1.91 a year ago.
ACI Worldwide, Inc. is a global payments technology company. The Company delivers software solutions that power intelligent payments orchestration in real time to banks, billers, and merchants. Its segments include Payment Software and Biller. Payment Software drives payments orchestration for banks and merchants. It provides payment solutions to large and mid-sized banks globally for retail banking, digital, and other payment services. In addition, it enables banks to meet the requirements of different real-time payments schemes and to create differentiated products to meet consumer, business, and merchant demands. The Biller segment provides electronic bill presentment and payment services to companies operating in the consumer finance, insurance, healthcare, higher education, utility, government, mortgage, subscription provider, and telecommunications categories. It also provides fraud abuse protection to its Biller customers leveraging its proven AI, human, and data capabilities.
This super rating is the result of a weighted average of the rankings based on the following ratings: Valuation (Composite), EPS Revisions (4 months), and Visibility (Composite). We recommend that you carefully review the associated descriptions.
Investor
Investor
This super composite rating is the result of a weighted average of the rankings based on the following ratings: Fundamentals (Composite), Valuation (Composite), EPS Revisions (1 year), and Visibility (Composite). We recommend that you carefully review the associated descriptions.
-
Global
Global
This composite rating is the result of an average of the rankings based on the following ratings: Fundamentals (Composite), Valuation (Composite), Financial Estimates Revisions (Composite), Consensus (Composite) and Visibility (Composite). The company must be covered by at least 4 of these 5 ratings for the calculation to be carried out. We recommend that you carefully review the associated descriptions.
-
Quality
Quality
This composite rating is the result of an average of rankings based on the following ratings: Returns (Composite), Profitability (Composite) and Quality of Financial Reporting (Composite), and Financial Health (Composite). The company must be covered by at least 2 of these 3 ratings for the calculation to be performed. We recommend that you carefully read the associated descriptions.
-
ESG MSCI
ESG MSCI
The MSCI ESG score assesses a company’s environmental, social, and governance practices relative to its industry peers. Companies are rated from CCC (laggard) to AAA (leader). This rating helps investors incorporate sustainability risks and opportunities into their investment decisions.