ACI Worldwide and Kinexys by J.P. Morgan announced the integration of Kinexys Liink?s Confirm application into ACI Worldwide?s Fraud and Financial Crime solution. The integration embeds account and payee verification directly into payment workflows, enabling banks to help reduce fraud, protect customers, and aims to support safer, faster payments at scale. Through this collaboration, financial institutions gain a robust account validation capability, supporting a broad range of payment types and geographies.
By unifying account and payee verification within an enterprise fraud platform, banks can apply consistent controls across payment rails, simplify compliance with evolving requirements, and strengthen protection as payment volumes continue to grow. The integration of Kinexys Liink?s Confirm application into ACI?s fraud management platform enables confirmation that an account exists, is open, and matches the intended recipient before a payment is initiated. This allows financial institutions to reduce misdirected payments and scams without adding friction for legitimate customers.
ACI embeds verification and fraud decisioning across ACH, wire, and instant payments within the transaction workflows of ACI Connetic, ACI?s cloud-native platform, bringing account-to-account payments, card payments and AI-driven fraud prevention together within a single, modular, cloud-native architecture. ACI Worldwide?s Fraud and Financial Crime solution provides cross-channel, real-time intelligence, helping institutions strengthen fraud prevention, simplify operations, and adapt to evolving regulatory and customer expectations.
